AAA Federal Credit Union

Overview / Commentary
1112 N Bendix Dr
South Bend, IN 46628-1929

AAA Federal Credit Union is headquartered in South Bend and is the 52nd largest credit union in the state of Indiana. It is also the 2,096th largest credit union in the nation. It was established in 1939 and as of December of 2019, it had grown to 23 employees and 6,905 members at 3 locations. AAA Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

AAA Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in St. Joseph County, Indiana. Immediate family of existing credit union members are also eligible to join.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. AAA Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3412
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD0.42%
Return on Equity - YTD3.55%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$62.7MM$61.5MM
LoansQ4 2019vs Q4 2018$23.9MM$25.7MM
DepositsQ4 2019vs Q4 2018$55.1MM$54.0MM
Equity CapitalQ4 2019vs Q4 2018$7.4MM$7.1MM
Loan Loss AllowanceQ4 2019vs Q4 2018$153.00K$173.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$147.00K$66.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAA Federal Credit Union Savings Account Rates

0.05%$250-Regular Share
0.05%--Christmas Club
0.05%$250-Special Savings

AAA Federal Credit Union Money Market Rates

0.20%*$25k*-Money Markets
OTHER TIERS: 0.10% $2.5k - $25k

AAA Federal Credit Union CD Rates

1.15%$10k-36 Month CD
1.05%*$10k*-30 Month CD
OTHER TIERS: 1.00% $500 - $10k
1.00%*$10k*-24 Month CD
OTHER TIERS: 0.90% $500 - $10k
0.80%*$10k*-18 Month CD
OTHER TIERS: 0.75% $500 - $10k
0.75%*$10k*-12 Month CD
OTHER TIERS: 0.65% $500 - $10k
0.40%*$10k*-6 Month CD
OTHER TIERS: 0.30% $500 - $10k
0.25%$300-12 Month Teen Club Accounts
0.15%$300-6 Month Teen Club Accounts
0.15%$500-3 Month CD

AAA Federal Credit Union Locations
Branch Office1404 E Ireland RdSouth Bend, IN 46614-3452
Branch Office3630 Edison Lakes PkwyMishawaka, IN 46545-3445
Branch Office1112 N Bendix DrSouth Bend, IN 46628-1929

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