AAA Federal Credit Union

Overview / Commentary
1112 N Bendix Dr
South Bend, IN 46628-1929

AAA Federal Credit Union is headquartered in South Bend and is the 53rd largest credit union in the state of Indiana. It is also the 2,120th largest credit union in the nation. It was established in 1939 and as of March of 2021, it had grown to 25 employees and 5,820 members at 3 locations. AAA Federal Credit Union has an A health rating.

Field of Membership Restrictions

AAA Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in St. Joseph County, Indiana. Immediate family of existing credit union members are also eligible to join.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. AAA Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #3412
Year Chartered1939
Primary Regulator
Profit Margin
Return on Assets - YTD-0.34%
Return on Equity - YTD-3.38%
Annual Interest Income$389.00K
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$73.7MM$64.3MM
LoansQ1 2021vs Q1 2020$24.5MM$27.2MM
DepositsQ1 2021vs Q1 2020$65.9MM$56.7MM
Equity CapitalQ1 2021vs Q1 2020$7.3MM$7.4MM
Loan Loss AllowanceQ1 2021vs Q1 2020$136.00K$142.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$78.00K$182.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not AAA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAA Federal Credit Union Savings Account Rates

0.05%$250-Regular Share
0.05%--Christmas Club
0.05%$250-Special Savings

AAA Federal Credit Union Money Market Rates

0.15%*$25k*-Money Markets
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $25k

AAA Federal Credit Union Checking Account Rates

3.00%*-$7.5kKasasa Cash
OTHER TIERS: 0.44% $7.5k+

AAA Federal Credit Union CD Rates

0.40%$10k-36 Month CD
0.35%*$10k*-30 Month CD
OTHER TIERS: 0.30% $500 - $10k
0.30%*$10k*-24 Month CD
OTHER TIERS: 0.25% $500 - $10k
0.25%*$10k*-18 Month CD
OTHER TIERS: 0.20% $500 - $10k
0.25%$300-12 Month Teen Club Accounts
0.20%*$10k*-12 Month CD
OTHER TIERS: 0.15% $500 - $10k
0.15%*$10k*-6 Month CD
OTHER TIERS: 0.10% $500 - $10k
0.15%$300-6 Month Teen Club Accounts
0.08%$500-3 Month CD

AAA Federal Credit Union Locations
Branch Office1404 E Ireland RdSouth Bend, IN 46614-3452
Branch Office3630 Edison Lakes PkwyMishawaka, IN 46545-3445
Branch Office1112 N Bendix DrSouth Bend, IN 46628-1929

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