AAA Federal Credit Union

Overview / Commentary

574-232-8021

1112 N Bendix Dr
South Bend, IN 46628-1929

AAA Federal Credit Union is headquartered in South Bend and is the 53^rd largest credit union in the state of Indiana. It is also the 2,120^th largest credit union in the nation. It was established in 1939 and as of March of 2021, it had grown to 25 employees and 5,820 members at 3 locations. AAA Federal Credit Union has an A health rating.

Field of Membership Restrictions

AAA Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in St. Joseph County, Indiana. Immediate family of existing credit union members are also eligible to join.
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Health

Data as of Q1 2021

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. AAA Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	3412
Year Chartered	1939
Employees	25
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.34%
Return on Equity - YTD	-3.38%
Annual Interest Income	$389.00K

Assets and Liabilities
Assets	Q1 2021vs Q1 2020	$73.7MM$64.3MM
Loans	Q1 2021vs Q1 2020	$24.5MM$27.2MM
Deposits	Q1 2021vs Q1 2020	$65.9MM$56.7MM
Equity Capital	Q1 2021vs Q1 2020	$7.3MM$7.4MM
Loan Loss Allowance	Q1 2021vs Q1 2020	$136.00K$142.00K
Unbacked Noncurrent Loans	Q1 2021vs Q1 2020	$78.00K$182.00K
Real Estate Owned	Q1 2021vs Q1 2020	$0$0

Rates

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Savings
Money Market
Checking
CD

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Always verify rates and promotions with the bank or credit union. We are not AAA Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAA Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$250	-	Regular Share
0.05%	-	-	Christmas Club
0.05%	$250	-	Special Savings

AAA Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%^*	$25k^*	-	Money Markets
OTHER TIERS: 0.05% → $2.5k - $10k \| 0.10% → $10k - $25k

AAA Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	-	$7.5k	Kasasa Cash
OTHER TIERS: 0.44% → $7.5k+

AAA Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$10k	-	36 Month CD
0.35%^*	$10k^*	-	30 Month CD
OTHER TIERS: 0.30% → $500 - $10k
0.30%^*	$10k^*	-	24 Month CD
OTHER TIERS: 0.25% → $500 - $10k
0.25%^*	$10k^*	-	18 Month CD
OTHER TIERS: 0.20% → $500 - $10k
0.25%	$300	-	12 Month Teen Club Accounts
0.20%^*	$10k^*	-	12 Month CD
OTHER TIERS: 0.15% → $500 - $10k
0.15%^*	$10k^*	-	6 Month CD
OTHER TIERS: 0.10% → $500 - $10k
0.15%	$300	-	6 Month Teen Club Accounts
0.08%	$500	-	3 Month CD

Locations

AAA Federal Credit Union Locations
Branch Office	1404 E Ireland Rd	South Bend, IN 46614-3452
Branch Office	3630 Edison Lakes Pkwy	Mishawaka, IN 46545-3445
Branch Office	1112 N Bendix Dr	South Bend, IN 46628-1929

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