AAC Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
3.00%	Reward Checking	FreePlus Checking 1.82% - National Average
2.00%	5-year CD	60 Months CD 2.25% - Ally Bank High Yield 5 Year CD
0.50%	1-year CD	12 Months CD 1.50% - Ally Bank No Penalty 11-Month CD

View all AAC Credit Union rates »

Overview / Commentary

aaccreditunion.org

616-459-4429

904 Broadway NW
Grand Rapids, MI 49504-4415

AAC Credit Union is headquartered in Grand Rapids and is the 80^th largest credit union in the state of Michigan. It is also the 1,311^th largest credit union in the nation. It was established in 1937 and as of March of 2017, it had grown to 31 employees and 14,577 members at 7 locations. AAC Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in AAC Credit Union is open to the following: (1) those who live, work, worship or attend school in Allegan, Barry, Ionia, Kent, Muskegon, and Ottawa Counties in Michigan; (2) those involved in the manufacturing or the sale of furniture in the listed counties; (3) any person who receives retirement payments who live within a 25-mile radius of the credit union's main office or within Kent County and the adjacent counties.
See current membership details

AAC Credit Union promotions: 18 Month CD special: 1.49% rate, 1.50% apy, min $500.00 https://www.aaccreditunion.net/shop/savings/rate New member $100 special: To claim your $100: New members visit AAC and open a Free & Easy Checking and within 60 days, start at least $500 in monthly direct deposits, perform 6 debit card transactions, enroll for eStatements, and login to online banking. Meet criteria and $100 will be deposited into your checking. Offer ends 08/01/17. http://www.aaccreditunion.net/Special_Offers_301.html

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Health

A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62217
Year Chartered	1937
Employees	31
Primary Regulator

Profit Margin
Return on Assets - YTD	1.67%
Return on Equity - YTD	9.31%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$137.6MM$119.4MM
Loans	Q1 2017vs Q1 2016	$85.8MM$70.9MM
Deposits	Q1 2017vs Q1 2016	$107.4MM$95.7MM
Equity Capital	Q1 2017vs Q1 2016	$24.3MM$22.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$1.1MM$1.0MM
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$537.00K$360.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

User-submitted Promotions & Notices

Submit a Promo

This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.

1.50% 18-Month CD Special And $100 Checking Bonus In Michigan

susanc | May 16, 2017

AAC Credit Union promotions:

18 Month CD special: 1.49% rate, 1.50% apy, min $500.00

https://www.aaccreditunion.net/shop/savings/rate

New member $100 special:

To claim your $100: New members visit AAC and open a Free & Easy Checking and within 60 days, start at least $500 in monthly direct deposits, perform 6 debit card transactions, enroll for eStatements, and login to online banking. Meet criteria and $100 will be deposited into your checking. Offer ends 08/01/17.

http://www.aaccreditunion.net/Special_Offers_301.html

Comment

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Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAC Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.27%^*	$1k^*	-	Health Savings Account
OTHER TIERS: 1.50% → Up to $1k
1.00%	-	-	Christmas Club
0.75%	$500	-	IRA
0.75%	$500	-	Roth IRA
0.20%	$200	-	Savings

AAC Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$50k^*	$100k	Money Market
OTHER TIERS: 0.25% → $2k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $50k
0.50%	$100k	-	Super Money Market

AAC Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	-	$10k	FreePlus Checking
0.50%^*	$50k^*	-	Power Checking
OTHER TIERS: 0.25% → $2k - $10k \| 0.30% → $10k - $25k \| 0.40% → $25k - $50k

AAC Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%	$50	$500	12 Months Youth CD Special
2.00%	$500	-	60 Months CD
1.50%	$500	-	18 Month CD Special
1.11%	$500	-	48 Months CD
1.05%	$500	-	13 Month CD Special
0.90%	$500	-	36 Months CD
0.75%	$25	-	Let it Grow CD
0.70%	$500	-	24 Month CD
0.50%	$500	-	12 Months CD
0.40%	$500	-	6 Months CD

Locations

AAC Credit Union Locations
Branch Office	904 Broadway Ave NW	Grand Rapids, MI 49504-4415
Branch Office	612 E Main Ave	Zeeland, MI 49464
Branch Office	855 E Main Ave	Zeeland, MI 49464-1366
Branch Office	17228 Van Wagoner Rd	Spring Lake, MI 49456-9702
Branch Office	12390 Riley St	Holland, MI 49424-9219
Branch Office	215 E 25th St	Holland, MI 49423
Corporate Office	177 Wilson Ave NW	Grand Rapids, MI 49534