AAC Credit Union

Overview / Commentary
177 Wilson Ave NW
Grand Rapids, MI 49534

AAC Credit Union is headquartered in Grand Rapids and is the 77th largest credit union in the state of Michigan. It is also the 1,275th largest credit union in the nation. It was established in 1937 and as of September of 2022, it had grown to 39 employees and 15,199 members at 7 locations. AAC Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in AAC Credit Union is open to the following: (1) those who live, work, worship or attend school in Allegan, Barry, Ionia, Kent, Muskegon, and Ottawa Counties in Michigan; (2) those involved in the manufacturing or the sale of furniture in the listed counties; (3) any person who receives retirement payments who live within a 25-mile radius of the credit union's main office or within Kent County and the adjacent counties.
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Health Grade Components

NCUA #62217
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD7.58%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$193.4MM$192.9MM
LoansQ3 2022vs Q3 2021$114.0MM$103.0MM
DepositsQ3 2022vs Q3 2021$150.8MM$153.0MM
Equity CapitalQ3 2022vs Q3 2021$40.6MM$37.6MM
Loan Loss AllowanceQ3 2022vs Q3 2021$746.00K$1.0MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$331.00K$225.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not AAC Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAC Credit Union Savings Account Rates

4.00%$5-Christmas Club
1.00%*$5k*-Health Savings Account
OTHER TIERS: 0.50% $1 - $1k | 0.75% $1k - $5k

AAC Credit Union Money Market Rates

0.65%*$250k*-Money Market
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k | 0.40% $50k - $100k | 0.50% $100k - $250k

AAC Credit Union Checking Account Rates

3.00%-$10kFreePlus Checking
0.40%*$50k*-Power Checking
OTHER TIERS: 0.15% $2k - $10k | 0.20% $10k - $25k | 0.25% $25k - $50k

AAC Credit Union CD Rates

4.25%$50$50012 Month Youth CD Special
4.25%$500-12 Month CD Special
4.00%$500-6 Month CD Special
3.50%$500-18 Month CD
3.50%$25-12 Month Let it Grow CD
3.50%$500-30 Month Bump up CD
3.50%$500-21 Month Bump up CD
2.50%$500-24 Month CD
2.00%$500-36 Month CD
2.00%$500-48 Month CD
2.00%$500-60 Month CD

AAC Credit Union Locations
Branch Office904 Broadway Ave NWGrand Rapids, MI 49504-4415
Branch Office612 E Main AveZeeland, MI 49464
Branch Office855 E Main AveZeeland, MI 49464-1366
Branch Office17228 Van Wagoner RdSpring Lake, MI 49456-9702
Branch Office12390 Riley StHolland, MI 49424-9219
Branch Office215 E 25th StHolland, MI 49423
Corporate Office177 Wilson Ave NWGrand Rapids, MI 49534

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