Featured Savings Rates
Featured Accounts

AAC Credit Union

Popular Accounts at this Credit Union

3.00%Reward CheckingFreePlus Checking
2.05%2-year CD25 Month CD Special
2.27%5-year CD60 Month CD Special

Overview / Commentary
177 Wilson Ave NW
Grand Rapids, MI 49534

AAC Credit Union is headquartered in Grand Rapids and is the 78th largest credit union in the state of Michigan. It is also the 1,299th largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 32 employees and 15,367 members at 7 locations. AAC Credit Union's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in AAC Credit Union is open to the following: (1) those who live, work, worship or attend school in Allegan, Barry, Ionia, Kent, Muskegon, and Ottawa Counties in Michigan; (2) those involved in the manufacturing or the sale of furniture in the listed counties; (3) any person who receives retirement payments who live within a 25-mile radius of the credit union's main office or within Kent County and the adjacent counties.
See current membership details

Related Posts

AAC Credit Union (MI) Adds 25-Month Autumn CD Special - 10/19/2017

AAC Credit Union (MI) has added an 25-month Autumn Special CD that earns 2.05% APY. The minimum deposit is $500, with no stated balance cap.

1.50% 18-Month CD Special And $100 Checking Bonus In Michigan - 5/16/2017

AAC Credit Union promotions: 18 Month CD special: 1.49% rate, 1.50% apy, min $500.00 https://www.aaccreditunion.net/shop/savings/rate New member $100 special: To claim your $100: New members visit AAC and open a Free & Easy Checking and within 60 days, start at least $500 in monthly direct deposits, perform 6 debit card transactions, enroll for eStatements, and login to online banking. Meet criteria and $100 will be deposited into your checking. Offer ends 08/01/17. http://www.aaccreditunion.net/Special_Offers_301.html


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Health Grade Components

NCUA #62217
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD1.72%
Return on Equity - YTD9.13%
Annual Interest Income$6.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$139.3MM$134.3MM
LoansQ4 2017vs Q4 2016$92.6MM$83.5MM
DepositsQ4 2017vs Q4 2016$111.4MM$100.7MM
Equity CapitalQ4 2017vs Q4 2016$26.2MM$23.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.1MM$1.1MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$805.00K$542.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AAC Credit Union Savings Account Rates

2.27%*$1k*-Health Savings Account
OTHER TIERS: 1.50% Up to $1k
1.00%--Christmas Club

AAC Credit Union Money Market Rates

0.50%*$50k*$100kMoney Market
OTHER TIERS: 0.25% $2k - $10k | 0.30% $10k - $25k | 0.35% $25k - $50k
0.50%$100k-Super Money Market

AAC Credit Union Checking Account Rates

3.00%-$10kFreePlus Checking
0.50%*$50k*-Power Checking
OTHER TIERS: 0.25% $2k - $10k | 0.30% $10k - $25k | 0.40% $25k - $50k

AAC Credit Union CD Rates

3.00%$50$50012 Months Youth CD Special
2.27%$500-60 Month CD Special
2.05%$500-25 Month CD Special
1.51%$500-13 Month CD Special
1.11%$500-48 Months CD
0.90%$500-36 Months CD
0.75%$25-Let it Grow CD
0.70%$500-24 Month CD
0.55%$500-18 Months CD
0.50%$500-12 Months CD
0.40%$500-6 Months CD

AAC Credit Union Locations
Branch Office904 Broadway Ave NWGrand Rapids, MI 49504-4415
Branch Office612 E Main AveZeeland, MI 49464
Branch Office855 E Main AveZeeland, MI 49464-1366
Branch Office17228 Van Wagoner RdSpring Lake, MI 49456-9702
Branch Office12390 Riley StHolland, MI 49424-9219
Branch Office215 E 25th StHolland, MI 49423
Corporate Office177 Wilson Ave NWGrand Rapids, MI 49534