Overview / Commentary
A.B.D. Federal Credit Union is headquartered in WARREN and is the 124th largest credit union in the state of Michigan. It is also the 1,990th largest credit union in the nation. It was established in 1948 and as of December of 2019, it had grown to 26 employees and 10,671 members at 3 locations. A.B.D. Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to employees and retirees of the Daimler- Chrysler Corporation who work at select Daimler-Chrysler facilities, as well as employees of certain select businesses.
See current membership details
Health
A
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. A.B.D. Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5885 |
| Year Chartered | 1948 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.65% |
| Return on Equity - YTD | 13.07% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $69.4MM$63.3MM |
| Loans | Q4 2019vs Q4 2018 | $15.4MM$18.5MM |
| Deposits | Q4 2019vs Q4 2018 | $59.6MM$54.7MM |
| Equity Capital | Q4 2019vs Q4 2018 | $8.4MM$7.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $127.00K$184.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $279.00K$131.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |