APG Federal Credit Union (APGFCU)
APG Federal Credit Union (APGFCU) is headquartered in Edgewood and is the 5th largest credit union in the state of Maryland. It is also the 208th largest credit union in the nation. It was established in 1938 and as of December of 2024, it had grown to 374 employees and 168,097 members at 14 locations. APG Federal Credit Union (APGFCU) has a B+ health rating.
Field of Membership Restrictions
Membership in APG Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Maryland counties of Baltimore, Cecil or Harford, or the City of Baltimore. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details
Makes The Loan Process MISERABLE
Dealing with the home equity department is MISERABLE. Nobody answers their phone, returns messages, or acknowledges emails. I was forced to call the main customer service number and file a complaint before someone finally called me regarding my partially process home equity loan. The department continually gave me inaccurate information then changed their response after it was too late for me to do anything about it; resulting in over $2,500 of unexpected costs. So many things were done wrong that I can't even put them all in this review box!! When senior level executives were informed of the repeated errors and given an opportunity to rectify the situation they decided that one customer wasn't worth their time. As a result my husband I have both closed our accounts and moved to HarCo where they take the time to recognize individual clients.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2540 |
| Year Chartered | 1938 |
| Employees | 374 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.69% |
| Return on Equity - YTD | 7.73% |
| Annual Interest Income | $127.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $2.36B$2.27B |
| Loans | Q4 2024vs Q4 2023 | $1.95B$1.77B |
| Deposits | Q4 2024vs Q4 2023 | $2.11B$2.03B |
| Equity Capital | Q4 2024vs Q4 2023 | $211.3MM$182.8MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $21.4MM$16.8MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $18.3MM$16.6MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
