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APG Federal Credit Union (APGFCU)


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
apgfcu.com
410-272-4000
1321 Pulaski Hwy
Edgewood, MD 21040

APG Federal Credit Union (APGFCU) is headquartered in Edgewood and is the 5th largest credit union in the state of Maryland. It is also the 208th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 377 employees and 171,880 members at 14 locations. APG Federal Credit Union (APGFCU)'s money market rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in APG Federal Credit Union is open to those who live, work, worship, attend school, or volunteer in the Maryland counties of Baltimore, Cecil or Harford, or the City of Baltimore. Immediate family and household members of anyone eligible to join also qualify for membership.
See current membership details

Reviews (1)

Makes The Loan Process MISERABLE

Posted by: |

Dealing with the home equity department is MISERABLE. Nobody answers their phone, returns messages, or acknowledges emails. I was forced to call the main customer service number and file a complaint before someone finally called me regarding my partially process home equity loan. The department continually gave me inaccurate information then changed their response after it was too late for me to do anything about it; resulting in over $2,500 of unexpected costs. So many things were done wrong that I can't even put them all in this review box!! When senior level executives were informed of the repeated errors and given an opportunity to rectify the situation they decided that one customer wasn't worth their time. As a result my husband I have both closed our accounts and moved to HarCo where they take the time to recognize individual clients.

3


Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #2540
Year Chartered1938
Employees377
Primary Regulator
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6.88%
Annual Interest Income$33.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.41B$2.37B
LoansQ1 2025vs Q1 2024$2.01B$1.82B
DepositsQ1 2025vs Q1 2024$2.16B$2.13B
Equity CapitalQ1 2025vs Q1 2024$215.4MM$185.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$21.9MM$18.1MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$13.4MM$15.1MM
Real Estate OwnedQ1 2025vs Q1 2024$48K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/23/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not APG Federal Credit Union (APGFCU); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

APG Federal Credit Union (APGFCU) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$10kEducator Rewards Summer Savings
OTHER TIERS: 0.25% → $10k+
0.25%$5-Regular Shares
0.25%$5-Business Regular Shares

APG Federal Credit Union (APGFCU) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*$750k*-High Yield Money Market Account - 50% New Money
OTHER TIERS: 1.00% → $75k - $125k | 1.25% → $125k - $200k | 1.50% → $200k - $500k | 2.00% → $500k - $750k
2.25%*$750k*-Business High Yield Money Market (50% New Money to open)
OTHER TIERS: 1.00% → $75k - $125k | 1.25% → $125k - $200k | 1.50% → $200k - $500k | 2.00% → $500k - $750k
1.00%*$100k*-Tiered Money Market
OTHER TIERS: 0.35% → $0 - $15k | 0.40% → $15k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k
1.00%*$100k*-Tiered Money Market IRA
OTHER TIERS: 0.35% → $100 - $15k | 0.40% → $15k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k
1.00%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.35% → $0 - $15k | 0.40% → $15k - $25k | 0.50% → $25k - $50k | 0.75% → $50k - $100k

APG Federal Credit Union (APGFCU) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%*$0$20kHigh Yield Checking
OTHER TIERS: 0.20% → $20k+
0.45%*$25k*-Premium Business Checking
OTHER TIERS: 0.35% → $0 - $10k | 0.40% → $10k - $25k
0.45%*$25k*-Not-For-Profit Checking
OTHER TIERS: 0.35% → $0 - $10k | 0.40% → $10k - $25k
0.25%*$20k*-Member Protect Checking
OTHER TIERS: 0.05% → $0 - $10k | 0.15% → $10k - $20k
0.05%$0-Checking Account
0.05%$0-Business Plus Checking
0.05%$0-Basic Business Checking

APG Federal Credit Union (APGFCU) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$100-5 Month CD Special
4.10%$100-Business 5 Month CD Special
3.95%$50k-12 Month Jumbo CD
3.95%$50k-Business 12 Month Jumbo CD
3.90%$100-12 Month MyTimes Plus CD
3.80%$25k-84 Month Super CD
3.80%$100-12 Month CD
3.80%$100-18 Month CD
3.80%$100-60 Month Gold Member Rewards CD
3.80%$100-84 Month Gold Member Rewards CD
3.80%$25k-60 Month Super CD
3.80%$100-Business 12 Month CD
3.80%$100-Business 18 Month CD
3.80%$25k-Business 60 Month Super CD
3.80%$25k-Business 84 Month Super CD
3.68%$100-60 Month Silver Member Rewards CD
3.68%$100-84 Month Silver Member Rewards CD
3.60%$50k-6 Month Jumbo CD
3.60%$50k-Business 6 Month Jumbo CD
3.55%$100-84 Month CD
3.55%$100-60 Month CD
3.55%$100-36 Month MyTimes CD
3.55%$100-48 Month Gold Member Rewards CD
3.55%$25k-30 Month Super CD
3.55%$25k-48 Month Super CD
3.55%$25k-Business 30 Month Super CD
3.55%$25k-Business 48 Month Super CD
3.55%$100-Business 60 Month CD
3.55%$100-Business 84 Month CD
3.50%$100-6 Month CD
3.50%$25k-24 Month Super CD
3.50%$100-Business 6 Month CD
3.50%$25k-Business 24 Month Super CD
3.43%$100-48 Month Silver Member Rewards CD
3.30%$100-30 Month CD
3.30%$100-48 Month CD
3.30%$100-Business 30 Month CD
3.30%$100-Business 48 Month CD
3.25%$100-45 Month Step-Up CD
3.25%$100-24 Month CD
3.25%$100-Business 24 Month CD
3.25%$100-Business 45 Month Step-Up CD
3.20%$100-25 Month Step-Up CD
3.20%$100-Business 25 Month Step-Up CD
2.85%$50k-3 Month Jumbo CD
2.85%$50k-Business 3 Month Jumbo CD

APG Federal Credit Union (APGFCU) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.10%$100-5 Month IRA Special
3.95%$50k-12 Month Jumbo IRA
3.90%$100-12 Month MyTimes Plus IRA
3.80%$100-12 Month IRA
3.80%$100-18 Month IRA
3.80%$100-60 Month Gold Member Rewards IRA
3.80%$25k-60 Month Super IRA
3.80%$100-84 Month IRA
3.80%$25k-84 Month Super IRA
3.80%$100-84 Month Gold Member Rewards IRA
3.68%$100-60 Month Silver Member Rewards IRA
3.68%$100-84 Month Silver Member Rewards IRA
3.60%$50k-6 Month Jumbo IRA
3.55%$25k-30 Month Super IRA
3.55%$100-36 Month MyTimes IRA
3.55%$100-48 Month Gold Member Rewards IRA
3.55%$25k-48 Month Super IRA
3.55%$100-60 Month IRA
3.50%$100-6 Month IRA
3.50%$25k-24 Month Super IRA
3.43%$100-48 Month Silver Member Rewards IRA
3.30%$100-30 Month IRA
3.30%$100-48 Month IRA
3.25%$100-24 Month IRA
3.25%$100-45 Month Step-Up IRA
3.20%$100-25 Month Step-Up IRA
2.85%$50k-3 Month Jumbo IRA
Locations

Availability

Baltimore Area

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