APG Federal Credit Union (APGFCU)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.55% | 4-year CD | 1.94% - National Average |
| 2.20% | 2-year CD | |
| 2.55% | 4-year IRA | 1.96% - National Average |
APG Federal Credit Union (APGFCU) is headquartered in Edgewood and is the 5th largest credit union in the state of Maryland. It is also the 227th largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 319 employees and 126,938 members at 13 locations. APG Federal Credit Union (APGFCU)'s money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in APG Federal Credit Union is open to those who reside, work, attend school, worship, or volunteer in Cecil or Hartford Counties, or select areas of Middle River, Maryland. Immediate family and household members may also be eligible.
See current membership details
Related Posts
Practically Perfect In Every Way
I really only started banking here because my parents bank here, and opened a savings account in my name when I was a baby. So when I got my first job, it was just easier to stay with APGFCU. I opened a checking account, and so began my experience with the credit union as an adult.
And I've never regretted it! If I ever need help with anything, it doesn't take them long to pick up the phone. Or I can go into a branch and speak to someone. And they're always so friendly and helpful. Their online banking website is very well-designed and intuitive, too
My one gripe relates to the one time they weren't able to help me. I had a foreign check I needed to deposit, and they were not able to accept it. I had to open a savings account at Bank of America, THEN wait 30 days to deposit the check since I was a new customer. It's probably just because they're a smaller institution, and I don't hold it against them, but that was the only time APGFCU has failed me. In all other ways, they've been absolutely fab.
This Bank is your Partner
I love this credit union for a good amount of reasons. The biggest one being that they are truly partners with you. There has been and I believe never will be hidden fees on any of your accounts with them. Also, if you ever find yourself making a mistake they will work with you to help you get out of the hole. One specific reason I see this bank as a partner is their loan offerings. They are always willing to help you with any debt you have and to make it easier to manage at the lowest rates available. Not long ago I had a few things pile up which really started putting me into a debt hole. After 1 hour with them I had a consolidation loan with much more manageable payments that what I was dealing with prior. I can't say enough good things about them to let them know how much I appreciate the way they do business.
Great Bank
I have been a member of APGFCU for close to 15 years. The bank has been great. I have done many things through them, such as having both checking and savings accounts, auto loans, and personal loans. They have excellent customer service and they have several locations around the area. I love the customer service both through the phone and online. The online banking feature is very useful and I have not encountered any problems. The tellers at the locations are very friendly and helpful. I very much recommend APGFCU to anyone living or working in the area. The only down side of the local credit union is that they are only local. During travel, you do not really have a bank to visit.
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 2540 |
| Year Chartered | 1938 |
| Employees | 319 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 10.43% |
| Annual Interest Income | $43.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $1.32B$1.21B |
| Loans | Q3 2018vs Q3 2017 | $1.17B$1.05B |
| Deposits | Q3 2018vs Q3 2017 | $1.17B$1.08B |
| Equity Capital | Q3 2018vs Q3 2017 | $112.7MM$102.0MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $9.1MM$8.4MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $6.7MM$7.4MM |
| Real Estate Owned | Q3 2018vs Q3 2017 | $330.00K$506.00K |
Always verify rates and promotions with the bank or credit union. We are not APG Federal Credit Union (APGFCU); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APG Federal Credit Union (APGFCU) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.35%* | - | $10k | Educator Rewards Summer Savings | ||
| OTHER TIERS: 0.35% → $10k+ | |||||
| 0.35% | $5 | - | Regular Shares | ||
APG Federal Credit Union (APGFCU) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | $200k* | - | High Yield Money Market Account | ||
| OTHER TIERS: 0.75% → $75k - $125k | 1.00% → $125k - $200k | |||||
| 0.50%* | $25k* | - | Tiered Money Market | ||
| OTHER TIERS: 0.45% → $2.5k - $25k | |||||
| 0.50%* | $25k* | - | Tiered Money Market IRA | ||
| OTHER TIERS: 0.45% → $100 - $25k | |||||
APG Federal Credit Union (APGFCU) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | - | - | Checking Account |
APG Federal Credit Union (APGFCU) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.95% | $25k | - | 84 Month Super CD | |
| 2.95% | $100 | - | 84 Month Gold Member Rewards CD | |
| 2.90% | $100 | - | 60 Month Gold Member Rewards CD | |
| 2.90% | $25k | - | 60 Month Super CD | |
| 2.83% | $100 | - | 84 Month Silver Member Rewards CD | |
| 2.80% | $100 | - | 48 Month Gold Member Rewards CD | |
| 2.80% | $25k | - | 48 Month Super CD | |
| 2.78% | $100 | - | 60 Month Silver Member Rewards CD | |
| 2.70% | $100 | - | 84 Month CD | |
| 2.70% | $100 | - | 36 Month MyTimes CD | |
| 2.70% | $25k | - | 30 Month Super CD | |
| 2.68% | $100 | - | 48 Month Silver Member Rewards CD | |
| 2.65% | $100 | - | 60 Month CD | |
| 2.55% | $100 | - | 48 Month CD | |
| 2.50% | $100 | - | 45 Month Step-Up CD | |
| 2.50% | $25k | - | 24 Month Super CD | |
| 2.45% | $100 | - | 30 Month CD | |
| 2.40% | $50k | - | 12 Month Jumbo CD | |
| 2.30% | $100 | - | 12 Month MyTimes Plus CD | |
| 2.25% | $100 | - | 24 Month CD | |
| 2.20% | $100 | - | 25 Month Step-Up CD | |
| 2.15% | $100 | - | 18 Month CD | |
| 2.10% | $100 | - | 12 Month CD | |
| 1.50% | $50k | - | 6 Month Jumbo CD | |
| 1.30% | $100 | - | 6 Month CD | |
| 1.00% | $50k | - | 3 Month Jumbo CD |
APG Federal Credit Union (APGFCU) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.95% | $25k | - | 84 Month Super IRA | |
| 2.95% | $100 | - | 84 Month Gold Member Rewards IRA | |
| 2.90% | $100 | - | 60 Month Gold Member Rewards IRA | |
| 2.90% | $25k | - | 60 Month Super IRA | |
| 2.83% | $100 | - | 84 Month Silver Member Rewards IRA | |
| 2.80% | $100 | - | 48 Month Gold Member Rewards IRA | |
| 2.80% | $25k | - | 48 Month Super IRA | |
| 2.78% | $100 | - | 60 Month Silver Member Rewards IRA | |
| 2.70% | $25k | - | 30 Month Super IRA | |
| 2.70% | $100 | - | 36 Month MyTimes IRA | |
| 2.70% | $100 | - | 84 Month IRA | |
| 2.68% | $100 | - | 48 Month Silver Member Rewards IRA | |
| 2.65% | $100 | - | 60 Month IRA | |
| 2.55% | $100 | - | 48 Month IRA | |
| 2.50% | $25k | - | 24 Month Super IRA | |
| 2.50% | $100 | - | 45 Month Step-Up IRA | |
| 2.45% | $100 | - | 30 Month IRA | |
| 2.40% | $50k | - | 12 Month Jumbo IRA | |
| 2.30% | $100 | - | 12 Month MyTimes Plus IRA | |
| 2.25% | $100 | - | 24 Month IRA | |
| 2.20% | $100 | - | 25 Month Step-Up IRA | |
| 2.15% | $100 | - | 18 Month IRA | |
| 2.10% | $100 | - | 12 Month IRA | |
| 1.50% | $50k | - | 6 Month Jumbo IRA | |
| 1.30% | $100 | - | 6 Month IRA | |
| 1.00% | $50k | - | 3 Month Jumbo IRA |
