Abound Credit Union

Overview / Commentary
3939 South Dixie Boulevard
Radcliff, KY 40160

Abound Credit Union, formerly known as Fort Knox Federal Credit Union, has provided valuable banking solutions to help hardworking Kentucky families thrive for more than 70 years. Today, we’ve grown to become Kentucky’s largest credit union with 18 locations serving over 115,000 military and civilian members. The Credit Union has been recognized for its leadership in financial education at the state and national level, winning the Kentucky Governor's Service Award and the Credit Union National Association Award for Youth Financial Literacy.

To join, go to AboundCU.com. Credit Union Membership requires a $10, one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Membership in Abound Credit Union is open all individuals who join either the USA Cares Association or the ECTC Military Education Association ($10 membership fee for either). Individuals who live, work, or worship in the Kentucky counties of Boyle, Breckenridge, Grayson, Hart, Larue, Meade, Nelson, or Taylor also qualify for membership, as do immediate family members of current Abound Credit Union members and/or employees.
See current membership details

Related Posts

6-Month Certificate @ 5% APY - 2/3/2023

6-month certificate @ 5% APY ($500 min.) – Abound CU https://www.aboundcu.com/Learn/Understanding-Made-Easy/Rates#certificateratespecials Subject to $10 membership fee if not already a member. Dividends paid and compounded quarterly. Dividend may be paid monthly for account balances $10,000.00 or higher. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. The owner shall forfeit an amount equal to 90 days dividends, whether earned or not.

Abound Credit Union Raises 26-Month CD Special Rate - 7/5/2022

Abound Credit Union (easy membership) has again raised the rate on its competitive 26-month CD Special. Minimum opening deposit is $500, with no stated balance cap.

Abound Credit Union Boosts 26-Month CD Special Rate - 3/22/2022

Abound Credit Union (easy membership) has raised the rate on its competitive 26-month CD Special. Minimum opening deposit is $500, with no stated balance cap.

View all posts from:

2/16/18 - 22-Month Certificate Special, 2.35% APY
9/22/17 - 14-Month CD Special 1.55% APY, 23-Month CD Special 1.90% APY
6/15/17 - 14-Month CD Special, 1.50% APY
2/16/17 - Limited-Time Rate On 59-Month CD, 2.25% APY
6/3/16 - 59-Month CD Now At 2.20% APY
9/16/15 - Fort Knox....As Found On Bankrate.Com
11/3/14 - 23-Month Cds
2/21/14 - Special 46-Month CD at Fort Knox FCU - Beware of Its History
8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/5/10 - Fort Knox FCU Cuts Money Market Rates
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
10/17/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
9/25/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
8/27/08 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
6/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

Does Not Offer ACH

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Does not offer ACH - you must wire in money and they charge $3 for incoming wires.  Outgoing wires are $12.  Reduces their APY somewhat.  Not great service in my opinion.

Identity Protection Offered By Credit Union

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Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

They Sided With A Scammer

I was looking to buy concert tickets from Ticketmaster and a scam website called ticket smarter which has an f rating with all the scam sites out of thousands of reviews people 70 something percent of the time do not get their product. Their website logo looks just like Ticketmaster. Anyway I filed for a chargeback because I was supposed to receive concert tickets on February 5th it is April 21st and I still have not received them even though I lost the charge back. Couldn't really read the findings considering that a bound credit Unions printer must have been running out of ink can they still had the nerve to send a faded copy of the argument that ticket smarter sent. Issue was that I reached out the ticket smarter they told me that the tickets were coming from a third party company to reach out to them and when I did they said they had no idea who I was and then I've never bought tickets from them. The only defense ticket smarter had was that the concert is not till July of this year and that is literally what a bound credit Union told me I lost because the concert hasn't occurred yet even though the tickets were supposed to be delivered by the 5th and they did not accept any of the email proof I had where they said they couldn't find me as a customer. They charge you a dollar to use your debit card as well.


Posted by: |

I have been a member of this credit union for years. I cannot say enough how they have worked with me to improve my financial position.



Health Grade Components

NCUA #7000
Year Chartered1950
Primary Regulator
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD13.07%
Annual Interest Income$49.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$2.03B$2.01B
LoansQ3 2022vs Q3 2021$1.41B$1.28B
DepositsQ3 2022vs Q3 2021$1.74B$1.69B
Equity CapitalQ3 2022vs Q3 2021$245.5MM$276.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$25.6MM$21.7MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$5.6MM$3.9MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for Abound Credit Union are currently being reviewed.



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