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Abound Credit Union


Overview / Commentary
www.aboundcu.com
502-942-0254
3939 S Dixie Blvd
Radcliff, KY 40160-5113

Fort Knox Federal Credit Union primarily serves areas of north central Kentucky. However, its field of membership now includes members of American Consumer Council which is free and open to anyone. Credit union membership requires a $10 one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Abound Credit Union is open to: (1) Anyone who lives, works, regularly conducts business, worships, or goes to school designated areas in Kentucky; (2) Active duty Military, National Guard, Reserve, or Civil Service employees; (3) Retired Civil Service or Military; (4) Contractors attached to Fort Knox Army base; (5) Employees of one of the SEGs (must contact the credit union for a list of employer groups)
See current membership details

Related Posts

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9/16/15 - Fort Knox....As Found On Bankrate.Com
11/3/14 - 23-Month Cds
2/21/14 - Special 46-Month CD at Fort Knox FCU - Beware of Its History
8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/5/10 - Fort Knox FCU Cuts Money Market Rates
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
10/17/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
9/25/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
8/27/08 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
6/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

Reviews (26)

Does Not Offer ACH

Posted by: |

Does not offer ACH - you must wire in money and they charge $3 for incoming wires.  Outgoing wires are $12.  Reduces their APY somewhat.  Not great service in my opinion.

15

Identity Protection Offered By Credit Union

Posted by: |

Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

47

Worst Credit Union Around

Posted by: |

Worst Bank or Credit Union I've ever dealt with. They bought out my old credit union Fort Knox Federal about a year ago. After implementing all of their new policies banking with them has been a living hell. After going around and around with them on my car loan I finally took the money out of savings and paid off my car loan and all other accounts with them. I will close all accounts including their credit card with a credit limit of 25,000 dollars as soon as I make sure that all pending charges are cleared. I'd rather use cash only if they were the only alternative.

1

GREAT MEMBER SERVICE!!

Posted by: |

I have been a member of this credit union for years. I cannot say enough how they have worked with me to improve my financial position.

1
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Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #7000
Year Chartered1950
Employees271
Primary Regulator
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD6.52%
Annual Interest Income$65.1MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$1.66B$1.55B
LoansQ4 2019vs Q4 2018$1.23B$1.17B
DepositsQ4 2019vs Q4 2018$1.39B$1.31B
Equity CapitalQ4 2019vs Q4 2018$252.2MM$230.9MM
Loan Loss AllowanceQ4 2019vs Q4 2018$27.1MM$26.8MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$15.8MM$8.2MM
Real Estate OwnedQ4 2019vs Q4 2018$30.00K$134.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Abound Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Abound Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-IRA Savings
OTHER TIERS: 0.10% → $100 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k
0.25%*$100k*-Roth IRA
OTHER TIERS: 0.10% → $100 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k
0.25%*$100k*-Education IRA
OTHER TIERS: 0.10% → $100 - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k
0.20%*$100k*-Savings Account
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k | 0.15% → $50k - $100k

Abound Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$250k-Business Savvy Money Market
1.15%$250k-Savvy Money Market Account
0.50%*$250k*-Money Market Account
OTHER TIERS: 0.10% → $1k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k
0.50%*$250k*-Business Money Market Account
OTHER TIERS: 0.10% → $1k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k | 0.40% → $100k - $250k

Abound Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-48 Month CD
1.30%$500-59 Month CD
1.30%$500-Business 59 Month CD
1.30%$500-Business 48 Month CD
1.20%$500-36 Month CD
1.20%$500-14 Month CD Special
1.20%$500-Business 14 Month CD Special
1.20%$500-Business 36 Month CD
1.10%$500-24 Month CD
1.10%$500-Business 24 Month CD
1.00%$500-18 Month CD
1.00%$500-Business 18 Month CD
0.90%$500-12 Month CD
0.90%$500-Business 12 Month CD
0.60%$500-6 Month CD
0.60%$500-Business 6 Month CD
0.40%$500-3 Month CD
0.40%$500-Business 3 Month CD

Abound Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$500-59 Month Rate Riser IRA
1.30%$500-Business 59 Month Rate Riser IRA
Locations

Availability



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