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Abound Credit Union


Overview / Commentary
www.aboundcu.com
800-285-5669
3939 S Dixie Blvd
Radcliff, KY 40160

Abound Credit Union (formerly Fort Knox Federal Credit Union) primarily serves areas of north central Kentucky. However, its field of membership now includes members of American Consumer Council which is free and open to anyone. Credit union membership requires a $10 one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Abound Credit Union is open to: (1) Anyone who lives, works, regularly conducts business, worships, or goes to school designated areas in Kentucky; (2) Active duty Military, National Guard, Reserve, or Civil Service employees; (3) Retired Civil Service or Military; (4) Contractors attached to Fort Knox Army base; (5) Employees of one of the SEGs (must contact the credit union for a list of employer groups)
See current membership details

Related Posts

Abound Credit Union Ups 24-Month And 36-Month CD Rates - 7/17/2021

Abound Credit Union (easy membership) has recently raised the rates on its 6-month, 24-month, and 36-month CDs to competitive levels. $500 minimum opening deposit.

Abound Credit Union CD Specials Are Rate Leaders - 6/24/2021

Abound Credit Union (easy membership requirement) is currently offering competitive rates on its 13-month CD Special, 47-month CD Special, and 59-month CD.

Abound Credit Unioin Offering 37-Month CD At 1.20% APY - 2/1/2021

Abound Credit Union in Kentucky (formerly known as Fort Knox Credit Union) is offering a CD special at 37 months for 1.20% APY. $500 minimum to open. https://www.aboundcu.com/Learn/Understanding-Made-Easy/Rates You will see the Certificate Rate Specials about half way down the page. Don't forget to look at the fine print under the #4 footprint at the bottom of the page -- for one thing, you can make an early withdrawal only with the permission of the credit union -- in other words, you do not have a right to do it, but you might be allowed to, with penalty fee. Their way to join is a bit vague (to my reading), but no obvious way for just anyone to join. But, on the application, they provide that list, and add one more: "Other -- credit union will assist." That might mean they have a quiet way that can provide a method for you to join, as I have found at a couple other credit unions over the years. So, call an

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6/3/16 - 59-Month CD Now At 2.20% APY
9/16/15 - Fort Knox....As Found On Bankrate.Com
11/3/14 - 23-Month Cds
2/21/14 - Special 46-Month CD at Fort Knox FCU - Beware of Its History
8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/5/10 - Fort Knox FCU Cuts Money Market Rates
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
10/17/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
9/25/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
8/27/08 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
6/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

Reviews (26)

Does Not Offer ACH

Posted by: |

Does not offer ACH - you must wire in money and they charge $3 for incoming wires.  Outgoing wires are $12.  Reduces their APY somewhat.  Not great service in my opinion.

19

Identity Protection Offered By Credit Union

Posted by: |

Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

48

GREAT MEMBER SERVICE!!

Posted by: |

I have been a member of this credit union for years. I cannot say enough how they have worked with me to improve my financial position.

1

Special CD Rates

Posted by: |

Fort Knox Federal currently offers a 46 month certificate at 1.65% APY and a 23 month certificate at 1.25% APY ($500 minimum, dividends paid and posted quarterly)

4
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Health
A+

Data as of Q1 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #7000
Year Chartered1950
Employees288
Primary Regulator
Profit Margin
Return on Assets - YTD1.22%
Return on Equity - YTD8.83%
Annual Interest Income$14.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.92B$1.71B
LoansQ1 2021vs Q1 2020$1.24B$1.23B
DepositsQ1 2021vs Q1 2020$1.62B$1.43B
Equity CapitalQ1 2021vs Q1 2020$261.6MM$261.2MM
Loan Loss AllowanceQ1 2021vs Q1 2020$20.1MM$24.8MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$3.0MM$12.2MM
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Abound Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Abound Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-IRA Savings
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Roth IRA
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Education IRA
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k

Abound Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%$250k-Business Savvy Money Market
0.55%$250k-Savvy Money Market Account
0.35%*$250k*-Money Market Account
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k
0.35%*$250k*-Business Money Market Account
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k

Abound Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.45%$500-47 Month CD Special
1.45%$500-Business 47 Month CD Special
1.35%$500-59 Month CD
1.35%$500-Business 59 Month CD
1.00%$500-48 Month CD
1.00%$500-Business 48 Month CD
0.95%$500-36 Month CD
0.95%$500-Business 36 Month CD
0.85%$500-24 Month CD
0.85%$500-Business 24 Month CD
0.80%$500-13 Month CD Special
0.80%$500-Business 13 Month CD Special
0.65%$500-18 Month CD
0.65%$500-Business 18 Month CD
0.60%$500-12 Month CD
0.60%$500-Business 12 Month CD
0.50%$500-6 Month CD
0.50%$500-Business 6 Month CD
0.25%$500-3 Month CD
0.25%$500-Business 3 Month CD

Abound Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$500-59 Month Rate Riser IRA
Locations

Availability

Louisville Area

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