Abound Credit Union, formerly known as Fort Knox Federal Credit Union, has provided valuable banking solutions to help hardworking Kentucky families thrive for more than 70 years. Today, we’ve grown to become Kentucky’s largest credit union with 18 locations serving over 115,000 military and civilian members. The Credit Union has been recognized for its leadership in financial education at the state and national level, winning the Kentucky Governor's Service Award and the Credit Union National Association Award for Youth Financial Literacy.
To join, go to AboundCU.com. Credit Union Membership requires a $10, one-time fee and a minimum $5 balance in the share savings account.
Field of Membership Restrictions
Membership in Abound Credit Union is open all individuals who join either the USA Cares Association or the ECTC Military Education Association ($10 membership fee for either). Individuals who live, work, or worship in the Kentucky counties of Boyle, Breckenridge, Grayson, Hart, Larue, Meade, Nelson, or Taylor also qualify for membership, as do immediate family members of current Abound Credit Union members and/or employees.
See current membership details
STAY AWAY FROM THESE POOR EXCUSES
This credit union is a DISASTER!!! Not only is it's website a complete disaster, but their "customer service" is embarrassingly pathetic! The reps have no idea what they are doing. They send you incorrect e-mails, you never can get a person who knows what he/she is doing. I wasted days and MANY HOURS just trying to jump through hoops to open a CD. They have dozens of complaints to the BB, and have NO good reviews. NONE!!!! If you have any brains, do NOT waste your time....you will be gravely disappointed.
Worst Company I Have Ever Dealt With
My ex-wife transferred one of our car loans here to save a few bucks on our car payment. When it came time to pay the car off, they just kept charging us and would not send us the title. I had to make many many phone calls and fight with them for months to get it taken care of. I don't know how this company stays in business with such horrible service. They are rude and don't like to get anything done.
They Sided With A Scammer
I was looking to buy concert tickets from Ticketmaster and a scam website called ticket smarter which has an f rating with all the scam sites out of thousands of reviews people 70 something percent of the time do not get their product. Their website logo looks just like Ticketmaster. Anyway I filed for a chargeback because I was supposed to receive concert tickets on February 5th it is April 21st and I still have not received them even though I lost the charge back. Couldn't really read the findings considering that a bound credit Unions printer must have been running out of ink can they still had the nerve to send a faded copy of the argument that ticket smarter sent. Issue was that I reached out the ticket smarter they told me that the tickets were coming from a third party company to reach out to them and when I did they said they had no idea who I was and then I've never bought tickets from them. The only defense ticket smarter had was that the concert is not till July of this year and that is literally what a bound credit Union told me I lost because the concert hasn't occurred yet even though the tickets were supposed to be delivered by the 5th and they did not accept any of the email proof I had where they said they couldn't find me as a customer. They charge you a dollar to use your debit card as well.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 7000 |
| Year Chartered | 1950 |
| Employees | 361 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.12% |
| Return on Equity - YTD | 8.09% |
| Annual Interest Income | $32.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $2.49B$2.3B |
| Loans | Q1 2025vs Q1 2024 | $1.81B$1.64B |
| Deposits | Q1 2025vs Q1 2024 | $2.05B$1.9B |
| Equity Capital | Q1 2025vs Q1 2024 | $339MM$296.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $33.6MM$32.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10MM$7.4MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$42K |
