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Abound Credit Union


Overview / Commentary
www.aboundcu.com
800-285-5669
3939 South Dixie Boulevard
Radcliff, KY 40160

Abound Credit Union, formerly known as Fort Knox Federal Credit Union, has provided valuable banking solutions to help hardworking Kentucky families thrive for more than 70 years. Today, we’ve grown to become Kentucky’s largest credit union with 18 locations serving over 115,000 military and civilian members. The Credit Union has been recognized for its leadership in financial education at the state and national level, winning the Kentucky Governor's Service Award and the Credit Union National Association Award for Youth Financial Literacy.

To join, go to AboundCU.com. Credit Union Membership requires a $10, one-time fee and a minimum $5 balance in the share savings account.

Field of Membership Restrictions

Membership in Abound Credit Union is open all individuals who join either the USA Cares Association or the ECTC Military Education Association ($10 membership fee for either). Individuals who live, work, or worship in the Kentucky counties of Boyle, Breckenridge, Grayson, Hart, Larue, Meade, Nelson, or Taylor also qualify for membership, as do immediate family members of current Abound Credit Union members and/or employees.
See current membership details

Related Posts

6-Month Certificate @ 5% APY - 2/3/2023

6-month certificate @ 5% APY ($500 min.) – Abound CU https://www.aboundcu.com/Learn/Understanding-Made-Easy/Rates#certificateratespecials Subject to $10 membership fee if not already a member. Dividends paid and compounded quarterly. Dividend may be paid monthly for account balances $10,000.00 or higher. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. The owner shall forfeit an amount equal to 90 days dividends, whether earned or not.

Abound Credit Union Raises 26-Month CD Special Rate - 7/5/2022

Abound Credit Union (easy membership) has again raised the rate on its competitive 26-month CD Special. Minimum opening deposit is $500, with no stated balance cap.

Abound Credit Union Boosts 26-Month CD Special Rate - 3/22/2022

Abound Credit Union (easy membership) has raised the rate on its competitive 26-month CD Special. Minimum opening deposit is $500, with no stated balance cap.

View all posts from:

2/16/18 - 22-Month Certificate Special, 2.35% APY
9/22/17 - 14-Month CD Special 1.55% APY, 23-Month CD Special 1.90% APY
6/15/17 - 14-Month CD Special, 1.50% APY
2/16/17 - Limited-Time Rate On 59-Month CD, 2.25% APY
6/3/16 - 59-Month CD Now At 2.20% APY
9/16/15 - Fort Knox....As Found On Bankrate.Com
11/3/14 - 23-Month Cds
2/21/14 - Special 46-Month CD at Fort Knox FCU - Beware of Its History
8/6/13 - Special CD Rates at Fort Knox Federal Credit Union
7/27/13 - Fort Knox FCU CD Specials (9, 14, And 23 Months)
12/28/12 - Competitive CD Specials at Fort Knox FCU - Limited to KY, TN & IN
7/2/12 - Top 59-Month CD Rate at Fort Knox Federal Credit Union - Easy Membership
11/26/11 - Issues With CD Early Withdrawal Penalty At Fort Knox Federal Credit Union
10/25/11 - Fort Knox FCU's 59-Month CD And Its Large Early Withdrawal Penalty
9/23/11 - NCUA Rules in Favor of Credit Union That Raised Early Withdrawal Penalty on Existing CDs
7/27/11 - Fort Knox FCU -- Early Withdrawal Penalty
6/17/11 - Highest 5-Year CD Rate in the Nation at Fort Knox Federal Credit Union
3/31/11 - Credit Union Increases Early Withdrawal Penalty on Existing CDs
12/23/10 - Top CD Rates at Fort Knox Federal Credit Union - Easy Membership
10/15/10 - Fort Knox FCU Slashes Long-Term CD Rates
10/5/10 - Fort Knox FCU Cuts Money Market Rates
7/27/10 - Fort Knox FCU Limits Special CD Rates To Local Residents
7/16/10 - Special CD Rates Rise at Fort Knox FCU - Easy Membership
6/2/10 - Fort Knox FCU Cuts the Top Rate of Its Money Market Account
6/2/10 - Money Market Interest Rate For Over $50K Has Dropped From 1
4/19/10 - Update on Fort Knox Federal Credit Union and Its High-Yield CDs
4/9/10 - Competitive CDs, Money Market Account & Credit Card at Fort Knox FCU in Kentucky - Easy Membership
3/25/10 - 2.50% 22-Month CD & Other Top CD Rates at Fort Knox FCU in Kentucky
12/9/09 - 2.15% 13-Month CD & 3.50% 60-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
10/17/09 - 2.50% 7-Month CD & 2.60% 11-Month CD at Fort Knox Federal Credit Union in Kentucky - Local Only
9/25/08 - 5.00% 7-Month CD at a Kentucky Credit Union (Fort Knox)
8/27/08 - 5.65% 7-Month CD at a Kentucky CU (Fort Knox)
6/29/07 - 6.00% 7-Month CD at a Kentucky CU (Fort Knox)
6/19/07 - 5.65% 7-Month / 5.65% 17-Month CD at a Kentucky CU (Fort Knox)
4/27/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU Continues (Fort Knox)
2/24/07 - 6.15% 7-Month CD at a Kentucky CU Continues (Fort Knox).
2/24/07 - 5.50% 7-Month / 5.50% 17-Month CD at a Kentucky CU (Fort Knox)
8/3/06 - 6.15% 7-Month CD at a Kentucky CU (Fort Knox)
6/10/06 - 5.60% 7-Month CD at a Kentucky CU.
3/22/06 - 5.20% 7-Month CD at a Kentucky CU
3/5/06 - 5.10% 7-Month CD at a Kentucky CU
11/15/05 - 7-Month 5.25% CD in Kentucky CU

Reviews (28)

Does Not Offer ACH

Posted by: |

Does not offer ACH - you must wire in money and they charge $3 for incoming wires.  Outgoing wires are $12.  Reduces their APY somewhat.  Not great service in my opinion.

23

Identity Protection Offered By Credit Union

Posted by: |

Recently I was informed by credit union provider of identity protection my coverage had been cancelled. When I ask the representative with Identity Secure who authorized the cancellation I was told to contact the financial institution where I purchased the service. I contacted the credit union and spoke to a representative regarding the cancellation without my authorization and why the fee for service was still being deducted from my account. The representative would not provide the information I requested. I commend the credit union for refunding the fees, however I believe there is a communication problem between the credit union and identity protection provider.

50

Worst Company I Have Ever Dealt With

Posted by: |

My ex-wife transferred one of our car loans here to save a few bucks on our car payment. When it came time to pay the car off, they just kept charging us and would not send us the title. I had to make many many phone calls and fight with them for months to get it taken care of. I don't know how this company stays in business with such horrible service. They are rude and don't like to get anything done.

1

GREAT MEMBER SERVICE!!

Posted by: |

I have been a member of this credit union for years. I cannot say enough how they have worked with me to improve my financial position.

2
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Health
A

Data as of Q4 2022

Learn why bank health matters

Health Grade Components

Overall
NCUA #7000
Year Chartered1950
Employees327
Primary Regulator
Profit Margin
Return on Assets - YTD1.96%
Return on Equity - YTD15.86%
Annual Interest Income$68.7MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$2.10B$2.03B
LoansQ4 2022vs Q4 2021$1.47B$1.29B
DepositsQ4 2022vs Q4 2021$1.74B$1.70B
Equity CapitalQ4 2022vs Q4 2021$255.2MM$287.1MM
Loan Loss AllowanceQ4 2022vs Q4 2021$24.2MM$23.2MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$7.4MM$4.2MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Abound Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Abound Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$50k*-IRA Savings
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Savings Account
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Roth IRA
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Education IRA
OTHER TIERS: 0.05% → $100 - $10k | 0.10% → $10k - $50k
0.15%*$50k*-Youth Savings Account
OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $50k

Abound Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$250k-Business Savvy Money Market
1.60%$250k-Savvy Money Market Account
1.05%*$100k*-Money Market Account
OTHER TIERS: 0.50% → $1k - $10k | 0.55% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k
1.05%*$100k*-Business Money Market Account
OTHER TIERS: 0.50% → $1k - $10k | 0.55% → $10k - $25k | 0.70% → $25k - $50k | 0.80% → $50k - $100k

Abound Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.50%$500-26 Month CD Special
4.50%$500-Business 26 Month CD Special
4.50%$500-13 Month CD Special
4.50%$500-Business 13 Month CD Special
3.00%$500-36 Month CD
3.00%$500-48 Month CD
3.00%$500-59 Month CD
3.00%$500-Business 59 Month CD
3.00%$500-Business 48 Month CD
3.00%$500-Business 36 Month CD
1.75%$500-24 Month CD
1.75%$500-Business 24 Month CD
1.50%$500-18 Month CD
1.50%$500-Business 18 Month CD
1.25%$500-12 Month CD
1.25%$500-Business 12 Month CD
1.00%$500-6 Month CD
1.00%$500-Business 6 Month CD
0.75%$500-3 Month CD
0.75%$500-Business 3 Month CD

Abound Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-59 Month Rate Riser IRA
Locations

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