Overview / Commentary
2815 Meredyth Drive
Albany, GA 31708

AB&T is headquartered in Albany and is the 79th largest bank in the state of Georgia. It is also the 2,845th largest bank in the nation. It was established in 1999 and as of March of 2020, it had grown to 34 employees at 4 locations. AB&T has an A health rating.


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Health Grade Components

FDIC Certificate #35029
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD9.7%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$202.9MM$191.7MM
LoansQ1 2020vs Q1 2019$158.8MM$155.1MM
DepositsQ1 2020vs Q1 2019$165.5MM$157.7MM
Equity CapitalQ1 2020vs Q1 2019$20.0MM$18.8MM
Loan Loss AllowanceQ1 2020vs Q1 2019$2.0MM$1.8MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$833.00K$40.00K
Real Estate OwnedQ1 2020vs Q1 2019$0$45.00K

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AB&T Locations
Lee County Branch1204-A Highway 19 SouthLeesburg, GA 31763
Downtown Branch241 Pine AvenueAlbany, GA 31701
Ab&t National Bank2815 Meredyth DriveAlbany, GA 31708

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