Overview / Commentary
2815 Meredyth Drive
Albany, GA 31708

AB&T is headquartered in Albany and is the 82nd largest bank in the state of Georgia. It is also the 2,982nd largest bank in the nation. It was established in 1999 and as of June of 2019, it had grown to 37 employees at 4 locations. AB&T has an A health rating.


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Health Grade Components

FDIC Certificate #35029
Year Established1999
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.52%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$188.0MM$178.3MM
LoansQ2 2019vs Q2 2018$158.1MM$140.8MM
DepositsQ2 2019vs Q2 2018$152.2MM$146.7MM
Equity CapitalQ2 2019vs Q2 2018$18.7MM$17.3MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.8MM$1.9MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$47.00K$60.00K
Real Estate OwnedQ2 2019vs Q2 2018$0$0

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AB&T Locations
Lee County Branch1204-A Highway 19 SouthLeesburg, GA 31763
Downtown Branch241 Pine AvenueAlbany, GA 31701
Ab&t National Bank2815 Meredyth DriveAlbany, GA 31708

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