AB&T


Overview / Commentary
229-446-2265
2815 Meredyth Drive
Albany, GA 31708

AB&T is headquartered in ALBANY and is the 75th largest bank in the state of Georgia. It is also the 2,635th largest bank in the nation. It was established in 1999 and as of March of 2025, it had grown to 28 employees at 3 locations. AB&T has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #35029
Year Established1999
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.75%
Return on Equity - YTD15.92%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$272MM$258.7MM
LoansQ1 2025vs Q1 2024$166.5MM$169.1MM
DepositsQ1 2025vs Q1 2024$238.6MM$226.4MM
Equity CapitalQ1 2025vs Q1 2024$29.9MM$28.2MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.5MM$2.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$0
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


AB&T Locations
Downtown Branch241 Pine AvenueAlbany, GA 31701
Ab&t National Bank2815 Meredyth DrAlbany, GA 31707

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