Featured Savings Rates
Featured Accounts

Academic Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.40%1-year CD12 Months Liquid CD
0.10%SavingsShares/Savings
1.10%3-year CD36 Months Traditional CD

Overview / Commentary
914-923-3608
425 North State Road
Briarcliff Manor, NY 10510

Academic Federal Credit Union is headquartered in Briarcliff Manor and is the 125th largest credit union in the state of New York. It is also the 2,491st largest credit union in the nation. It was established in 1979 and as of June of 2016, it had grown to 5 employees and 3,451 members at 1 location. Academic Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees, retirees, volunteers and their immediate family of Fordham University, Iona College, Manhattan College, Saint Thomas Aquinas College, and other select schools.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Academic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23425
Year Chartered1979
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.15%
Return on Equity - YTD-1.89%
Annual Interest Income$724.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$42.4MM$42.8MM
LoansQ2 2016vs Q2 2015$19.5MM$21.1MM
DepositsQ2 2016vs Q2 2015$39.0MM$39.6MM
Equity CapitalQ2 2016vs Q2 2015$3.3MM$2.9MM
Loan Loss AllowanceQ2 2016vs Q2 2015$250.00K$143.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$586.00K$587.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$80.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Academic Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$20-Shares/Savings
0.10%$20-Holiday Club
0.10%$20-IRA Share
0.10%$20-Vacation Club
0.10%$20-Custodial Account
0.10%$20-Trust Account

Academic Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Money Market
OTHER TIERS: 0.30% $25k - $100k

Academic Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$300-Share Draft

Academic Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$5k-36 Months Traditional CD
0.80%$1k-24 Months Traditional CD
0.70%$1k-15 Months Traditional CD
0.65%$1k-18 Months Traditional CD
0.50%$1k-12 Months Flex CD
0.40%$1k-12 Months Liquid CD
0.35%$1k-6 Months Flex CD

Academic Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$500-60 Months IRA
1.10%$500-36 Months IRA
0.50%$500-12 Months IRA
Locations


Academic Federal Credit Union Locations
Branch Office425 N State RdBriarcliff Manor, NY 10510-1469