Academic Federal Credit Union is headquartered in Briarcliff Manor and is the 136th largest credit union in the state of New York. It is also the 2,679th largest credit union in the nation. It was established in 1979 and as of March of 2019, it had grown to 5 employees and 3,083 members at 1 location. Academic Federal Credit Union's CD rates are 2X the national average, and it has a C+ health rating.
Field of Membership Restrictions
Membership in Academic Federal Credit Union is open to employees, retirees, volunteers and their immediate family of Fordham University, Iona College, Manhattan College, Saint Thomas Aquinas College, and other select schools.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 23425 |
| Year Chartered | 1979 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 12.01% |
| Annual Interest Income | $372.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $36.3MM$39.6MM |
| Loans | Q1 2019vs Q1 2018 | $20.3MM$20.7MM |
| Deposits | Q1 2019vs Q1 2018 | $32.8MM$36.1MM |
| Equity Capital | Q1 2019vs Q1 2018 | $3.3MM$3.3MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $443.00K$175.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $421.00K$496.00K |
| Real Estate Owned | Q1 2019vs Q1 2018 | $148.00K$148.00K |
Always verify rates and promotions with the bank or credit union. We are not Academic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Academic Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.21% | $20 | - | Shares/Savings | |
| 0.15% | $20 | - | Holiday Club | |
| 0.15% | $20 | - | IRA Share | |
| 0.15% | $20 | - | Vacation Club | |
| 0.15% | $20 | - | Custodial Account | |
| 0.15% | $20 | - | Trust Account |
Academic Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.35% → $25k - $100k | |||||
Academic Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $300 | - | Share Draft |
Academic Federal Credit Union CD Rates
Academic Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.70% | $500 | - | 60 Month IRA | |
| 2.50% | $500 | - | 36 Month IRA | |
| 2.00% | $500 | - | 12 Month IRA |
| Academic Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 425 N State Rd | Briarcliff Manor, NY 10510-1469 |