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Academic Federal Credit Union


Overview / Commentary
www.academicfcu.org
914-923-3608
425 North State Road
Briarcliff Manor, NY 10510

Academic Federal Credit Union is headquartered in Briarcliff Manor and is the 138th largest credit union in the state of New York. It is also the 2,684th largest credit union in the nation. It was established in 1979 and as of September of 2019, it had grown to 5 employees and 2,961 members at 1 location. Academic Federal Credit Union's money market rates are 2X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Academic Federal Credit Union is open to employees, retirees, volunteers and their immediate family of Fordham University, Iona College, Manhattan College, Saint Thomas Aquinas College, and other select schools.
See current membership details

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Health
C+

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Academic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #23425
Year Chartered1979
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD1.02%
Return on Equity - YTD10.19%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$35.4MM$37.1MM
LoansQ3 2019vs Q3 2018$19.2MM$20.6MM
DepositsQ3 2019vs Q3 2018$31.4MM$33.8MM
Equity CapitalQ3 2019vs Q3 2018$3.6MM$3.1MM
Loan Loss AllowanceQ3 2019vs Q3 2018$389.00K$373.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$487.00K$710.00K
Real Estate OwnedQ3 2019vs Q3 2018$148.00K$148.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Academic Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.21%$20-Shares/Savings
0.15%$20-Holiday Club
0.15%$20-IRA Share
0.15%$20-Vacation Club
0.15%$20-Custodial Account
0.15%$20-Trust Account

Academic Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-Money Market
OTHER TIERS: 0.75% → $25k - $100k

Academic Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$300-Share Draft

Academic Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%$5k-36 Month Traditional CD
2.40%$1k-24 Month Traditional CD
2.20%$1k-18 Month Traditional CD
2.00%$1k-12 Month Flex CD
2.00%$1k-15 Month Traditional CD
1.90%$1k-12 Month Liquid CD
1.00%$1k-6 Month Flex CD

Academic Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.70%$500-60 Month IRA
2.50%$500-36 Month IRA
2.00%$500-12 Month IRA
Locations


Academic Federal Credit Union Locations
Branch Office425 N State RdBriarcliff Manor, NY 10510-1469

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