Academic Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.40%	1-year CD	12 Months Liquid CD 1.05% - Ally Bank High Yield 12-Month CD
0.10%	Savings	Shares/Savings 1.00% - Ally Bank Online Savings Account
1.10%	3-year CD	36 Months Traditional CD 1.55% - Ally Bank High Yield 3 Year CD

View all Academic Federal Credit Union rates »

Overview / Commentary

www.academicfcu.org

914-923-3608

425 North State Road
Briarcliff Manor, NY 10510

Academic Federal Credit Union is headquartered in Briarcliff Manor and is the 125^th largest credit union in the state of New York. It is also the 2,491^st largest credit union in the nation. It was established in 1979 and as of June of 2016, it had grown to 5 employees and 3,451 members at 1 location. Academic Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees, retirees, volunteers and their immediate family of Fordham University, Iona College, Manhattan College, Saint Thomas Aquinas College, and other select schools.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

C+

Data as of Q2 2016

Learn more about bank health

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Academic Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	23425
Year Chartered	1979
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.15%
Return on Equity - YTD	-1.89%
Annual Interest Income	$724.00K

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$42.4MM$42.8MM
Loans	Q2 2016vs Q2 2015	$19.5MM$21.1MM
Deposits	Q2 2016vs Q2 2015	$39.0MM$39.6MM
Equity Capital	Q2 2016vs Q2 2015	$3.3MM$2.9MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$250.00K$143.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$586.00K$587.00K
Real Estate Owned	Q2 2016vs Q2 2015	$0$80.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Academic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Academic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%	$20	-	Shares/Savings
0.10%	$20	-	Holiday Club
0.10%	$20	-	IRA Share
0.10%	$20	-	Vacation Club
0.10%	$20	-	Custodial Account
0.10%	$20	-	Trust Account

Academic Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$100k^*	-	Money Market
OTHER TIERS: 0.30% → $25k - $100k

Academic Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$300	-	Share Draft

Academic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$5k	-	36 Months Traditional CD
0.80%	$1k	-	24 Months Traditional CD
0.70%	$1k	-	15 Months Traditional CD
0.65%	$1k	-	18 Months Traditional CD
0.50%	$1k	-	12 Months Flex CD
0.40%	$1k	-	12 Months Liquid CD
0.35%	$1k	-	6 Months Flex CD

Academic Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$500	-	60 Months IRA
1.10%	$500	-	36 Months IRA
0.50%	$500	-	12 Months IRA

Locations

Academic Federal Credit Union Locations
Branch Office	425 N State Rd	Briarcliff Manor, NY 10510-1469