Academic Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.25% | 1-year CD | |
| 0.15% | Savings | 2.20% - Barclays Online Savings Account |
| 1.70% | 3-year CD | 2.75% - Discover Bank 3 Year CD |
Academic Federal Credit Union is headquartered in Briarcliff Manor and is the 136th largest credit union in the state of New York. It is also the 2,641st largest credit union in the nation. It was established in 1979 and as of December of 2018, it had grown to 5 employees and 3,103 members at 1 location. Academic Federal Credit Union's CD rates are 50% higher than the national average, but it has a C- health rating.
Field of Membership Restrictions
Membership is open to employees, retirees, volunteers and their immediate family of Fordham University, Iona College, Manhattan College, Saint Thomas Aquinas College, and other select schools.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 23425 |
| Year Chartered | 1979 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.53% |
| Return on Equity - YTD | -6.33% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $36.4MM$38.3MM |
| Loans | Q4 2018vs Q4 2017 | $20.4MM$20.9MM |
| Deposits | Q4 2018vs Q4 2017 | $33.1MM$34.7MM |
| Equity Capital | Q4 2018vs Q4 2017 | $3.1MM$3.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $443.00K$187.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $752.00K$386.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $148.00K$148.00K |
Always verify rates and promotions with the bank or credit union. We are not Academic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Academic Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.21% | $20 | - | Shares/Savings | |
| 0.15% | $20 | - | Holiday Club | |
| 0.15% | $20 | - | IRA Share | |
| 0.15% | $20 | - | Vacation Club | |
| 0.15% | $20 | - | Custodial Account | |
| 0.15% | $20 | - | Trust Account |
Academic Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.35% → $25k - $100k | |||||
Academic Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $300 | - | Share Draft |
Academic Federal Credit Union CD Rates
Academic Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.05% | $500 | - | 60 Month IRA | |
| 1.70% | $500 | - | 36 Month IRA | |
| 1.35% | $500 | - | 12 Month IRA |
| Academic Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 425 N State Rd | Briarcliff Manor, NY 10510-1469 |