Academic Employees Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.academicecu.com

573-445-1845

2804 W Ash St
Columbia, MO 65203

Academic Employees Credit Union is headquartered in Columbia and is the 68^th largest credit union in the state of Missouri. It is also the 3,363^rd largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 4 employees and 1,418 members at 1 location. Academic Employees Credit Union has a B health rating.

Field of Membership Restrictions

Membership eligibility for Academic Employees CU is open to all employees, and their families, who works in any educational facility or educational supply store in Boone County or any of the seven counties that surround it. A $25 deposit into a share account will be required to initiate your membership and you will retain that membership for life as long as you maintain that $25 balance.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Academic Employees Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	67695
Year Chartered	1936
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	1.59%
Return on Equity - YTD	22.61%
Annual Interest Income	$178K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$15.9MM$14.7MM
Loans	Q1 2025vs Q1 2024	$8.4MM$7.5MM
Deposits	Q1 2025vs Q1 2024	$14.8MM$13.9MM
Equity Capital	Q1 2025vs Q1 2024	$1.1MM$845K
Loan Loss Allowance	Q1 2025vs Q1 2024	$19K$30K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$12K$57K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Academic Employees Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%	$25	-	Share Savings
0.07%	$0	-	Specialty Shares
0.07%	$0	-	Christmas Club

Academic Employees Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%	$1k	-	3 Year CD
0.30%	$1k	-	2 Year CD
0.20%	$1k	-	1 Year CD
0.10%	$1k	-	3 Month CD
0.10%	$1k	-	6 Month CD

Locations

Academic Employees Credit Union Locations
Branch Office	2804 W Ash St	Columbia, MO 65203-4601

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