Accentra Credit Union is headquartered in Austin and is the 34th largest credit union in the state of Minnesota. It is also the 1,320th largest credit union in the nation. It was established in 1930 and as of March of 2019, it had grown to 29 employees and 16,120 members at 2 locations. Accentra Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership eligibility for Accentra CU is open to those who reside, attend church, attend school, or maintain employment in the counties of Freeborn, Mower, Olmstead, or Winona, Minnesota or the family of current CU members.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60798 |
| Year Chartered | 1930 |
| Employees | 29 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.5% |
| Return on Equity - YTD | 5.44% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $143.1MM$136.5MM |
| Loans | Q1 2019vs Q1 2018 | $109.4MM$103.7MM |
| Deposits | Q1 2019vs Q1 2018 | $127.5MM$122.0MM |
| Equity Capital | Q1 2019vs Q1 2018 | $13.1MM$12.1MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $527.00K$537.00K |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $1.1MM$1.1MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$68.00K |
Always verify rates and promotions with the bank or credit union. We are not Accentra Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Accentra Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $20 | - | Christmas Club | |
| 0.10% | $20 | - | IRA Savings Account | |
| 0.05% | $5 | - | Shares Savings |
Accentra Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
Accentra Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.37% | $10 | - | 18 Month CD | |
| 1.55% | $500 | - | 60 Month CD | |
| 1.30% | $500 | - | 48 Month CD | |
| 1.15% | $500 | - | 36 Month CD | |
| 0.80% | $500 | - | 24 Month CD | |
| 0.55% | $500 | - | 12 Month CD | |
| 0.35% | $500 | - | 6 Month CD | |
| 0.30% | $500 | - | 3 Month CD |
| Accentra Credit Union Locations | ||
|---|---|---|
| Branch Office | 400 4th Ave NE | Austin, MN 55912 |
| Branch Office | 1619 Blake Ave | Albert Lea, MN 56007 |