Overview / Commentary
Accentra Credit Union is headquartered in Austin and is the 30th largest credit union in the state of Minnesota. It is also the 1,255th largest credit union in the nation. It was established in 1930 and as of March of 2025, it had grown to 38 employees and 17,053 members at 3 locations. Accentra Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Accentra Credit Union is available to those who live, work, worship, or attend school in the Minnesota counties of Dodge, Fillmore, Freeborn, Houston, Mower, Olmsted, Steele, or Winona. Relatives of current Accentra Credit Union members also qualify for membership, regardless of where they live.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60798 |
| Year Chartered | 1930 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 8.93% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $206.9MM$198.6MM |
| Loans | Q1 2025vs Q1 2024 | $140.7MM$140.4MM |
| Deposits | Q1 2025vs Q1 2024 | $187MM$177.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $17.5MM$15.1MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.4MM$1.1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3MM$2.2MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $47K$0 |