Advertising Disclosure
  1. Home
  2. Banks
  3. Access of Louisiana Federal Credit Union

Access of Louisiana Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.access.coop
337-533-1808
519 Kirby St
Lake Charles, LA 70601

Access of Louisiana Federal Credit Union is headquartered in Lake Charles and is the 50th largest credit union in the state of Louisiana. It is also the 2,466th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 12 employees and 3,768 members at 2 locations. Access of Louisiana Federal Credit Union's CD rates are 3X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Access of Louisiana Federal Credit Union is open to anyone who lives, works, worships, or goes to school in Calcasieu Parish. Immediate family, businesses or other legal entities, and members of select employee groups are also eligible to join.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
C+

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Access of Louisiana Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #10353
Year Chartered1955
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.77%
Annual Interest Income$463K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$47.7MM$45.1MM
LoansQ1 2025vs Q1 2024$27.7MM$27.3MM
DepositsQ1 2025vs Q1 2024$43.2MM$40.4MM
Equity CapitalQ1 2025vs Q1 2024$4.4MM$4.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$136K$112K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$714K$241K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/3/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Access of Louisiana Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Access of Louisiana Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$50-Regular Share Savings
0.15%$0-Christmas Club Savings
0.15%$5-Lucky Lagniappe Savings

Access of Louisiana Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.49%$500-6 Month Silver CD
4.23%$500-6 Month CD
3.14%$500-1 Year Silver CD
3.04%$500-2 Year Silver CD
2.89%$500-1 Year CD
2.89%$500-3 Year Silver CD
2.79%$500-2 Year CD
2.63%$500-3 Year CD

Access of Louisiana Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$500-6 Month IRA
2.99%$500-1 Year IRA
2.89%$500-2 Year IRA
2.73%$500-3 Year IRA
0.25%$25-IRA Savings
Locations


Access of Louisiana Federal Credit Union Locations
Branch Office4400 MAPLEWOOD DRSULPHUR, LA 70663
Branch Office519 Kirby StLake Charles, LA 70601

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.