Overview / Commentary
ACFCU is headquartered in Amarillo and is the 85th largest credit union in the state of Texas. It is also the 1,029th largest credit union in the nation. It was established in 1945 and as of March of 2025, it had grown to 86 employees and 30,272 members at 5 locations. ACFCU has a B+ health rating.
Field of Membership Restrictions
ACFCU membership is open to anyone who lives, worships, works, or attends school in the Texas counties of Gray, Potter, or Randall.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5168 |
| Year Chartered | 1945 |
| Employees | 86 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.12% |
| Return on Equity - YTD | 1.57% |
| Annual Interest Income | $3.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $306.1MM$331.2MM |
| Loans | Q1 2025vs Q1 2024 | $202.5MM$230.4MM |
| Deposits | Q1 2025vs Q1 2024 | $285.8MM$275.8MM |
| Equity Capital | Q1 2025vs Q1 2024 | $23.7MM$20.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.6MM$732K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.7MM$543K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |