Overview / Commentary
ACFCU is headquartered in Amarillo and is the 78th largest credit union in the state of Texas. It is also the 960th largest credit union in the nation. It was established in 1945 and as of June of 2024, it had grown to 89 employees and 28,034 members at 6 locations. ACFCU has a B+ health rating.
Field of Membership Restrictions
ACFCU membership is open to anyone who lives, worships, works, or attends school in the Texas counties of Gray, Potter, or Randall.
See current membership details
Health
B+
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5168 |
| Year Chartered | 1945 |
| Employees | 89 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.72% |
| Return on Equity - YTD | -10.9% |
| Annual Interest Income | $6.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $329.9MM$352.4MM |
| Loans | Q2 2024vs Q2 2023 | $226MM$258MM |
| Deposits | Q2 2024vs Q2 2023 | $274.8MM$297.3MM |
| Equity Capital | Q2 2024vs Q2 2023 | $21.8MM$20.5MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $1.3MM$1.4MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $937K$759K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |