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1659 Virginia St
Dunedin, FL 34698-7405

With just $99.25 and seven charter members, Achieva Credit Union was founded in 1937 on Florida’s central western “sun” coast. At the time of this writing, it operates over 20 branches and serves over 140,000 members across several counties in Florida.

The credit union offers various personal depository banking products. Achieva provides high-yield interest bearing checking accounts, if a certain number of monthly transactions are made. In addition to its standard savings accounts, Achieva offers savings options specifically for children, teens, and young adults. Furthermore, its money market accounts have two dividend tiers, yielding better interest rates once a certain account balance threshold is crossed. The terms for the credit union’s Certificates of Deposit (CDs) range from 6 months to 5 years, and its Individual Retirement Accounts (IRAs) are available either as savings accounts or CDs. Achieva also offers Traditional and Roth IRA products, as well as Health Savings Accounts (HSAs).

Achieva also provides business checking accounts, business savings accounts, and business money market accounts. Its corporate checking accounts vary based upon the number of monthly deposits, but all business accounts (including business savings accounts and business money market accounts) feature online banking, electronic statements, and mobile banking.

In addition to these depository banking products, Achieva Credit Union also offers its members various credit cards, mortgage products, and loan options.

Field of Membership Restrictions

Membership is open to anyone who lives or works in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota. Family members of current members are also eligible to join.
See current membership details

Related Posts

Achieva CU (FL) Raises Rates On Most IRAs - 9/7/2016

Achieva CU (FL) has increased the rates on most of its IRA CDs. Each IRA CD has three APY levels based on minimum deposit : $500, $25k, and $75k.

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Achieva is A OK!

Posted by: MicheleS | May 7, 2014

We financed our last vehicle through Achieva Credit Union. I found their self service desks very easy and quick to use. At the same time, when I needed a live person to assist me, getting to one was equally as quick and easy. We are getting ready to purchase a new vehicle. I will absolutely make Achieva my first stop when I shop for getting the best possible rate.

The Best Bank/Credit Union Out There

I was absoulutely fed up with my bank (Regions) and decided to join Achieva. I went in, and spoke to them and they were wonderful. They approved my loan requests (which Regions did not) and set up my accounts exactly the way I wanted them. .25 cent debit? Who cares, just run it as a credit card, no fee.

Very easy to deal with and highly recommended.

Horrible Takeover

The first day they announced they were taking over Calusa Bank, the president of Achieva was in my office telling me how great it was going to be, how seamless it would be and how they would continue the great customer service Calusa Bank was known for. Since then they have consistently proved that their president is nothing more than a liar. They have screwed up my account and thrown away customer service from day one. Many of the Great employees from Calusa Bank are gone now with only a few left to deal with the mess that the idiots in their Ivory Tower in Pinellas County create on a daily basis, ignoring how they treat the customers in Charlotte County.

Less Than 1% Auto Fiancing On Approved Credit?

Posted by: Anonymous | Sep 8, 2011

25 cent charge on debit fees? Just punch it as credit and you don't get charged, found nothing wrong about this company and offers good customer service. I don't understand why people post bad things about a fee that can be waived just by running the debit card under credit.

Best credit union is probably Alliant credit union, but Achieva is local and I like talking to a local credit union, and it's still 100,000 times better than Bank of America BY FAR! I'll be opening an Alliant account soon, but having a local one isn't a bad idea as well.



Health Grade Components

NCUA #60087
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.99%
Annual Interest Income$54.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$1.45B$1.36B
LoansQ4 2016vs Q4 2015$1.16B$1.10B
DepositsQ4 2016vs Q4 2015$1.27B$1.17B
Equity CapitalQ4 2016vs Q4 2015$142.7MM$131.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$8.6MM$6.1MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$9.9MM$7.3MM
Real Estate OwnedQ4 2016vs Q4 2015$3.4MM$2.3MM

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Achieva Credit Union has 25 locations. Click to view all Achieva Credit Union locations.