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Overview / Commentary
1659 Virginia St
Dunedin, FL 34698-7405

Achieva Credit Union is headquartered in Dunedin and is the 11th largest credit union in the state of Florida. It is also the 163rd largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 350 employees and 141,915 members at 25 locations. Achieva Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Achieva Credit Union is open to anyone through a donation to the Achieva Foundation. Membership is also open to those who live or work in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota.
See current membership details

Related Posts

Achieva CU (Easy Membership) Raises Rates On Most IRAs - 9/7/2016

Achieva CU (easy membership) has increased the rates on most of its IRA CDs. Each IRA CD has three APY levels based on minimum deposit : $500, $25k, and $75k.

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Achieva is A OK!

Posted by: MicheleS | May 7, 2014

We financed our last vehicle through Achieva Credit Union. I found their self service desks very easy and quick to use. At the same time, when I needed a live person to assist me, getting to one was equally as quick and easy. We are getting ready to purchase a new vehicle. I will absolutely make Achieva my first stop when I shop for getting the best possible rate.

These Have Increased Fees 500%

Posted by: Bethv | May 6, 2016

I've been a member of Achieva Credit Union for some years now and I thought it was a wonderful option to a bank. I actually left Wells Fargo because of the unfair treatment of customers. In the past year Achieva has increased their fees from $5 to 34 and tends to apply them worse than any Bank. They have now moved to the chip card and half the time and doesn't work. I highly recommend that you look somewhere else Achieva has gone downhill in the past year they are not a credit union they are a bank no matter what they say they're playing with your money and counting on computers to do the work there is no more human care

Must Go To Branch To Open Accounts

Posted by: jlabel01 | Sep 2, 2016

You cannot open a CD online. You must visit a branch office.

The Best Bank/Credit Union Out There

I was absoulutely fed up with my bank (Regions) and decided to join Achieva. I went in, and spoke to them and they were wonderful. They approved my loan requests (which Regions did not) and set up my accounts exactly the way I wanted them. .25 cent debit? Who cares, just run it as a credit card, no fee.

Very easy to deal with and highly recommended.



Health Grade Components

NCUA #60087
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.83%
Return on Equity - YTD8.56%
Annual Interest Income$26.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.42B$1.14B
LoansQ2 2016vs Q2 2015$1.13B$924.2MM
DepositsQ2 2016vs Q2 2015$1.24B$989.4MM
Equity CapitalQ2 2016vs Q2 2015$137.1MM$125.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$6.8MM$6.5MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$6.5MM$3.8MM
Real Estate OwnedQ2 2016vs Q2 2015$2.6MM$1.0MM

Rates for Achieva Credit Union are currently being reviewed.


Achieva Credit Union has 25 locations. Click to view all Achieva Credit Union locations.