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1659 Virginia St
Dunedin, FL 34698-7405

With just $99.25 and seven charter members, Achieva Credit Union was founded in 1937 on Florida’s central western “sun” coast. At the time of this writing, it operates over 20 branches and serves over 140,000 members across several counties in Florida.

The credit union offers various personal depository banking products. Achieva provides high-yield interest bearing checking accounts, if a certain number of monthly transactions are made. In addition to its standard savings accounts, Achieva offers savings options specifically for children, teens, and young adults. Furthermore, its money market accounts have two dividend tiers, yielding better interest rates once a certain account balance threshold is crossed. The terms for the credit union’s Certificates of Deposit (CDs) range from 6 months to 5 years, and its Individual Retirement Accounts (IRAs) are available either as savings accounts or CDs. Achieva also offers Traditional and Roth IRA products, as well as Health Savings Accounts (HSAs).

Achieva also provides business checking accounts, business savings accounts, and business money market accounts. Its corporate checking accounts vary based upon the number of monthly deposits, but all business accounts (including business savings accounts and business money market accounts) feature online banking, electronic statements, and mobile banking.

In addition to these depository banking products, Achieva Credit Union also offers its members various credit cards, mortgage products, and loan options.

Field of Membership Restrictions

Membership is open to anyone who lives or works in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota. Family members of current members are also eligible to join.
See current membership details

Related Posts

Achieva CU (FL) Raises Rates On Most IRAs - 9/7/2016

Achieva CU (FL) has increased the rates on most of its IRA CDs. Each IRA CD has three APY levels based on minimum deposit : $500, $25k, and $75k.

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Long Time Customer

Achieva was called Sarasota Coastal Credit Union when I joined many years ago. My account number had five digits. In all these years I have never had a problem with this institution. The staff has been friendly and efficient, so what more could one ask? Well, I did recently. I wanted to refinance my home and contacted their mortgage agent, Jason Anger. We started the process and it sailed along beautifully until an issue came up that all but froze the process and seemed no resolve could be found. Well, Jason did not give up. He kept digging and calling on other resources and got us to our goal of a closing. I cannot say enough about how grateful I am to Jason and those who assisted in this.

Achieva is A OK!

Posted by: MicheleS | May 7, 2014

We financed our last vehicle through Achieva Credit Union. I found their self service desks very easy and quick to use. At the same time, when I needed a live person to assist me, getting to one was equally as quick and easy. We are getting ready to purchase a new vehicle. I will absolutely make Achieva my first stop when I shop for getting the best possible rate.

Horrible Takeover

The first day they announced they were taking over Calusa Bank, the president of Achieva was in my office telling me how great it was going to be, how seamless it would be and how they would continue the great customer service Calusa Bank was known for. Since then they have consistently proved that their president is nothing more than a liar. They have screwed up my account and thrown away customer service from day one. Many of the Great employees from Calusa Bank are gone now with only a few left to deal with the mess that the idiots in their Ivory Tower in Pinellas County create on a daily basis, ignoring how they treat the customers in Charlotte County.

The Best Bank/Credit Union Out There

I was absoulutely fed up with my bank (Regions) and decided to join Achieva. I went in, and spoke to them and they were wonderful. They approved my loan requests (which Regions did not) and set up my accounts exactly the way I wanted them. .25 cent debit? Who cares, just run it as a credit card, no fee.

Very easy to deal with and highly recommended.



Health Grade Components

NCUA #60087
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD9.51%
Annual Interest Income$13.8MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.52B$1.41B
LoansQ1 2017vs Q1 2016$1.16B$1.07B
DepositsQ1 2017vs Q1 2016$1.33B$1.23B
Equity CapitalQ1 2017vs Q1 2016$146.1MM$133.9MM
Loan Loss AllowanceQ1 2017vs Q1 2016$8.8MM$6.4MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$7.5MM$6.1MM
Real Estate OwnedQ1 2017vs Q1 2016$3.4MM$2.5MM

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Achieva Credit Union has 25 locations. Click to view all Achieva Credit Union locations.