With just $99.25 and seven charter members, Achieva Credit Union was founded in 1937 on Florida’s central western “sun” coast. At the time of this writing, it operates over 20 branches and serves over 140,000 members across several counties in Florida.
The credit union offers various personal depository banking products. Achieva provides high-yield interest bearing checking accounts, if a certain number of monthly transactions are made. In addition to its standard savings accounts, Achieva offers savings options specifically for children, teens, and young adults. Furthermore, its money market accounts have two dividend tiers, yielding better interest rates once a certain account balance threshold is crossed. The terms for the credit union’s Certificates of Deposit (CDs) range from 6 months to 5 years, and its Individual Retirement Accounts (IRAs) are available either as savings accounts or CDs. Achieva also offers Traditional and Roth IRA products, as well as Health Savings Accounts (HSAs).
Achieva also provides business checking accounts, business savings accounts, and business money market accounts. Its corporate checking accounts vary based upon the number of monthly deposits, but all business accounts (including business savings accounts and business money market accounts) feature online banking, electronic statements, and mobile banking.
In addition to these depository banking products, Achieva Credit Union also offers its members various credit cards, mortgage products, and loan options.
Membership is open to anyone who lives or works in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota. Family members of current members are also eligible to join.
See current membership details
Achieva was called Sarasota Coastal Credit Union when I joined many years ago. My account number had five digits. In all these years I have never had a problem with this institution. The staff has been friendly and efficient, so what more could one ask? Well, I did recently. I wanted to refinance my home and contacted their mortgage agent, Jason Anger. We started the process and it sailed along beautifully until an issue came up that all but froze the process and seemed no resolve could be found. Well, Jason did not give up. He kept digging and calling on other resources and got us to our goal of a closing. I cannot say enough about how grateful I am to Jason and those who assisted in this.
We financed our last vehicle through Achieva Credit Union. I found their self service desks very easy and quick to use. At the same time, when I needed a live person to assist me, getting to one was equally as quick and easy. We are getting ready to purchase a new vehicle. I will absolutely make Achieva my first stop when I shop for getting the best possible rate.
Worst company ever for all banking, loan and financial services! Not true to company integrity and the core values they try to portray. They are not at all customer oriented and have no remorse for tacking on fees caused by their own company mishaps. They will do whatever it takes to reach into your future's wallet and their company representatives have a major lack of knowledge and customer service skills. It's no wonder their locations have been closing down with no word about it out to their clients!
I was absoulutely fed up with my bank (Regions) and decided to join Achieva. I went in, and spoke to them and they were wonderful. They approved my loan requests (which Regions did not) and set up my accounts exactly the way I wanted them. .25 cent debit? Who cares, just run it as a credit card, no fee.
Very easy to deal with and highly recommended.
|Return on Assets - YTD||0.99%|
|Return on Equity - YTD||9.56%|
|Annual Interest Income||$56.1MM|
|Assets and Liabilities|
|Assets||Q4 2017vs Q4 2016||$1.53B$1.45B|
|Loans||Q4 2017vs Q4 2016||$1.15B$1.16B|
|Deposits||Q4 2017vs Q4 2016||$1.33B$1.27B|
|Equity Capital||Q4 2017vs Q4 2016||$158.0MM$142.7MM|
|Loan Loss Allowance||Q4 2017vs Q4 2016||$9.7MM$8.6MM|
|Unbacked Noncurrent Loans||Q4 2017vs Q4 2016||$12.5MM$9.9MM|
|Real Estate Owned||Q4 2017vs Q4 2016||$0$3.4MM|
Sorry, we do not have rate data for Achieva Credit Union.