Featured Savings Rates
Featured Accounts

Achieva Credit Union

Popular Accounts at this Credit Union

1.30%3-year CD30 Month CD
2.35%5-year IRA60 Month IRA Plus (Traditional, Roth, CESA)
2.05%4-year IRA48 Month IRA Plus (Traditional, Roth, CESA)

Overview / Commentary
1659 Virginia St
Dunedin, FL 34698-7405

Achieva Credit Union is headquartered in Dunedin and is the 11th largest credit union in the state of Florida. It is also the 164th largest credit union in the nation. It was established in 1937 and as of March of 2016, it had grown to 347 employees and 137,367 members at 25 locations. Achieva Credit Union has an A health rating.

Field of Membership Restrictions

Membership eligibility for Achieva CU is available to the family of current CU members, or persons, trusts, associations, organizations, or legal entities who reside, operate, or maintain employment in the counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota.
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The Best Bank/Credit Union Out There

I was absoulutely fed up with my bank (Regions) and decided to join Achieva. I went in, and spoke to them and they were wonderful. They approved my loan requests (which Regions did not) and set up my accounts exactly the way I wanted them. .25 cent debit? Who cares, just run it as a credit card, no fee.

Very easy to deal with and highly recommended.

These Have Increased Fees 500%

Posted by: Bethv | May 6, 2016

I've been a member of Achieva Credit Union for some years now and I thought it was a wonderful option to a bank. I actually left Wells Fargo because of the unfair treatment of customers. In the past year Achieva has increased their fees from $5 to 34 and tends to apply them worse than any Bank. They have now moved to the chip card and half the time and doesn't work. I highly recommend that you look somewhere else Achieva has gone downhill in the past year they are not a credit union they are a bank no matter what they say they're playing with your money and counting on computers to do the work there is no more human care

Credit Union?

I'm a big credit union fan, but this is more like a huge bank. Turnover is extremely high, leaving inexperienced and overworked employees in the branches. They bought a bank, and those poor employees have to run their old bank and achieva at the same time - it's not going so well. Products and fees are comparable, so without the service and low fees you would expect from a credit union, they really don't have enough to offer.

Achieva is A OK!

Posted by: MicheleS | May 7, 2014

We financed our last vehicle through Achieva Credit Union. I found their self service desks very easy and quick to use. At the same time, when I needed a live person to assist me, getting to one was equally as quick and easy. We are getting ready to purchase a new vehicle. I will absolutely make Achieva my first stop when I shop for getting the best possible rate.



Health Grade Components

NCUA #60087
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.06%
Annual Interest Income$13.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.41B$1.13B
LoansQ1 2016vs Q1 2015$1.07B$864.2MM
DepositsQ1 2016vs Q1 2015$1.23B$975.8MM
Equity CapitalQ1 2016vs Q1 2015$133.9MM$123.1MM
Loan Loss AllowanceQ1 2016vs Q1 2015$6.4MM$6.0MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$6.1MM$3.2MM
Real Estate OwnedQ1 2016vs Q1 2015$2.5MM$714.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Achieva Credit Union Savings Account Rates

0.30%*$50k*-IRA Savings Account
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k
0.30%*$50k*-Coverdell Education Savings Account
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k
0.15%--Health Savings Account (HSA)
0.10%--Savings II
0.10%--Simply Savings Account
0.10%--PAL Savings Account
0.10%--Summer Savings Account
0.10%--Holiday Club Savings Account

Achieva Credit Union Money Market Rates

0.25%*$50k*-Premier Money Market Account
OTHER TIERS: 0.10% $2k - $50k

Achieva Credit Union Checking Account Rates

0.50%*-$15kEmerald Checking - Qualifying
OTHER TIERS: 0.15% $15k+

Achieva Credit Union CD Rates

1.90%$500-60 Month CD
1.60%$500-48 Month CD
1.40%$500-36 Month CD
1.30%$1k-30 Month CD
1.05%*$75k*-12 Month HSA CD Plus
OTHER TIERS: 0.95% $25k - $75k
1.00%$500-24 Month CD
0.85%$500-12 Month HSA CD
0.75%$500-18 Month CD
0.75%*$75k*-6 Month HSA CD Plus
OTHER TIERS: 0.65% $25k - $75k
0.70%$1k-15 Month CD
0.60%$500-12 Month CD
0.55%$500-6 Month HSA CD
0.30%$500-6 Month CD

Achieva Credit Union IRA Rates

2.35%*$75k*-60 Month IRA Plus
OTHER TIERS: 2.25% $25k - $75k
2.15%$500-60 Month IRA
2.05%*$75k*-48 Month IRA Plus
OTHER TIERS: 1.95% $25k - $75k
1.85%*$75k*-36 Month IRA Plus
OTHER TIERS: 1.75% $25k - $75k
1.85%$500-48 Month IRA
1.75%*$75k*-30 Month IRA Plus
OTHER TIERS: 1.65% $25k - $75k
1.65%$500-36 Month IRA
1.55%$500-30 Month IRA
1.45%*$75k*-24 Month IRA Plus
OTHER TIERS: 1.35% $25k - $75k
1.25%$500-24 Month IRA
1.20%*$75k*-18 Month IRA Plus
OTHER TIERS: 1.10% $25k - $75k
1.15%*$75k*-15 Month IRA Plus
OTHER TIERS: 1.05% $25k - $75k
1.05%*$75k*-12 Month IRA Plus
OTHER TIERS: 0.95% $25k - $75k
1.00%$500-18 Month IRA
0.95%$500-15 Month IRA
0.85%$500-12 Month IRA
0.75%*$75k*-6 Month IRA Plus
OTHER TIERS: 0.65% $25k - $75k
0.55%$500-6 Month IRA

Achieva Credit Union has 25 locations. Click to view all Achieva Credit Union locations.