Featured Savings Rates
Featured Accounts

Achieva Credit Union

Popular Accounts at this Credit Union

4.20%5-year IRA60 Month IRA/457B Plus (Traditional, Roth, CESA)
2.30%4-year IRA48 Month IRA/457B Plus (Traditional, Roth, CESA)
2.10%3-year IRA36 Month IRA/457B Plus (Traditional, Roth, CESA)

Overview / Commentary
1659 Virginia St
Dunedin, FL 34698-7405

With just $99.25 and seven charter members, Achieva Credit Union was founded in 1937 on Florida’s central western “sun” coast. At the time of this writing, it operates over 20 branches and serves over 140,000 members across several counties in Florida.

The credit union offers various personal depository banking products. Achieva provides high-yield interest bearing checking accounts, if a certain number of monthly transactions are made. In addition to its standard savings accounts, Achieva offers savings options specifically for children, teens, and young adults. Furthermore, its money market accounts have two dividend tiers, yielding better interest rates once a certain account balance threshold is crossed. The terms for the credit union’s Certificates of Deposit (CDs) range from 6 months to 5 years, and its Individual Retirement Accounts (IRAs) are available either as savings accounts or CDs. Achieva also offers Traditional and Roth IRA products, as well as Health Savings Accounts (HSAs).

Achieva also provides business checking accounts, business savings accounts, and business money market accounts. Its corporate checking accounts vary based upon the number of monthly deposits, but all business accounts (including business savings accounts and business money market accounts) feature online banking, electronic statements, and mobile banking.

In addition to these depository banking products, Achieva Credit Union also offers its members various credit cards, mortgage products, and loan options.

Field of Membership Restrictions

Membership is open to anyone through a donation to the Achieva Foundation ($10 minimum). Membership is also open to those who live or work in the Florida counties of Charlotte, Collier, DeSoto, Hernando, Hillsborough, Lee, Manatee, Pasco, Pinellas, or Sarasota and to family members of current members.
See current membership details

Related Posts

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Long Time Customer

Achieva was called Sarasota Coastal Credit Union when I joined many years ago. My account number had five digits. In all these years I have never had a problem with this institution. The staff has been friendly and efficient, so what more could one ask? Well, I did recently. I wanted to refinance my home and contacted their mortgage agent, Jason Anger. We started the process and it sailed along beautifully until an issue came up that all but froze the process and seemed no resolve could be found. Well, Jason did not give up. He kept digging and calling on other resources and got us to our goal of a closing. I cannot say enough about how grateful I am to Jason and those who assisted in this.

Achieva is A OK!

Posted by: MicheleS | May 7, 2014

We financed our last vehicle through Achieva Credit Union. I found their self service desks very easy and quick to use. At the same time, when I needed a live person to assist me, getting to one was equally as quick and easy. We are getting ready to purchase a new vehicle. I will absolutely make Achieva my first stop when I shop for getting the best possible rate.

Acheiva Credit Union

Worst company ever for all banking, loan and financial services! Not true to company integrity and the core values they try to portray. They are not at all customer oriented and have no remorse for tacking on fees caused by their own company mishaps. They will do whatever it takes to reach into your future's wallet and their company representatives have a major lack of knowledge and customer service skills. It's no wonder their locations have been closing down with no word about it out to their clients!

The Best Bank/Credit Union Out There

I was absoulutely fed up with my bank (Regions) and decided to join Achieva. I went in, and spoke to them and they were wonderful. They approved my loan requests (which Regions did not) and set up my accounts exactly the way I wanted them. .25 cent debit? Who cares, just run it as a credit card, no fee.

Very easy to deal with and highly recommended.



Health Grade Components

NCUA #60087
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.97%
Return on Equity - YTD9.31%
Annual Interest Income$14.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$1.56B$1.52B
LoansQ1 2018vs Q1 2017$1.17B$1.16B
DepositsQ1 2018vs Q1 2017$1.35B$1.33B
Equity CapitalQ1 2018vs Q1 2017$160.5MM$146.1MM
Loan Loss AllowanceQ1 2018vs Q1 2017$9.8MM$8.8MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$7.7MM$7.5MM
Real Estate OwnedQ1 2018vs Q1 2017$0$3.4MM
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Always verify rates and promotions with the bank or credit union. We are not Achieva Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Achieva Credit Union Savings Account Rates

0.30%*$50k*-IRA Savings Account
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k
0.30%*$50k*-Coverdell Education Savings Account
OTHER TIERS: 0.10% Up to $25k | 0.20% $25k - $50k
0.30%--457B Savings Rates
0.15%--Health Savings Account (HSA)
0.10%--All Minor Savings
0.10%--Savings II
0.10%--Simply Savings Account
0.10%--PAL Savings Account
0.10%--Summer & Holiday Club Savings Account

Achieva Credit Union Money Market Rates

0.35%*$50k*-Premier Money Market Account
OTHER TIERS: 0.20% $2k - $50k

Achieva Credit Union Checking Account Rates

0.50%*-$15kAchieva Checking Plus
OTHER TIERS: 0.15% $15k+

Achieva Credit Union CD Rates

2.60%*$75k*-60 Month CD
OTHER TIERS: 2.40% $500 - $25k | 2.50% $25k - $75k
1.80%$500-48 Month CD
1.65%$500-36 Month CD
1.50%$500-30 Month CD
1.40%$500-24 Month CD
1.25%$1k-13 Month CD Promo
1.15%$500-18 Month CD
1.05%*$75k*-12 Month HSA CD Plus
OTHER TIERS: 0.95% $25k - $75k
1.00%$500-12 Month CD
0.85%$500-12 Month HSA CD
0.75%*$75k*-6 Month HSA CD Plus
OTHER TIERS: 0.65% $25k - $75k
0.60%$500-6 Month CD
0.55%$500-6 Month HSA CD

Achieva Credit Union IRA Rates

4.20%*$75k*-60 Month IRA/457B Plus
OTHER TIERS: 4.10% $25k - $75k
4.00%$500-60 Month IRA/457B
2.30%*$75k*-48 Month IRA/457B Plus
OTHER TIERS: 2.20% $25k - $75k
2.10%*$75k*-36 Month IRA/457B Plus
OTHER TIERS: 2.00% $25k - $75k
2.10%$500-48 Month IRA/457B
1.95%*$75k*-24 Month IRA/457B Plus
OTHER TIERS: 1.85% $25k - $75k
1.95%*$75k*-30 Month IRA/457B Plus
OTHER TIERS: 1.85% $25k - $75k
1.90%$500-36 Month IRA/457B
1.75%$500-24 Month IRA/457B
1.75%$500-30 Month IRA/457B
1.65%*$75k*-18 Month IRA/457B Plus
OTHER TIERS: 1.55% $25k - $75k
1.45%*$75k*-12 Month IRA/457B Plus
OTHER TIERS: 1.35% $25k - $75k
1.45%$500-18 Month IRA/457B
1.25%$500-12 Month IRA/457B
1.25%$1k-13 Month IRA/457B Promo
1.05%*$75k*-6 Month IRA/457B Plus
OTHER TIERS: 0.95% $25k - $75k
0.85%$500-6 Month IRA/457B


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