Overview / Commentary
Acipco Federal Credit Union is headquartered in Birmingham and is the 25th largest credit union in the state of Alabama. It is also the 1,212th largest credit union in the nation. It was established in 1964 and as of September of 2019, it had grown to 16 employees and 7,969 members at 2 locations. Acipco Federal Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to all ACIPCO employees, retirees, and their family members.
See current membership details
Health
A
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16500 |
| Year Chartered | 1964 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.08% |
| Return on Equity - YTD | 14.94% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $164.2MM$160.5MM |
| Loans | Q3 2019vs Q3 2018 | $127.3MM$123.2MM |
| Deposits | Q3 2019vs Q3 2018 | $135.3MM$133.0MM |
| Equity Capital | Q3 2019vs Q3 2018 | $22.6MM$20.9MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $524.00K$402.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.2MM$408.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $161.00K$43.00K |