Overview / Commentary
16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in Gettysburg and is the 24th largest bank in the state of Pennsylvania. It is also the 517th largest bank in the nation. It was established in 1857 and as of December of 2018, it had grown to 325 employees at 29 locations. ACNB Bank has an A health rating.

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Reviews (1)

A Very Reliable Bank

Posted by: KDaniel025 | Jun 2, 2016

Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.


Health Grade Components

FDIC Certificate #7506
Year Established1857
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.34%
Return on Equity - YTD14.5%
Annual Interest Income$64.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$1.63B$1.58B
LoansQ4 2018vs Q4 2017$1.29B$1.23B
DepositsQ4 2018vs Q4 2017$1.36B$1.31B
Equity CapitalQ4 2018vs Q4 2017$156.7MM$143.3MM
Loan Loss AllowanceQ4 2018vs Q4 2017$14.0MM$14.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$6.8MM$7.9MM
Real Estate OwnedQ4 2018vs Q4 2017$155.00K$436.00K
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Always verify rates and promotions with the bank or credit union. We are not ACNB Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ACNB Bank Savings Account Rates

2.00%$1k-Companion Savings
0.15%$5-VIP Club with Automatic Payments
0.15%$5-Christmas Club with Automatic Payments
0.05%$100-Statement Savings
0.05%$1-MyBux Savings
0.05%$1-Buckley's Savers
0.05%$100-Business Savings

ACNB Bank Money Market Rates

0.30%*$500k*-Classic Money Market Account
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $500k
0.30%*$500k*-Business Classic Money Market Account
OTHER TIERS: 0.15% $5k - $25k | 0.20% $25k - $100k | 0.25% $100k - $500k
0.10%$25-IRA Money Market
0.05%$500-Money Market Account
0.05%$500-Business Money Market Account

ACNB Bank Checking Account Rates

0.05%$1k-Advantage Rewards Plus Checking

ACNB Bank CD Rates

2.65%$1k$500k36 Month Boost CD Special
2.60%$1k$250k60 Month CD Special
2.60%$1k$250k24 Month CD Special
2.50%$1k$250k15 Month CD Special
2.10%$1k$1m13 Month CD Special
1.25%$1k$1m33 Month Step Up CD Special
0.85%$500-60 Month CD
0.65%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$1k-32 - 90 Days CD
0.05%$1k-8 - 31 Days CD

ACNB Bank IRA Rates

2.65%$1k$500k36 Month Boost IRA Special
2.60%$1k$250k60 Month IRA Special
2.60%$1k$250k24 Month IRA Special
2.50%$1k$250k15 Month IRA Special
2.10%$1k$1m13 Month IRA Special
1.25%$1k$1m33 Month Step Up IRA Special
0.85%$500-60 Month IRA
0.65%$500-48 Month IRA
0.45%$500-36 Month IRA
0.35%$500-30 Month IRA
0.35%$500-24 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA


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