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ACNB Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.acnb.com
888-334-2262
16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in GETTYSBURG and is the 23rd largest bank in the state of Pennsylvania. It is also the 514th largest bank in the nation. It was established in 1857 and as of December of 2024, it had grown to 355 employees at 27 locations. ACNB Bank has an A health rating.

Reviews (1)

This Bank Has Really Changed…But Not Improved

Posted by: |

In recent years there have been many senior management and Director changes. After 40+ years as a customer, I hardly recognize this bank anymore.
No respect for retail or deposit customers at all. The emphasis is clearly on the larger commercial borrowers. Community banks depend on stable depositors. But ACNB no longer cares about this core constituency…too bad…used to be a fine Bank.

5


Health
A

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #7506
Year Established1857
Employees355
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.38%
Return on Equity - YTD12.16%
Annual Interest Income$107.5MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$2.38B$2.4B
LoansQ4 2024vs Q4 2023$1.67B$1.61B
DepositsQ4 2024vs Q4 2023$1.81B$1.88B
Equity CapitalQ4 2024vs Q4 2023$284.4MM$258.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$17.3MM$20MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.8MM$4.2MM
Real Estate OwnedQ4 2024vs Q4 2023$438K$467K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.20%
Our Rating
3.6  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.45%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.36%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/27/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not ACNB Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

ACNB Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%†$1k-Companion Savings - New Money
0.03%†$100-Statement Savings
0.03%†$1-MyBux Savings
0.03%†$1-Buckley's Savers
0.03%†$100-Business Savings
0.03%†$5-VIP Club with Automatic Payments

ACNB Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*†$100k*-Select Money Market - $5k New Money
OTHER TIERS: 0.05% → $2.5k - $100k
2.50%*†$100k*-Business Select Money Market - $5k New Money
OTHER TIERS: 0.05% → $2.5k - $100k
0.12%*†$500k*-Business Money Market Account
OTHER TIERS: 0.01% → $500 - $5k | 0.02% → $5k - $25k | 0.05% → $25k - $100k | 0.10% → $100k - $500k
0.10%*†$500k*-Consumer Classic Money Market Account
OTHER TIERS: 0.01% → $5k - $25k | 0.02% → $25k - $100k | 0.05% → $100k - $500k
0.10%†$25-IRA Money Market
0.01%†$500-Consumer Money Market Account

ACNB Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%†$2.5k-Advantage Rewards Plus Checking

ACNB Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$5k$1m8 Month CD Special w/active checking - New Money
0.40%†$500-48 Month CD
0.35%†$500-30 Month CD
0.35%†$500-36 Month CD
0.25%†$500-60 Month CD
0.20%†$500-24 Month CD
0.15%†$500-18 Month CD
0.15%†$1k-12 Month Companion Savings CD
0.10%†$500-12 Month CD
0.05%†$1k-8-31 Day CD
0.05%†$1k-32-90 Day CD
0.05%†$500-6 Month CD

ACNB Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$5k$1m8 Month IRA Special w/active checking - New Money
0.40%†$500-48 Month IRA
0.35%†$500-30 Month IRA
0.35%†$500-36 Month IRA
0.25%†$500-18 Month IRA Flex Account
0.25%†$500-60 Month IRA
0.20%†$500-24 Month IRA
0.15%†$500-18 Month IRA
0.10%†$500-12 Month IRA
0.05%†$500-6 Month IRA
Locations

Availability



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