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16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in Gettysburg and is the 22nd largest bank in the state of Pennsylvania. It is also the 512th largest bank in the nation. It was established in 1857 and as of December of 2017, it had grown to 326 employees at 30 locations. ACNB Bank has an A health rating.

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Reviews (1)

A Very Reliable Bank

Posted by: KDaniel025 | Jun 2, 2016

Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.


Health Grade Components

FDIC Certificate #7506
Year Established1857
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.5%
Annual Interest Income$51.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$1.58B$1.19B
LoansQ4 2017vs Q4 2016$1.23B$895.5MM
DepositsQ4 2017vs Q4 2016$1.31B$977.1MM
Equity CapitalQ4 2017vs Q4 2016$143.3MM$100.4MM
Loan Loss AllowanceQ4 2017vs Q4 2016$14.0MM$14.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$7.9MM$5.8MM
Real Estate OwnedQ4 2017vs Q4 2016$436.00K$256.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ACNB Bank Savings Account Rates

0.05%$100-Statement Savings
0.05%--MyBux Savings
0.05%--Buckley's Savers
0.05%$100-Business Savings
0.05%--VIP Club with Automatic Payments
0.05%--Christmas Club with Automatic Payments

ACNB Bank Money Market Rates

0.15%*$500k*-Classic Money Market Account
OTHER TIERS: 0.10% $5k - $500k
0.15%*$500k*-Business Classic Money Market Account
OTHER TIERS: 0.10% $5k - $500k
0.10%$25-IRA Money Market
0.05%$500-Money Market Account
0.05%$500-Business Money Market Account

ACNB Bank Checking Account Rates

0.10%*$100k*-Checking +
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-Business Checking +
OTHER TIERS: 0.05% $1k - $100k
0.05%$100-Esteem Checking

ACNB Bank CD Rates

2.00%$1k-36 Month Boost CD Special
1.60%$1k-60 Month CD Special
1.60%$1k-24 Month CD Special
1.40%$1k-15 Month CD Special
1.25%$1k$1m33 Month Step Up CD Special
1.00%$1k$1m13 Month CD Special
0.85%$500-60 Month CD
0.65%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$1k-32 - 90 Days CD
0.05%$1k-8 - 31 Days CD

ACNB Bank IRA Rates

2.00%$1k-36 Month Boost IRA Special
1.60%$1k-60 Month IRA Special
1.60%$1k-24 Month IRA Special
1.40%$1k-15 Month IRA Special
1.25%$1k-33 Month Step Up IRA Special
1.00%$1k-13 Month IRA Special
0.85%$500-60 Month IRA
0.65%$500-48 Month IRA
0.45%$500-36 Month IRA
0.35%$500-30 Month IRA
0.35%$500-24 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA