ACNB Bank is headquartered in Gettysburg and is the 22nd largest bank in the state of Pennsylvania. It is also the 510th largest bank in the nation. It was established in 1857 and as of March of 2019, it had grown to 332 employees at 29 locations. ACNB Bank has an A health rating.
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A Very Reliable Bank
Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 7506 |
| Year Established | 1857 |
| Employees | 332 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.42% |
| Return on Equity - YTD | 14.68% |
| Annual Interest Income | $16.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $1.66B$1.60B |
| Loans | Q1 2019vs Q1 2018 | $1.29B$1.22B |
| Deposits | Q1 2019vs Q1 2018 | $1.38B$1.32B |
| Equity Capital | Q1 2019vs Q1 2018 | $162.2MM$145.6MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $14.0MM$13.4MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $6.2MM$6.5MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $48.00K$630.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
ACNB Bank Savings Account Rates
ACNB Bank Money Market Rates
ACNB Bank Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $1k | - | Advantage Rewards Plus Checking |
