Overview / Commentary
16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in GETTYSBURG and is the 22nd largest bank in the state of Pennsylvania. It is also the 495th largest bank in the nation. It was established in 1857 and as of March of 2024, it had grown to 362 employees at 26 locations. ACNB Bank has a B+ health rating.

Reviews (3)

A Very Reliable Bank

Posted by: |

Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.

This Bank Has Really Changed…But Not Improved

Posted by: |

In recent years there have been many senior management and Director changes. After 40+ years as a customer, I hardly recognize this bank anymore.
No respect for retail or deposit customers at all. The emphasis is clearly on the larger commercial borrowers. Community banks depend on stable depositors. But ACNB no longer cares about this core constituency…too bad…used to be a fine Bank.

Worst Bank In 35 Years Banking

Posted by: |

I will never knowingly alow them to make another cent off me, i will not accept payment of any kind for business or personal from that bank, and any business useing them will not get a dime from me.


Health Grade Components

FDIC Certificate #7506
Year Established1857
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.19%
Return on Equity - YTD10.94%
Annual Interest Income$26MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$2.4B$2.39B
LoansQ1 2024vs Q1 2023$1.64B$1.51B
DepositsQ1 2024vs Q1 2023$1.85B$2.08B
Equity CapitalQ1 2024vs Q1 2023$261.4MM$236.4MM
Loan Loss AllowanceQ1 2024vs Q1 2023$20.2MM$19.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.9MM$3.8MM
Real Estate OwnedQ1 2024vs Q1 2023$467K$474K
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Always verify rates and promotions with the bank or credit union. We are not ACNB Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

ACNB Bank Savings Account Rates

0.15%$1k-Companion Savings - New Money
0.03%$100-Statement Savings
0.03%$1-MyBux Savings
0.03%$1-Buckley's Savers
0.03%$100-Business Savings
0.03%$5-VIP Club with Automatic Payments

ACNB Bank Money Market Rates

3.00%*$100k*-Select Money Market - $5k New Money
OTHER TIERS: 0.05% $2.5k - $100k
3.00%*$100k*-Business Select Money Market - $5k New Money
OTHER TIERS: 0.05% $2.5k - $100k
0.12%*$500k*-Business Money Market Account
OTHER TIERS: 0.01% $500 - $5k | 0.02% $5k - $25k | 0.05% $25k - $100k | 0.10% $100k - $500k
0.10%*$500k*-Consumer Classic Money Market Account
OTHER TIERS: 0.01% $5k - $25k | 0.02% $25k - $100k | 0.05% $100k - $500k
0.10%$25-IRA Money Market
0.01%$500-Consumer Money Market Account

ACNB Bank Checking Account Rates

0.02%$1k-Advantage Rewards Plus Checking

ACNB Bank CD Rates

4.75%$5k$1m8 Month CD Special w/active checking - New Money
0.40%$500-48 Month CD
0.35%$500-30 Month CD
0.35%$500-36 Month CD
0.25%$500-60 Month CD
0.20%$500-24 Month CD
0.15%$500-18 Month CD
0.15%$1k-12 Month Companion Savings CD
0.10%$500-12 Month CD
0.05%$1k-8-31 Day CD
0.05%$1k-32-90 Day CD
0.05%$500-6 Month CD

ACNB Bank IRA Rates

4.75%$5k$1m8 Month IRA Special w/active checking - New Money
0.40%$500-48 Month IRA
0.35%$500-30 Month IRA
0.35%$500-36 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-60 Month IRA
0.20%$500-24 Month IRA
0.15%$500-18 Month IRA
0.10%$500-12 Month IRA
0.05%$500-6 Month IRA


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