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16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in Gettysburg and is the 23rd largest bank in the state of Pennsylvania. It is also the 497th largest bank in the nation. It was established in 1857 and as of September of 2017, it had grown to 312 employees at 30 locations. ACNB Bank has an A health rating.

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$200 Bonus For Free Checking Account At ACNB Bank In PA - 3/9/2017

ACNB Bank is offering up to $200 cash bonus for opening a new CareFree checking account. It requires some work: The first $100 gift is deposited after completing the following steps within the first 60 days of opening a new CareFree Checking account: 1) Establish a recurring direct deposit of at least $250 or more. This is limited to Social Security, pension or payroll. 2) Establish and log into Online Banking. 3) Enroll in eStatements. 4) Establish a debit card and conduct 10 unique, Non-PIN based transactions The second $100 is deposited at the year anniversary of the account as long as the account is active, meaning at least one transaction per month, has a positive average monthly balance, receives eStatements, and maintains a qualifying direct deposit. Expires May 31, 2017 Full details https://www.acnb.com/carefree?b=so_200

Reviews (1)

A Very Reliable Bank

Posted by: KDaniel025 | Jun 2, 2016

Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.


Health Grade Components

FDIC Certificate #7506
Year Established1857
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.94%
Annual Interest Income$36.6MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.60B$1.20B
LoansQ3 2017vs Q3 2016$1.22B$859.4MM
DepositsQ3 2017vs Q3 2016$1.32B$972.3MM
Equity CapitalQ3 2017vs Q3 2016$142.7MM$101.1MM
Loan Loss AllowanceQ3 2017vs Q3 2016$14.1MM$14.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$8.3MM$5.5MM
Real Estate OwnedQ3 2017vs Q3 2016$275.00K$309.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ACNB Bank Savings Account Rates

0.05%$100-Statement Savings
0.05%--MyBux Savings
0.05%--Buckley's Savers
0.05%$100-Business Savings
0.05%--VIP Club with Automatic Payments
0.05%--Christmas Club with Automatic Payments

ACNB Bank Money Market Rates

0.15%*$500k*-Classic Money Market Account
OTHER TIERS: 0.10% $5k - $500k
0.15%*$500k*-Business Classic Money Market Account
OTHER TIERS: 0.10% $5k - $500k
0.10%$25-IRA Money Market
0.05%$500-Money Market Account
0.05%$500-Business Money Market Account

ACNB Bank Checking Account Rates

0.10%*$100k*-Checking +
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-Business Checking +
OTHER TIERS: 0.05% $1k - $100k
0.05%$100-Esteem Checking

ACNB Bank CD Rates

1.60%$1k-60 Month CD Special
1.60%$1k-24 Month CD Special
1.40%$1k-15 Month CD Special
1.25%$1k$1m33 Month Step Up CD Special
1.00%$1k$1m13 Month CD Special
0.85%$500-60 Month CD
0.65%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$1k-32 - 90 Days CD
0.05%$1k-8 - 31 Days CD

ACNB Bank IRA Rates

1.60%$1k-60 Month IRA Special
1.60%$1k-24 Month IRA Special
1.40%$1k-15 Month IRA Special
1.25%$1k-33 Month Step Up IRA Special
1.00%$1k-13 Month IRA Special
0.85%$500-60 Month IRA
0.65%$500-48 Month IRA
0.45%$500-36 Month IRA
0.35%$500-30 Month IRA
0.35%$500-24 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA