Featured Savings Rates
Featured Accounts


Popular Accounts at this Bank

0.85%5-year CD60 Month CD
0.20%1-year CD12 Month CD
0.05%SavingsVIP Club with Automatic Deduction Accounts

Overview / Commentary
16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in Gettysburg and is the 25th largest bank in the state of Pennsylvania. It is also the 621st largest bank in the nation. It was established in 1857 and as of September of 2016, it had grown to 267 employees at 22 locations. ACNB Bank has an A health rating.

Reviews (1)

A Very Reliable Bank

Posted by: KDaniel025 | Jun 2, 2016

Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.


Health Grade Components

FDIC Certificate #7506
Year Established1857
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD10.67%
Annual Interest Income$30.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.20B$1.12B
LoansQ3 2016vs Q3 2015$859.4MM$811.7MM
DepositsQ3 2016vs Q3 2015$972.3MM$900.5MM
Equity CapitalQ3 2016vs Q3 2015$101.1MM$95.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$14.5MM$14.8MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.5MM$5.5MM
Real Estate OwnedQ3 2016vs Q3 2015$309.00K$599.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ACNB Bank Savings Account Rates

0.05%$100-Statement Savings Accounts
0.05%--MyBux Savings Club Accounts
0.05%--Buckley's Savers Club Account
0.05%$100-Business Savings Accounts
0.05%--VIP Club with Automatic Deduction Accounts
0.05%--Christmas Club with Automatic Deduction Accounts

ACNB Bank Money Market Rates

0.15%*$500k*-Classic Money Market Account
OTHER TIERS: 0.10% $5k - $500k
0.15%*$500k*-Business Classic Money Market Account
OTHER TIERS: 0.10% $5k - $500k
0.10%$25-IRA Money Market Account
0.05%$500-Money Market Account
0.05%$500-Business Money Market Account

ACNB Bank Checking Account Rates

0.10%*$100k*-Personal Checking +
OTHER TIERS: 0.05% $1k - $100k
0.10%*$100k*-Business Checking +
OTHER TIERS: 0.05% $1k - $100k
0.05%$100-Esteem Checking

ACNB Bank CD Rates

1.60%$1k$250k60 Month CD Special
1.25%$1k$250k33 Month Step Up CD Special
0.85%$500-60 Month CD
0.80%$1k$250k13 Month CD Special
0.65%$500-48 Month CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.25%$500-18 Month CD
0.20%$500-12 Month CD
0.15%$500-6 Month CD
0.10%$1k-32 - 90 Days CD
0.05%$1k-8 - 31 Days CD

ACNB Bank IRA Rates

1.60%$1k$250k60 Month IRA Special
1.25%$1k$500k33 Month Step Up IRA Special
0.85%$500-60 Month IRA
0.80%$1k$250k13 Month IRA Special
0.65%$500-48 Month IRA
0.45%$500-36 Month IRA
0.35%$500-30 Month IRA
0.35%$500-24 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-18 Month IRA
0.20%$500-12 Month IRA
0.15%$500-6 Month IRA

ACNB Bank has 22 locations. Click to view all ACNB Bank locations.