Overview / Commentary
16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in Gettysburg and is the 17th largest bank in the state of Pennsylvania. It is also the 418th largest bank in the nation. It was established in 1857 and as of June of 2022, it had grown to 341 employees at 31 locations. ACNB Bank has an A health rating.

Reviews (3)

A Very Reliable Bank

Posted by: |

Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.

This Bank Has Really Changed…But Not Improved

Posted by: |

In recent years there have been many senior management and Director changes. After 40+ years as a customer, I hardly recognize this bank anymore.
No respect for retail or deposit customers at all. The emphasis is clearly on the larger commercial borrowers. Community banks depend on stable depositors. But ACNB no longer cares about this core constituency…too bad…used to be a fine Bank.

Worst Bank In 35 Years Banking

Posted by: |

I will never knowingly alow them to make another cent off me, i will not accept payment of any kind for business or personal from that bank, and any business useing them will not get a dime from me.


Health Grade Components

FDIC Certificate #7506
Year Established1857
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.93%
Annual Interest Income$38.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$2.66B$2.69B
LoansQ2 2022vs Q2 2021$1.49B$1.54B
DepositsQ2 2022vs Q2 2021$2.37B$2.35B
Equity CapitalQ2 2022vs Q2 2021$243.6MM$259.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$18.9MM$20.2MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$5.2MM$7.8MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not ACNB Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

ACNB Bank Savings Account Rates

0.15%$1k-Companion Savings - New Money
0.05%$100-Business Savings
0.03%$100-Statement Savings
0.03%$1-MyBux Savings
0.03%$1-Buckley's Savers
0.03%$5-VIP Club with Automatic Payments

ACNB Bank Money Market Rates

0.12%*$500k*-Business Money Market Account
OTHER TIERS: 0.01% $500 - $5k | 0.02% $5k - $25k | 0.05% $25k - $100k | 0.10% $100k - $500k
0.10%*$500k*-Consumer Classic Money Market Account
OTHER TIERS: 0.01% $5k - $25k | 0.02% $25k - $100k | 0.05% $100k - $500k
0.10%$25-IRA Money Market
0.01%$500-Consumer Money Market Account

ACNB Bank Checking Account Rates

0.02%$1k-Advantage Rewards Plus Checking

ACNB Bank CD Rates

0.60%$1k$250k60 Month CD Special
0.40%$500-48 Month CD
0.35%$500-30 Month CD
0.35%$500-36 Month CD
0.25%$500-60 Month CD
0.20%$500-24 Month CD
0.20%$1k$250k24 Month CD Special
0.15%$1k$1m13 Month CD Special
0.15%$500-18 Month CD
0.15%$1k$250k15 Month CD Special
0.15%$1k-12 Month Companion Savings CD
0.10%$500-12 Month CD
0.10%$1k$1m8 Month CD Special
0.05%$1k-8-31 Day CD
0.05%$1k-32-90 Day CD
0.05%$500-6 Month CD

ACNB Bank IRA Rates

0.60%$1k$250k60 Month IRA Special
0.40%$500-48 Month IRA
0.35%$500-30 Month IRA
0.35%$500-36 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-60 Month IRA
0.20%$500-24 Month IRA
0.20%$1k$250k24 Month IRA Special
0.15%$1k$1m13 Month IRA Special
0.15%$500-18 Month IRA
0.15%$1k$250k15 Month IRA Special
0.10%$500-12 Month IRA
0.10%$1k$1m8 Month IRA Special
0.05%$500-6 Month IRA


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