ACNB Bank


Overview / Commentary
888-334-2262
16 Lincoln Square
Gettysburg, PA 17325

ACNB Bank is headquartered in GETTYSBURG and is the 22nd largest bank in the state of Pennsylvania. It is also the 510th largest bank in the nation. It was established in 1857 and as of September of 2024, it had grown to 366 employees at 27 locations. ACNB Bank has a B+ health rating.

Reviews (1)

This Bank Has Really Changed…But Not Improved

Posted by: |

In recent years there have been many senior management and Director changes. After 40+ years as a customer, I hardly recognize this bank anymore.
No respect for retail or deposit customers at all. The emphasis is clearly on the larger commercial borrowers. Community banks depend on stable depositors. But ACNB no longer cares about this core constituency…too bad…used to be a fine Bank.



Health
B+

Health Grade Components

Overall
FDIC Certificate #7506
Year Established1857
Employees366
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD12.9%
Annual Interest Income$80.1MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$2.4B$2.37B
LoansQ3 2024vs Q3 2023$1.66B$1.6B
DepositsQ3 2024vs Q3 2023$1.81B$1.97B
Equity CapitalQ3 2024vs Q3 2023$287.9MM$237.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$17.2MM$19.3MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$6.6MM$3.6MM
Real Estate OwnedQ3 2024vs Q3 2023$406K$467K
Rates
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Always verify rates and promotions with the bank or credit union. We are not ACNB Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

ACNB Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Companion Savings - New Money
0.03%$100-Statement Savings
0.03%$1-MyBux Savings
0.03%$1-Buckley's Savers
0.03%$100-Business Savings
0.03%$5-VIP Club with Automatic Payments

ACNB Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$100k*-Select Money Market - $5k New Money
OTHER TIERS: 0.05% $2.5k - $100k
3.00%*$100k*-Business Select Money Market - $5k New Money
OTHER TIERS: 0.05% $2.5k - $100k
0.12%*$500k*-Business Money Market Account
OTHER TIERS: 0.01% $500 - $5k | 0.02% $5k - $25k | 0.05% $25k - $100k | 0.10% $100k - $500k
0.10%*$500k*-Consumer Classic Money Market Account
OTHER TIERS: 0.01% $5k - $25k | 0.02% $25k - $100k | 0.05% $100k - $500k
0.10%$25-IRA Money Market
0.01%$500-Consumer Money Market Account

ACNB Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.02%$1k-Advantage Rewards Plus Checking

ACNB Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5k$1m8 Month CD Special w/active checking - New Money
0.40%$500-48 Month CD
0.35%$500-30 Month CD
0.35%$500-36 Month CD
0.25%$500-60 Month CD
0.20%$500-24 Month CD
0.15%$500-18 Month CD
0.15%$1k-12 Month Companion Savings CD
0.10%$500-12 Month CD
0.05%$1k-8-31 Day CD
0.05%$1k-32-90 Day CD
0.05%$500-6 Month CD

ACNB Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$5k$1m8 Month IRA Special w/active checking - New Money
0.40%$500-48 Month IRA
0.35%$500-30 Month IRA
0.35%$500-36 Month IRA
0.25%$500-18 Month IRA Flex Account
0.25%$500-60 Month IRA
0.20%$500-24 Month IRA
0.15%$500-18 Month IRA
0.10%$500-12 Month IRA
0.05%$500-6 Month IRA
Locations

Availability

Harrisburg Area

Interactive local rates map


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