ACNB Bank is headquartered in Gettysburg and is the 18th largest bank in the state of Pennsylvania. It is also the 417th largest bank in the nation. It was established in 1857 and as of December of 2021, it had grown to 360 employees at 31 locations. ACNB Bank has an A health rating.
Adams County Bank has been my local Bank of choice for over 10 years. Overall, the Bank is very reliable and customer service oriented. There are a few locations within Adams County very close to my home which is always helpful. One thing to note about the Bank though is their technological side could catch up to other banks. Only VERY recently have they come out with direct mobile deposit, and opening an account online is still something they are perfecting. Now I do understand since they are not a national brand across the US that they may not have the resources to develop more of a presence in the tech side of things, but it would be helpful as our current society continues to grow so rapidly in technology. As stated earlier, I've never had an issue with them customer service/wise. They've always helped me and one time I lost all my checks, they quickly refreshed my account with a new number, etc., the same day I reported it. I'll always be a loyal Adams County Bank Customer.
I will never knowingly alow them to make another cent off me, i will not accept payment of any kind for business or personal from that bank, and any business useing them will not get a dime from me.
Overall | |
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FDIC Certificate # | 7506 |
Year Established | 1857 |
Employees | 360 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.03% |
Return on Equity - YTD | 10.73% |
Annual Interest Income | $78.1MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $2.77B$2.54B |
Loans | Q4 2021vs Q4 2020 | $1.45B$1.63B |
Deposits | Q4 2021vs Q4 2020 | $2.44B$2.19B |
Equity Capital | Q4 2021vs Q4 2020 | $267.0MM$252.1MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $19.0MM$20.2MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $6.2MM$7.9MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.02% | $1k | - | Advantage Rewards Plus Checking |