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Overview / Commentary
2835 E Grand Ave
Laramie, WY 82070-5276

A.C.P.E. Federal Credit Union is headquartered in Laramie and is the 14th largest credit union in the state of Wyoming. It is also the 2,395th largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 13 employees and 4,434 members at 1 location. A.C.P.E. Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or volunteer in Albany or Carbon Counties.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. A.C.P.E. Federal Credit Union has a low asset base.

Health Grade Components

NCUA #11867
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.96%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$47.0MM$46.0MM
LoansQ3 2017vs Q3 2016$31.9MM$27.5MM
DepositsQ3 2017vs Q3 2016$43.2MM$42.4MM
Equity CapitalQ3 2017vs Q3 2016$3.8MM$3.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$184.00K$121.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$541.00K$217.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

A.C.P.E. Federal Credit Union Savings Account Rates

1.00%--IRA Savings Accounts
0.50%--Holiday Club Savings Accounts
0.50%--Vacation Club Savings Accounts
0.50%--Back to School Club Savings Accounts
0.10%$20-Share (Savings) Accounts

A.C.P.E. Federal Credit Union Money Market Rates

0.40%*$100k*-ACPE One Account
OTHER TIERS: 0.15% $250 - $5k | 0.20% $5k - $20k | 0.25% $20k - $50k | 0.35% $50k - $100k

A.C.P.E. Federal Credit Union CD Rates

1.51%$250-60 Months CD
1.26%$250-48 Months CD
1.06%$250-36 Months CD
0.65%$250-24 Months CD
0.50%$250-12 Months CD
0.35%$250-6 Months CD

A.C.P.E. Federal Credit Union Locations
Branch Office2835 E Grand AveLaramie, WY 82070-5276