Adams Community Bank

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LOCATIONS

Overview / Commentary

www.adamscommunity.com

413-743-0001

2 Center Street
Adams, MA 01220

Adams Community Bank is headquartered in Adams and is the 49^th largest bank in the state of Massachusetts. It is also the 1,051^st largest bank in the nation. It was established in 1869 and as of June of 2022, it had grown to 117 employees at 8 locations. Adams Community Bank has an A health rating.

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Health

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	90140
Year Established	1869
Employees	117
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	6.81%
Annual Interest Income	$14.0MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$921.7MM$839.0MM
Loans	Q2 2022vs Q2 2021	$701.5MM$619.3MM
Deposits	Q2 2022vs Q2 2021	$813.7MM$737.1MM
Equity Capital	Q2 2022vs Q2 2021	$83.8MM$64.2MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$5.2MM$4.4MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$1.3MM$3.1MM
Real Estate Owned	Q2 2022vs Q2 2021	$405.00K$200.00K

Locations

Adams Community Bank Locations
Adams Community Bank	2 Center St	Adams, MA 01220
Williamstown Branch	273 Main Street	Williamstown, MA 01267
North Adams Branch	31 Eagle Street	North Adams, MA 01247
Lee Branch	41 Park Street	Lee, MA 01238
Lanesboro Branch	545 South Main Street	Lanesboro, MA 01237
Cheshire Branch	75 South St	Cheshire, MA 01225
Park Street Branch	93 Park Street	Adams, MA 01220
Lenox National Bank Branch	7 Main Street	Lenox, MA 01240

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