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Overview / Commentary
2 Center Street
Adams, MA 01220

Adams Community Bank is headquartered in Adams and is the 76th largest bank in the state of Massachusetts. It is also the 1,462nd largest bank in the nation. It was established in 1869 and as of September of 2016, it had grown to 93 employees at 8 locations. Adams Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #90140
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD5.33%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$477.0MM$405.4MM
LoansQ3 2016vs Q3 2015$389.2MM$345.4MM
DepositsQ3 2016vs Q3 2015$388.3MM$329.3MM
Equity CapitalQ3 2016vs Q3 2015$50.5MM$48.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$3.4MM$2.9MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$5.2MM$3.3MM
Real Estate OwnedQ3 2016vs Q3 2015$531.00K$646.00K

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Adams Community Bank Locations
Adams Community Bank2 Center StreetAdams, MA 01220
Williamstown Branch273 Main StreetWilliamstown, MA 01267
North Adams Branch31 Eagle StreetNorth Adams, MA 01247
Lee Branch41 Park StreetLee, MA 01238
Lanesboro Branch545 South Main StreetLanesboro, MA 01237
Cheshire Branch75 South StCheshire, MA 01225
Park Street Branch93 Park StreetAdams, MA 01220
Lenox National Bank Branch7 Main StreetLenox, MA 01240