Adams Community Bank

Overview / Commentary
2 Center Street
Adams, MA 01220

Adams Community Bank is headquartered in Adams and is the 49th largest bank in the state of Massachusetts. It is also the 1,051st largest bank in the nation. It was established in 1869 and as of June of 2022, it had grown to 117 employees at 8 locations. Adams Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #90140
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.81%
Annual Interest Income$14.0MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$921.7MM$839.0MM
LoansQ2 2022vs Q2 2021$701.5MM$619.3MM
DepositsQ2 2022vs Q2 2021$813.7MM$737.1MM
Equity CapitalQ2 2022vs Q2 2021$83.8MM$64.2MM
Loan Loss AllowanceQ2 2022vs Q2 2021$5.2MM$4.4MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.3MM$3.1MM
Real Estate OwnedQ2 2022vs Q2 2021$405.00K$200.00K

Rates for Adams Community Bank are currently being reviewed.


Adams Community Bank Locations
Adams Community Bank2 Center StAdams, MA 01220
Williamstown Branch273 Main StreetWilliamstown, MA 01267
North Adams Branch31 Eagle StreetNorth Adams, MA 01247
Lee Branch41 Park StreetLee, MA 01238
Lanesboro Branch545 South Main StreetLanesboro, MA 01237
Cheshire Branch75 South StCheshire, MA 01225
Park Street Branch93 Park StreetAdams, MA 01220
Lenox National Bank Branch7 Main StreetLenox, MA 01240

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