Adams Community Bank


Overview / Commentary
413-743-0001
2 Center Street
Adams, MA 01220

Adams Community Bank is headquartered in Adams and is the 56th largest bank in the state of Massachusetts. It is also the 1,135th largest bank in the nation. It was established in 1869 and as of June of 2021, it had grown to 112 employees at 8 locations. Adams Community Bank's money market rates are 36% higher than the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #90140
Year Established1869
Employees112
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.5%
Annual Interest Income$12.5MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$839.0MM$686.8MM
LoansQ2 2021vs Q2 2020$619.3MM$569.9MM
DepositsQ2 2021vs Q2 2020$737.1MM$581.2MM
Equity CapitalQ2 2021vs Q2 2020$64.2MM$59.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$4.4MM$4.2MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$3.1MM$5.5MM
Real Estate OwnedQ2 2021vs Q2 2020$200.00K$90.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Adams Community Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Adams Community Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$150k*-Optimum Personal Account
OTHER TIERS: 0.10% $10+ | 0.20% $75k+
0.10%$10-Statement Savings Account
0.10%$10-Christmas Club

Adams Community Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$1m*-Money Market Checking
OTHER TIERS: 0.05% $10 - $2.5k | 0.10% $2.5k - $50k | 0.20% $50k - $100k | 0.30% $100k - $1m
0.60%*$1m*-Business Money Market
OTHER TIERS: 0.10% $10 - $2.5k | 0.15% $2.5k - $100k | 0.20% $100k - $500k | 0.40% $500k - $1m

Adams Community Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$15kSynergy Checking Account
OTHER TIERS: 0.50% $15k+
0.05%$10-Community Checking
0.05%$10-Alliance Checking

Adams Community Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-48 Month CD
0.70%$1k-60 Month CD
0.70%$1k-Business 48 Month CD
0.70%$1k-Business 60 Month CD
0.65%$1k-36 Month CD
0.65%$1k-Business 36 Month CD
0.45%$1k-24 Month CD
0.45%$1k-Business 24 Month CD
0.35%$1k-18 Month CD
0.35%$1k-Business 18 Month CD
0.25%$1k-12 Month CD
0.25%$1k-Business 12 Month CD
0.20%$2.5k-6 Month CD
0.20%$2.5k-9 Month CD
0.20%$2.5k-Business 6 Month CD
0.20%$2.5k-Business 9 Month CD
0.10%$2.5k-3 Month CD
0.10%$2.5k-Business 3 Month CD

Adams Community Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-48 Month IRA
0.70%$1k-60 Month IRA
0.65%$1k-36 Month IRA
0.45%$1k-24 Month IRA
0.35%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.20%$2.5k-6 Month IRA
0.20%$2.5k-9 Month IRA
0.10%$2.5k-3 Month IRA
Locations


Adams Community Bank Locations
Adams Community Bank2 Center StAdams, MA 01220
Williamstown Branch273 Main StreetWilliamstown, MA 01267
North Adams Branch31 Eagle StreetNorth Adams, MA 01247
Lee Branch41 Park StreetLee, MA 01238
Lanesboro Branch545 South Main StreetLanesboro, MA 01237
Cheshire Branch75 South StCheshire, MA 01225
Park Street Branch93 Park StreetAdams, MA 01220
Lenox National Bank Branch7 Main StreetLenox, MA 01240

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