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Overview / Commentary
2 Center Street
Adams, MA 01220

Adams Community Bank is headquartered in Adams and is the 72nd largest bank in the state of Massachusetts. It is also the 1,427th largest bank in the nation. It was established in 1869 and as of June of 2017, it had grown to 103 employees at 8 locations. Adams Community Bank has an A health rating.


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Health Grade Components

FDIC Certificate #90140
Year Established1869
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.44%
Return on Equity - YTD4.2%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$504.3MM$476.9MM
LoansQ2 2017vs Q2 2016$413.8MM$381.6MM
DepositsQ2 2017vs Q2 2016$411.4MM$396.7MM
Equity CapitalQ2 2017vs Q2 2016$51.8MM$50.2MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.2MM$3.4MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.4MM$4.5MM
Real Estate OwnedQ2 2017vs Q2 2016$619.00K$584.00K

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Adams Community Bank Locations
Adams Community Bank2 Center StreetAdams, MA 01220
Williamstown Branch273 Main StreetWilliamstown, MA 01267
North Adams Branch31 Eagle StreetNorth Adams, MA 01247
Lee Branch41 Park StreetLee, MA 01238
Lanesboro Branch545 South Main StreetLanesboro, MA 01237
Cheshire Branch75 South StCheshire, MA 01225
Park Street Branch93 Park StreetAdams, MA 01220
Lenox National Bank Branch7 Main StreetLenox, MA 01240