Adams State Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.adamsstate.com

402-988-2255

649 Main Street
Adams, NE 68301

Adams State Bank is headquartered in ADAMS and is the 119^th largest bank in the state of Nebraska. It is also the 4,045^th largest bank in the nation. It was established in 1918 and as of March of 2025, it had grown to 8 employees at 1 location. Adams State Bank's CD rates are 5X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Adams State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	9812
Year Established	1918
Employees	8
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.05%
Return on Equity - YTD	7.62%
Annual Interest Income	$883K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$73.2MM$68.7MM
Loans	Q1 2025vs Q1 2024	$47.6MM$43.4MM
Deposits	Q1 2025vs Q1 2024	$55.5MM$52.9MM
Equity Capital	Q1 2025vs Q1 2024	$10.1MM$9.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$299K$321K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$81K$3K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Adams State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	Savings
0.50%	$0	-	HSA

Adams State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.60%^*	$2.5k^*	-	Money Market
OTHER TIERS: 0.25% → $0 - $2.5k

Adams State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$5k^*	-	Super Now
OTHER TIERS: 0.50% → $0 - $5k
0.50%^*	$1k^*	-	NOW
OTHER TIERS: 0.25% → $0 - $1k

Adams State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$1k	-	6 Month CD
4.06%	$1k	-	9 Month CD
4.06%	$1k	-	12 Month CD
3.80%	$1k	-	14 Month CD
3.80%	$1k	-	15 Month CD
3.80%	$1k	-	18 Month CD
3.80%	$1k	-	24 Month CD
3.80%	$1k	-	30 Month CD
3.55%	$1k	-	36 Month CD
3.55%	$1k	-	42 Month CD
3.55%	$1k	-	48 Month CD
0.75%	$1k	-	3 Month CD

Adams State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.06%	$1k	-	6 Month IRA
2.92%	$0	-	Traditional IRA TDOA
2.92%	$0	-	Roth IRA TDOA

Locations

Adams State Bank Locations
Adams State Bank	649 Main St	Adams, NE 68301

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