AdelFi is the 642nd largest credit union in the nation. It was established in 1964 and as of December of 2024, it had grown to 89 employees and 15,338 members. AdelFi has an A+ health rating.
Thankful For Good Stewardship
I am just thankful my funds are being deposited with a company who values God's Word, is on mission to support His Kingdom, and prayerfully considers good stewardship for its members and staff.
Great Christian Service
Was able to open up a checking account pretty easily and have the peace of mind knowing that Im supporting a Christian bank.
13 Month 3.82% Does Not Have To Be New Money
For a limited time, AdelFi is offering a high-dividend rate 13-month certificate! Take advantage of our special offer to help you earn more than our standard certificate accounts, while partnering with a credit union that allows your money to impact many. $1000 .00 min $250K max. Dividends are paid quarterly and at maturity at a dividend rate of 3.75% resulting in an APY1 of 3.82%
Money Wired And Lost Dur To Negligence
The short version: On 1-4 I went down the nightmare path. On 1-5 I called to clarify if I was getting legit calls or being scammed. I clearly told the live person answering the no. on the Cr C regarding my distress about protentionally being contacted by someone not with Adelfi. I adamantly said that no funds should be moved, no action on my accounts--any of them--should occur. She was the only live person I could get a hold of until 1-7 at which time I was told that three of my liquid accounts were basically emptied to the tune of $70,000!!! Wire fraud! When I speak to them to see if I am getting my money back, I get " We are working on it." Come to find out that they are supposed to limit person wire transfers to $25000 per day. You can do the math. Get out while you can.
Former Member
I was considering using adelfi as a second account. I liked their mission and I made my initial deposit. Well, life happened and I didn't get around to doing anything more. Then I noticed all my funds were withdrawn and sent to the State without contacting me. Now they won't even talk to me about why they did this and how to get my funds back. Really? I've had probably 15 or more Banks or Credit Unions accounts over my 50 Plus years and never had it where managers would not speak to me. After thinking about it, I am a former member and they just gave my money away. I might not want to speak to me if I were them either.
Stay Away! Customer Beware!
Poor customer experience, non-competitive rates. Tried applying for a loan but poor response and customer service means I will take my business elsewhere - better to go with a big bank or any other credit union - stay away!
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 63837 |
| Year Chartered | 1964 |
| Employees | 89 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.42% |
| Return on Equity - YTD | -3.02% |
| Annual Interest Income | $27.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $633.5MM$572MM |
| Loans | Q4 2024vs Q4 2023 | $414.3MM$459.8MM |
| Deposits | Q4 2024vs Q4 2023 | $495.4MM$474.8MM |
| Equity Capital | Q4 2024vs Q4 2023 | $83.4MM$89.2MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $9.1MM$6.5MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1.9MM$2.2MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |