AdelFi


Overview / Commentary
714-671-5700
955 West Imperial Hwy, Suite 100
Brea, CA 92821-3815

AdelFi is the 675th largest credit union in the nation. It was established in 1964 and as of September of 2022, it had grown to 97 employees and 14,344 members. AdelFi's CD rates are 4X the national average, and it has a B+ health rating.

Related Posts

Adelfi Offers 1.16% APY New Member Promo On High-Yield Money Market - 5/29/2022

Earn up to 1.16% APY on up to $100,000 for 12 months with a High-Yield Money Market Account https://www.eccu.org/personalbanking/savings

AdelFi Offers Rate-Leading Promotional Money Market For New Members - 3/10/2022

AdelFi (former ECCU) is offering a nationally available, rate-leading High-Yield Money Market promotion (on balances up to $100k) for new members.

ECCU, Now Adelfi Savings 1.01%APY On Balances Up To $100K For "Up To 12 Months" - 3/3/2022

In Oct, Ken wrote an article about ECCU, which was offering 1.00% APY for "up to 12 months" on it's MM acct, for balances of up to $25k, when you also opened a checking acct. ECCU is now called Adelfi and has sweetened the offer: the rate is now for balances of up to $100k and there's no longer a checking acct requirement. The T&C page states that the offer is valid for "up to 12 months" but the promo page states "for 12 months," so YMMV. You can make up to 4 withdrawals/month. Limit 1 acct per member. After 12 months, the acct will be converted to a standard MM acct, which pays 0.20% or less. Use promo code MMA2022 when you apply. The only requirement to join the CU is that you agree with its Statement Of Faith. If you don't agree with it, then simply don't apply. https://www.eccu.org/personalbanking/savings https://www.depositaccounts.com/banks/evangelical-christian-cu/offers/ https://www.eccu.org/documents/Terms-and-Conditions/NMP_MMA_No_Checking_T-Cs_0322.pdf https://www.eccu.o

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Reviews (3)

13 Month 3.82% Does Not Have To Be New Money

Posted by: |

For a limited time, AdelFi is offering a high-dividend rate 13-month certificate! Take advantage of our special offer to help you earn more than our standard certificate accounts, while partnering with a credit union that allows your money to impact many. $1000 .00 min $250K max. Dividends are paid quarterly and at maturity at a dividend rate of 3.75% resulting in an APY1 of 3.82%

Former Member

Posted by: |

I was considering using adelfi as a second account. I liked their mission and I made my initial deposit. Well, life happened and I didn't get around to doing anything more. Then I noticed all my funds were withdrawn and sent to the State without contacting me. Now they won't even talk to me about why they did this and how to get my funds back. Really? I've had probably 15 or more Banks or Credit Unions accounts over my 50 Plus years and never had it where managers would not speak to me. After thinking about it, I am a former member and they just gave my money away. I might not want to speak to me if I were them either.

Stay Away! Customer Beware!

Posted by: |

Poor customer experience, non-competitive rates. Tried applying for a loan but poor response and customer service means I will take my business elsewhere - better to go with a big bank or any other credit union - stay away!



Health
B+

Health Grade Components

Overall
NCUA #63837
Year Chartered1964
Employees97
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD4.56%
Annual Interest Income$13.6MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$566.7MM$581.9MM
LoansQ3 2022vs Q3 2021$424.2MM$384.1MM
DepositsQ3 2022vs Q3 2021$459.7MM$514.6MM
Equity CapitalQ3 2022vs Q3 2021$62.7MM$58.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$5.1MM$6.9MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$4.1MM$3.3MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not AdelFi; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AdelFi Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%--Savings Account

AdelFi Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$50k*-Money Market Savings
OTHER TIERS: 0.75% Up to $25k | 0.85% $25k - $50k

AdelFi Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Interest Checking

AdelFi CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$1k$250k13 Month Promotional Certificate
3.56%$1k-5 Year Certificate
3.41%$1k-2 Year Certificate
3.41%$1k-48 Month Rate Bump Certificate
3.30%$1k-1 Year Certificate
3.30%$1k-24 Month Rate Bump Certificate
2.17%$1k-6 Month Certificate
Locations

AdelFi is an Internet only bank and does not have branch locations. Its headquarters is located at 955 West Imperial Hwy, Suite 100 - Brea, CA 92821-3815

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.