Adirondack Regional Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.05% | Savings | 0.26% - National Average |
| 0.40% | 3-year CD | 1.88% - National Average |
| 0.30% | 2-year CD | 1.68% - National Average |
Adirondack Regional Federal Credit Union is headquartered in Tupper Lake and is the 117th largest credit union in the state of New York. It is also the 2,349th largest credit union in the nation. It was established in 1947 and as of December of 2018, it had grown to 14 employees and 6,136 members at 3 locations. Adirondack Regional Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Clinton, Essex, and Franklin Counties of New York and select areas of St. Lawrence County. Membership is also open to employees of select companies, schools, and other organizations.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 5546 |
| Year Chartered | 1947 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 4.03% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $48.4MM$46.8MM |
| Loans | Q4 2018vs Q4 2017 | $24.0MM$22.6MM |
| Deposits | Q4 2018vs Q4 2017 | $44.2MM$42.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.0MM$3.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $309.00K$233.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $118.00K$314.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Adirondack Regional Federal Credit Union Savings Account Rates
Adirondack Regional Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.40% | $1k | - | 3 Years Share Certificate | |
| 0.30% | $1k | - | 2 Years Share Certificate |
Adirondack Regional Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | $1k | - | 2 Year IRA Share Certificate |
| Adirondack Regional Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 280 Park St | Tupper Lake, NY 12986-1909 |
| Branch Office | 166 Market St | Potsdam, NY 13676-1238 |
| Branch Office | 23 Smithfield Blvd 4 Seaons Plaza | Plattsburgh, NY 12901 |