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Advantage Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%18-month CD17 Month Term Share Certificate Special (New Money)
1.50%5-year CD60 Month Term Share Certificate
0.60%1-year CD12 - 17 Month Term Share Certificate

Overview / Commentary
585-454-5900
1975 Buffalo Rd
Rochester, NY 14624

Advantage Federal Credit Union is headquartered in Rochester and is the 37th largest credit union in the state of New York. It is also the 757th largest credit union in the nation. It was established in 1975 and as of March of 2018, it had grown to 88 employees and 33,749 members at 11 locations. Advantage Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Eligible members are those working for select employer groups or those who live, work, worship or attend school in Rochester. Also open to Businesses and other legal entities in the City of Rochester.
See current membership details

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Reviews (1)

Advantage after identiyi theft

My fiance and I had just finished combining both of our checking accounts with advantage. No sooner than we did our accounts were victims of identity theft. Our personal banker spent an entire afternoon with us helping us recover. Finding all the automatic debits we had just set up in order to help re set them up. Anything she couldn't help with that day she immediately started on the next morning. All of our accounts were re created and dealt with within 48 hours. Advantage took a bad situation and made it so much easier.



Health

Health Grade Components

Overall
NCUA #24181
Year Chartered1975
Employees88
Primary Regulator
Profit Margin
Return on Assets - YTD0.35%
Return on Equity - YTD4.1%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$329.0MM$302.4MM
LoansQ1 2018vs Q1 2017$241.7MM$223.7MM
DepositsQ1 2018vs Q1 2017$247.0MM$231.3MM
Equity CapitalQ1 2018vs Q1 2017$28.0MM$26.8MM
Loan Loss AllowanceQ1 2018vs Q1 2017$1.1MM$894.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$1.0MM$1.3MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Youth Savings
0.50%--Teen Smart Savings
0.05%--Spread-the-Check
0.05%--Vacation Club
0.05%--Basic Savings
0.05%--Holiday Club

Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$200k*-Money Market PLUS
OTHER TIERS: 1.25% $75k - $125k | 1.50% $125k - $200k
0.45%*$50k*-Money Market
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k

Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$75k*-Smart Money Checking
OTHER TIERS: 0.25% Up to $5k | 0.35% $5k - $25k | 0.45% $25k - $75k

Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month Term Share Certificate
1.50%$500-17 Month Term Share Certificate Special (New Money)
1.30%$500-48 - 59 Month Term Share Certificate
1.00%$500-36 - 47 Month Term Share Certificate
0.90%$500-30 - 35 Month Term Share Certificate
0.75%$500-24 - 29 Month Term Share Certificate
0.70%$500-18 - 23 Month Term Share Certificate
0.60%$500-12 - 17 Month Term Share Certificate
0.40%$500-6 - 11 Month Term Share Certificate

Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--60 Month IRA Certificate
1.30%--48 - 59 Month IRA Certificate
1.00%--36 - 47 Month IRA Certificate
0.90%--30 - 35 Month IRA Certificate
0.75%--24 - 29 Month IRA Certificate
0.70%--18 - 23 Month IRA Certificate
0.60%--12 - 17 Month IRA Certificate
0.40%$500-6 - 11 Month IRA Certificate
Locations

Availability



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