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Advantage Federal Credit Union

Popular Accounts at this Credit Union

1.50%18-month CD17 Month Term Share Certificate Special (New Money)
1.50%5-year CD60 Month Term Share Certificate
0.60%1-year CD12 - 17 Month Term Share Certificate

Overview / Commentary
1975 Buffalo Rd
Rochester, NY 14624

Advantage Federal Credit Union is headquartered in Rochester and is the 37th largest credit union in the state of New York. It is also the 750th largest credit union in the nation. It was established in 1975 and as of December of 2017, it had grown to 82 employees and 33,203 members at 11 locations. Advantage Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Eligible members are those working for select employer groups or those who live, work, worship or attend school in Rochester. Also open to Businesses and other legal entities in the City of Rochester.
See current membership details

Related Posts

Advantage FCU CD Specials [Rochester, NY] 1.25% 9 Month & 1.50% 17 Month - 4/14/2017

Term Share Certificate Specials: 9 Month, 1.25% apy 1.25% rate 17 Month, 1.50% apy 1.49% rate $500 minimum, Must be new money https://www.advantagefcu.org/rates/share-certificates/ They also have a fun deal for your kids: Open a Youth Account in April and they’ll match your opening deposit up to $20 https://www.advantagefcu.org/accounts/membership/special-events/ Membership in Advantage is available to: Individuals who live, work, worship, volunteer, or attend school in the City of Rochester.

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Health Grade Components

NCUA #24181
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.12%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$324.1MM$289.6MM
LoansQ4 2017vs Q4 2016$239.0MM$220.8MM
DepositsQ4 2017vs Q4 2016$232.4MM$223.1MM
Equity CapitalQ4 2017vs Q4 2016$28.6MM$25.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$888.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.3MM$1.3MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Federal Credit Union Savings Account Rates

0.50%--Youth Savings
0.50%--Teen Smart Savings
0.05%--Vacation Club
0.05%--Basic Savings
0.05%--Holiday Club

Advantage Federal Credit Union Money Market Rates

1.75%*$200k*-Money Market PLUS
OTHER TIERS: 1.25% $75k - $125k | 1.50% $125k - $200k
0.45%*$50k*-Money Market
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k

Advantage Federal Credit Union Checking Account Rates

0.55%*$75k*-Smart Money Checking
OTHER TIERS: 0.25% Up to $5k | 0.35% $5k - $25k | 0.45% $25k - $75k

Advantage Federal Credit Union CD Rates

1.50%$500-60 Month Term Share Certificate
1.50%$500-17 Month Term Share Certificate Special (New Money)
1.30%$500-48 - 59 Month Term Share Certificate
1.00%$500-36 - 47 Month Term Share Certificate
0.90%$500-30 - 35 Month Term Share Certificate
0.75%$500-24 - 29 Month Term Share Certificate
0.70%$500-18 - 23 Month Term Share Certificate
0.60%$500-12 - 17 Month Term Share Certificate
0.40%$500-6 - 11 Month Term Share Certificate

Advantage Federal Credit Union IRA Rates

1.50%--60 Month IRA Certificate
1.30%--48 - 59 Month IRA Certificate
1.00%--36 - 47 Month IRA Certificate
0.90%--30 - 35 Month IRA Certificate
0.75%--24 - 29 Month IRA Certificate
0.70%--18 - 23 Month IRA Certificate
0.60%--12 - 17 Month IRA Certificate
0.40%$500-6 - 11 Month IRA Certificate