Featured Savings Rates
Featured Accounts

Advantage Federal Credit Union

Popular Accounts at this Credit Union

1.50%5-year CD60 Month Term Share Certificate
0.60%1-year CD12 - 17 Month Term Share Certificate
0.05%SavingsBasic Savings

Overview / Commentary
1975 Buffalo Rd
Rochester, NY 14624

Advantage Federal Credit Union is headquartered in Rochester and is the 40th largest credit union in the state of New York. It is also the 815th largest credit union in the nation. It was established in 1975 and as of September of 2016, it had grown to 75 employees and 30,370 members at 10 locations. Advantage Federal Credit Union has an A health rating.

Field of Membership Restrictions

Eligible members are those working for select employer groups or those who live, work, worship or attend school in Rochester. Also open to Businesses and other legal entities in the City of Rochester.
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Health Grade Components

NCUA #24181
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD7.66%
Annual Interest Income$7.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$265.2MM$238.6MM
LoansQ3 2016vs Q3 2015$216.1MM$192.8MM
DepositsQ3 2016vs Q3 2015$217.6MM$202.8MM
Equity CapitalQ3 2016vs Q3 2015$26.7MM$24.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$812.00K$609.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.3MM$628.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Federal Credit Union Savings Account Rates

0.50%--Youth Savings
0.50%--Teen Smart Savings
0.05%--Vacation Club
0.05%--Basic Savings
0.05%--Holiday Club

Advantage Federal Credit Union Money Market Rates

0.45%*$50k*-Money Maker
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k

Advantage Federal Credit Union Checking Account Rates

0.55%*$75k*-Smart Money Checking
OTHER TIERS: 0.25% Up to $5k | 0.35% $5k - $25k | 0.45% $25k - $75k

Advantage Federal Credit Union CD Rates

1.50%$500-60 Month Term Share Certificate
1.30%$500-48 - 59 Month Term Share Certificate
1.00%$500-36 - 47 Month Term Share Certificate
1.00%$500-5 Month CD Special
0.90%$500-30 - 35 Month Term Share Certificate
0.75%$500-24 - 29 Month Term Share Certificate
0.70%$500-18 - 23 Month Term Share Certificate
0.60%$500-12 - 17 Month Term Share Certificate
0.40%$500-6 - 11 Month Term Share Certificate

Advantage Federal Credit Union IRA Rates

1.50%--60 Month IRA Certificate
1.30%--48 - 59 Month IRA Certificate
1.00%--36 - 47 Month IRA Certificate
0.90%--30 - 35 Month IRA Certificate
0.75%--24 - 29 Month IRA Certificate
0.70%--18 - 23 Month IRA Certificate
0.60%--12 - 17 Month IRA Certificate
0.40%$500-6 - 11 Month IRA Certificate

Advantage Federal Credit Union Locations
Branch Office225 W Broad StRochester, NY 14608
Branch Office1625 Mount Hope AveRochester, NY 14620
Branch Office1000 South AveRochester, NY 14620
Branch Office2515 Browncroft BlvdRochester, NY 14625
Main Office1975 Buffalo RdRochester, NY 14624
Branch Office1445 Portland AveRochester, NY 14621
Branch Office38 Lomb Memorial DrRochester, NY 14623
Branch Office260 Crittenden BlvdRochester, NY 14642-0002
Branch Office1975 Buffalo RdRochester, NY 14624
Corporate Office225 W Broad StRochester, NY 14608