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Advantage Federal Credit Union

Popular Accounts at this Credit Union

1.50%18-month CD17 Month Term Share Certificate Special (New Money)
1.25%6-month CD9 Month Term Share Certificate Special (New Money)
1.50%5-year CD60 Month Term Share Certificate

Overview / Commentary
1975 Buffalo Rd
Rochester, NY 14624

Advantage Federal Credit Union is headquartered in Rochester and is the 38th largest credit union in the state of New York. It is also the 763rd largest credit union in the nation. It was established in 1975 and as of September of 2017, it had grown to 81 employees and 32,657 members at 10 locations. Advantage Federal Credit Union has an A health rating.

Field of Membership Restrictions

Eligible members are those working for select employer groups or those who live, work, worship or attend school in Rochester. Also open to Businesses and other legal entities in the City of Rochester.
See current membership details

Related Posts

Advantage FCU CD Specials [Rochester, NY] 1.25% 9 Month & 1.50% 17 Month - 4/14/2017

Term Share Certificate Specials: 9 Month, 1.25% apy 1.25% rate 17 Month, 1.50% apy 1.49% rate $500 minimum, Must be new money https://www.advantagefcu.org/rates/share-certificates/ They also have a fun deal for your kids: Open a Youth Account in April and they’ll match your opening deposit up to $20 https://www.advantagefcu.org/accounts/membership/special-events/ Membership in Advantage is available to: Individuals who live, work, worship, volunteer, or attend school in the City of Rochester.

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Health Grade Components

NCUA #24181
Year Chartered1975
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.64%
Annual Interest Income$9.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$316.4MM$265.2MM
LoansQ3 2017vs Q3 2016$231.1MM$216.1MM
DepositsQ3 2017vs Q3 2016$232.5MM$217.6MM
Equity CapitalQ3 2017vs Q3 2016$28.7MM$26.7MM
Loan Loss AllowanceQ3 2017vs Q3 2016$755.00K$812.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.4MM$1.3MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Federal Credit Union Savings Account Rates

0.50%--Youth Savings
0.50%--Teen Smart Savings
0.05%--Vacation Club
0.05%--Basic Savings
0.05%--Holiday Club

Advantage Federal Credit Union Money Market Rates

0.45%*$50k*-Money Maker
OTHER TIERS: 0.15% Up to $10k | 0.25% $10k - $25k | 0.35% $25k - $50k

Advantage Federal Credit Union Checking Account Rates

0.55%*$75k*-Smart Money Checking
OTHER TIERS: 0.25% Up to $5k | 0.35% $5k - $25k | 0.45% $25k - $75k

Advantage Federal Credit Union CD Rates

1.50%$500-60 Month Term Share Certificate
1.50%$500-17 Month Term Share Certificate Special (New Money)
1.30%$500-48 - 59 Month Term Share Certificate
1.25%$500-9 Month Term Share Certificate Special (New Money)
1.00%$500-36 - 47 Month Term Share Certificate
0.90%$500-30 - 35 Month Term Share Certificate
0.75%$500-24 - 29 Month Term Share Certificate
0.70%$500-18 - 23 Month Term Share Certificate
0.60%$500-12 - 17 Month Term Share Certificate
0.40%$500-6 - 11 Month Term Share Certificate

Advantage Federal Credit Union IRA Rates

1.50%--60 Month IRA Certificate
1.30%--48 - 59 Month IRA Certificate
1.00%--36 - 47 Month IRA Certificate
0.90%--30 - 35 Month IRA Certificate
0.75%--24 - 29 Month IRA Certificate
0.70%--18 - 23 Month IRA Certificate
0.60%--12 - 17 Month IRA Certificate
0.40%$500-6 - 11 Month IRA Certificate

Cities: Rochester

Rochester Branches
Branch Office225 W Broad StRochester, NY 14608
Branch Office1625 Mount Hope AveRochester, NY 14620
Branch Office1000 South AveRochester, NY 14620
Branch Office2515 Browncroft BlvdRochester, NY 14625
Main Office1975 Buffalo RdRochester, NY 14624
Branch Office1445 Portland AveRochester, NY 14621
Branch Office38 Lomb Memorial DrRochester, NY 14623
Branch Office260 Crittenden BlvdRochester, NY 14642-0002
Branch Office1975 Buffalo RdRochester, NY 14624
Corporate Office225 W Broad StRochester, NY 14608