Advantage Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 60 Month Term Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 - 17 Month Term Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Basic Savings 1.00% - Ally Bank Online Savings Account |
Advantage Federal Credit Union is headquartered in Rochester and is the 43rd largest credit union in the state of New York. It is also the 834th largest credit union in the nation. It was established in 1975 and as of June of 2016, it had grown to 76 employees and 29,629 members at 10 locations. Advantage Federal Credit Union has an A health rating.
Field of Membership Restrictions
Eligible members are those working for select employer groups or those who live, work, worship or attend school in Rochester. Also open to Businesses and other legal entities in the City of Rochester.
See current membership details
Related Posts
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24181 |
| Year Chartered | 1975 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.8% |
| Return on Equity - YTD | 7.71% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $254.7MM$235.7MM |
| Loans | Q2 2016vs Q2 2015 | $211.8MM$184.0MM |
| Deposits | Q2 2016vs Q2 2015 | $217.7MM$207.4MM |
| Equity Capital | Q2 2016vs Q2 2015 | $26.2MM$23.6MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $819.00K$653.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $932.00K$683.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Advantage Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Advantage Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Youth Savings | |
| 0.50% | - | - | Teen Smart Savings | |
| 0.05% | - | - | Spread-the-Check | |
| 0.05% | - | - | Vacation Club | |
| 0.05% | - | - | Basic Savings | |
| 0.05% | - | - | Holiday Club |
Advantage Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $50k* | - | Money Maker | ||
| OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k | |||||
Advantage Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $75k* | - | Smart Money Checking | ||
| OTHER TIERS: 0.25% → Up to $5k | 0.35% → $5k - $25k | 0.45% → $25k - $75k | |||||
Advantage Federal Credit Union CD Rates
Advantage Federal Credit Union IRA Rates
| Advantage Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 225 W Broad St | Rochester, NY 14608 |
| Branch Office | 1625 Mount Hope Ave | Rochester, NY 14620 |
| Branch Office | 1000 South Ave | Rochester, NY 14620 |
| Branch Office | 2515 Browncroft Blvd | Rochester, NY 14625 |
| Main Office | 1975 Buffalo Rd | Rochester, NY 14624 |
| Branch Office | 1445 Portland Ave | Rochester, NY 14621 |
| Branch Office | 38 Lomb Memorial Dr | Rochester, NY 14623 |
| Branch Office | 260 Crittenden Blvd | Rochester, NY 14642-0002 |
| Branch Office | 1975 Buffalo Rd | Rochester, NY 14624 |
| Corporate Office | 225 W Broad St | Rochester, NY 14608 |