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Advantage Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.50%18-month CD17 Month Term Share Certificate Special (New Money)
2.15% - Goldman Sachs Bank USA High-yield 18 Month CDAdvertisement
1.50%5-year CD60 Month Term Share Certificate
2.50% - Ally Bank High Yield 5 Year CDAdvertisement
0.60%1-year CD12 - 17 Month Term Share Certificate
2.10% - Goldman Sachs Bank USA High-yield 12 Month CDAdvertisement
View all Advantage Federal Credit Union rates »

Overview / Commentary
www.advantagefcu.org
585-454-5900
1975 Buffalo Rd
Rochester, NY 14624

Advantage Federal Credit Union is headquartered in Rochester and is the 37th largest credit union in the state of New York. It is also the 750th largest credit union in the nation. It was established in 1975 and as of December of 2017, it had grown to 82 employees and 33,203 members at 11 locations. Advantage Federal Credit Union's money market rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Eligible members are those working for select employer groups or those who live, work, worship or attend school in Rochester. Also open to Businesses and other legal entities in the City of Rochester.
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Health
A

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #24181
Year Chartered1975
Employees82
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD8.12%
Annual Interest Income$12.3MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$324.1MM$289.6MM
LoansQ4 2017vs Q4 2016$239.0MM$220.8MM
DepositsQ4 2017vs Q4 2016$232.4MM$223.1MM
Equity CapitalQ4 2017vs Q4 2016$28.6MM$25.9MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.2MM$888.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.3MM$1.3MM
Real Estate OwnedQ4 2017vs Q4 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Youth Savings
0.50%--Teen Smart Savings
0.05%--Spread-the-Check
0.05%--Vacation Club
0.05%--Basic Savings
0.05%--Holiday Club

Advantage Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$200k*-Money Market PLUS
OTHER TIERS: 1.25% → $75k - $125k | 1.50% → $125k - $200k
0.45%*$50k*-Money Market
OTHER TIERS: 0.15% → Up to $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k

Advantage Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$75k*-Smart Money Checking
OTHER TIERS: 0.25% → Up to $5k | 0.35% → $5k - $25k | 0.45% → $25k - $75k

Advantage Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$500-60 Month Term Share Certificate
1.50%$500-17 Month Term Share Certificate Special (New Money)
1.30%$500-48 - 59 Month Term Share Certificate
1.00%$500-36 - 47 Month Term Share Certificate
0.90%$500-30 - 35 Month Term Share Certificate
0.75%$500-24 - 29 Month Term Share Certificate
0.70%$500-18 - 23 Month Term Share Certificate
0.60%$500-12 - 17 Month Term Share Certificate
0.40%$500-6 - 11 Month Term Share Certificate

Advantage Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--60 Month IRA Certificate
1.30%--48 - 59 Month IRA Certificate
1.00%--36 - 47 Month IRA Certificate
0.90%--30 - 35 Month IRA Certificate
0.75%--24 - 29 Month IRA Certificate
0.70%--18 - 23 Month IRA Certificate
0.60%--12 - 17 Month IRA Certificate
0.40%$500-6 - 11 Month IRA Certificate
Locations

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