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Advantage One Credit Union


Overview / Commentary
www.myaocu.com
734-676-7000
23670 Telegraph Rd
Brownstown, MI 48134

Advantage One Credit Union is headquartered in Brownstown and is the 77th largest credit union in the state of Michigan. It is also the 1,287th largest credit union in the nation. It was established in 1952 and as of December of 2019, it had grown to 58 employees and 16,434 members at 2 locations. Advantage One Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship in, or attend school in the Southeast Michigan counties of Clinton, Eaton, Genesee, Hillsdale, Ingham, Jackson, Lapeer, Lenewee, Livingston, Macomb, Monroe, Oakland, Shiawassee, St. Clair, Washtenaw, or Wayne
See current membership details

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Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #68679
Year Chartered1952
Employees58
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.66%
Annual Interest Income$7.4MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$149.7MM$143.5MM
LoansQ4 2019vs Q4 2018$110.9MM$102.3MM
DepositsQ4 2019vs Q4 2018$132.5MM$127.6MM
Equity CapitalQ4 2019vs Q4 2018$16.3MM$14.5MM
Loan Loss AllowanceQ4 2019vs Q4 2018$990.00K$972.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$1.3MM$1.2MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Advantage One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage One Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$5k*-Health Savings Account
OTHER TIERS: 0.10% → $100 - $1k | 0.15% → $1k - $5k
0.15%--IRA Share Savings
0.05%$50-Primary Savings
0.05%$50-Secondary Savings
0.05%--M3 Money Club
0.05%--Elements of Money

Advantage One Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$75k*-Money Market Account
OTHER TIERS: 0.10% → $1.5k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $75k

Advantage One Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Interest Checking
OTHER TIERS: 0.05% → Up to $2.5k | 0.10% → $2.5k - $25k | 0.15% → $25k - $100k
0.10%$1k-Benefit Plus Checking
0.10%$1k-Heroes Checking

Advantage One Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month Share Certificate
0.60%$1k-48 Month Share Certificate
0.50%$1k-36 Month Share Certificate
0.40%$1k-24 Month Share Certificate
0.25%$1k-12 Month Share Certificate
0.25%$50-12 Month Youth Certificate
0.15%$1k-6 Month Share Certificate
0.15%$50-6 Month Youth Certificate

Advantage One Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$1k-60 Month IRA
0.60%$1k-48 Month IRA
0.50%$1k-36 Month IRA
0.40%$1k-24 Month IRA
0.25%$1k-12 Month IRA
Locations


Advantage One Credit Union Locations
Branch Office23670 Telegraph RdBrownstown, MI 48134
Branch Office13050 Fort StSouthgate, MI 48195

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