Advantage One Credit Union is headquartered in Brownstown and is the 77th largest credit union in the state of Michigan. It is also the 1,289th largest credit union in the nation. It was established in 1952 and as of September of 2019, it had grown to 55 employees and 16,403 members at 2 locations. Advantage One Credit Union's CD rates are 39% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship in, or attend school in the Southeast Michigan counties of Clinton, Eaton, Genesee, Hillsdale, Ingham, Jackson, Lapeer, Lenewee, Livingston, Macomb, Monroe, Oakland, Shiawassee, St. Clair, Washtenaw, or Wayne
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68679 |
| Year Chartered | 1952 |
| Employees | 55 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.93% |
| Return on Equity - YTD | 8.65% |
| Annual Interest Income | $5.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $147.4MM$143.0MM |
| Loans | Q3 2019vs Q3 2018 | $107.7MM$98.8MM |
| Deposits | Q3 2019vs Q3 2018 | $130.4MM$127.6MM |
| Equity Capital | Q3 2019vs Q3 2018 | $16.0MM$14.4MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $986.00K$817.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.1MM$1.3MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Advantage One Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Advantage One Credit Union Savings Account Rates
Advantage One Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $1.5k - $25k | 0.35% → $25k - $50k | 0.40% → $50k - $100k | |||||
Advantage One Credit Union Checking Account Rates
Advantage One Credit Union CD Rates
Advantage One Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.40% | $1k | - | 48 Month IRA | |
| 2.20% | $1k | - | 36 Month IRA | |
| 2.00% | $1k | - | 60 Month IRA | |
| 1.60% | $1k | - | 24 Month IRA | |
| 1.25% | $1k | - | 12 Month IRA |
| Advantage One Credit Union Locations | ||
|---|---|---|
| Branch Office | 23670 Telegraph Rd | Brownstown, MI 48134 |
| Branch Office | 13050 Fort St | Southgate, MI 48195 |