Overview / Commentary
Advantage One Credit Union is headquartered in Brownstown and is the 68th largest credit union in the state of Michigan. It is also the 1,139th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 58 employees and 18,007 members at 1 location. Advantage One Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Advantage One Credit Union is open to anyone who lives, works, worships, or attend schools anywhere in Michigan. Immediate family members of current AOCU members are also eligible to join.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68679 |
| Year Chartered | 1952 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.56% |
| Return on Equity - YTD | 15.75% |
| Annual Interest Income | $3.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $249MM$262.6MM |
| Loans | Q1 2025vs Q1 2024 | $194.8MM$184.6MM |
| Deposits | Q1 2025vs Q1 2024 | $223.1MM$228.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $24.9MM$20.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $2MM$1.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $2.7MM$2.1MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |