Advantage Plus Federal Credit Union

Overview / Commentary
2133 E Center St
Pocatello, ID 83201

Advantage Plus Federal Credit Union is headquartered in Pocatello and is the 11th largest credit union in the state of Idaho. It is also the 1,099th largest credit union in the nation. It was established in 1953 and as of March of 2024, it had grown to 71 employees and 21,052 members at 8 locations. Advantage Plus Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Advantage Plus Federal Credit Union is open to those who live, work, worship, or attend school in the Idaho counties of Bannock, Bear Lake, Caribou, Franklin, or Power, or Lincoln County in Wyoming.
See current membership details

Reviews (3)

Advantage Plus Credit Union

My experience with Advantage Plus Credit Union has always been very positive. If I ever had an issue, they were always very prompt, and great to work with, and they kept in touch very well when dealing with any issues. They have two three locations, and my only negative comment would be regarding password change on an account. That particular service can only be dealt with at their main branch across town, and when the customer goes to do that, they are escorted to a small room back in the back of the Credit Union, and the transaction then takes place with their security person witnessing it. While this is a very, very good security measure, it also is kind of inconvenient traveling clear across town just in order to change a pass code which may have been forgotten, or time-wise, which may have become very old and just needs to be changed.

Advantage Plus also had very good rates on their savings and investments, and their fees were also quite reasonable.

Review, Advantage Plus Federal Credit Union, Pocatello, ID

I am a former account holder with Advantage Plus Credit Union in Pocatello, ID. My rating would be a four star as I liked most everything except for their proximity. If business with them required going into the credit-union one branch was approximately five miles away, ten round trip and the other was about three one way but when one is without a vehicle it required a bit of walking including up a steep hill which was below the local hospital. Although the route there and back was also one that is popular with students who walk to the university, or who are out jogging, during Winter it was also a little hard to deal with. Their main branch was also on the far side of Pocatello which was also hard and required a bus-trip. Other than that, their customer service was very good, they were prompt in answering questions, and most of the time their deposits to accounts were also quick and timely as was their direct deposit. They had good interest rates, and their per month charges were low. I would also recommend them to anyone with transportation, or who lives in proximity of their branches.

Beyond Ridiculous

Posted by: |

THIRTY DAY hold on a payroll check from a well-known university??? Are you **** kidding me??


Health Grade Components

NCUA #8428
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD11.9%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$260.5MM$256.7MM
LoansQ1 2024vs Q1 2023$206.7MM$195.9MM
DepositsQ1 2024vs Q1 2023$234.3MM$234.2MM
Equity CapitalQ1 2024vs Q1 2023$24.1MM$21.7MM
Loan Loss AllowanceQ1 2024vs Q1 2023$786K$821K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1MM$857K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Advantage Plus Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Advantage Plus Federal Credit Union Savings Account Rates

0.85%*$0$20kKasasa Saver
OTHER TIERS: 0.10% $20k+
0.15%*$100k*-Premium Saver Savings
OTHER TIERS: 0.05% $100 - $25k | 0.10% $25k - $100k
0.10%*$25k*-Share Plus Savings
OTHER TIERS: 0.05% $25 - $25k
0.10%$0-Christmas Club Savings
0.05%*$4k*-Regular Share Savings
OTHER TIERS: 0.01% $5 - $4k
0.05%$0-IRA Savings
0.01%$0$2kMedical Savings

Advantage Plus Federal Credit Union Checking Account Rates

5.00%*$0$25kKasasa Cash
OTHER TIERS: 0.10% $25k+

Advantage Plus Federal Credit Union CD Rates

4.00%$1k-12 Month Share Certificate
4.00%$1k-18 Month Share Certificate
4.00%$1k-24 Month Share Certificate
3.00%$1k-6 Month Share Certificate
3.00%$1k-36 Month Share Certificate
3.00%$1k-48 Month Share Certificate
3.00%$1k-60 Month Share Certificate
2.00%$1k-3 Month Share Certificate

Advantage Plus Federal Credit Union IRA Rates

5.05%$1k-9 Month IRA Share Certificate
4.00%$1k-12 Month IRA Share Certificate
4.00%$1k-18 Month IRA Share Certificate
4.00%$1k-24 Month IRA Share Certificate
3.00%$1k-6 Month IRA Share Certificate
3.00%$1k-36 Month IRA Share Certificate
3.00%$1k-48 Month IRA Share Certificate
3.00%$1k-60 Month IRA Share Certificate
2.00%$1k-3 Month IRA Share Certificate

Advantage Plus Federal Credit Union Locations
Branch Office2133 E Center StPocatello, ID 83201-2616
Branch Office150 W Chubbuck RdChubbuck, ID 83202-2313
Branch Office70 E 2nd SSoda Springs, ID 83276-1408
Branch Office465 Hillcrest AveAmerican Falls, ID 83211
Branch Office177 N 4th StMontpelier, ID 83254-1535
Branch Office3415 Johnny Creek RdPocatello, ID 83204-4458
Branch Office311 S Highway 91Preston, ID 83263
Branch Office485 S Washington StAfton, WY 83110

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.