Affinity Bank

Deposits held and insured by Newton Federal Bank

Reviews (1)

Business Loans

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When Atlanta Business Bank changed to Affinity Bank it lost its personability, and also, its focus and direction. Affinity Bank is very keen on only doing loans for doctors and dentists, and does not give much attention to other types of businesses. I have had almost 9 plus years commercial loans with them, but I have been shocked at the poor response and willingness to help business with the problems at hand. IT is very hard to reach many of the officers who do not call back, and also they do not try to work with business owners. This is a market where Banks should look at the individual business and try to look at the history and make judgement calls based on a wide range of factors but Affinity only takes care of the "chosen ones" and I hope that they will be taken over by another stronger and better Bank.


Data as of Q2 2021

Data displayed below is for insuring bank: Newton Federal Bank
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Health Grade Components

FDIC Certificate #29510
Year Established1928
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.13%
Return on Equity - YTD9.84%
Annual Interest Income$13.0MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$786.7MM$909.9MM
LoansQ2 2021vs Q2 2020$582.3MM$636.1MM
DepositsQ2 2021vs Q2 2020$626.0MM$629.9MM
Equity CapitalQ2 2021vs Q2 2020$99.8MM$78.9MM
Loan Loss AllowanceQ2 2021vs Q2 2020$7.4MM$5.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$4.6MM$4.0MM
Real Estate OwnedQ2 2021vs Q2 2020$0$1.2MM

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Affinity Bank Locations
Affinity Bank400 Galleria Parkway Se, Suite 900Atlanta, GA 30339
Newton Federal Bank3175 Highway 278Covington, GA 30014
Newton Federal Savings And Loan East8258 Highway 278Covington, GA 30014

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