Affinity Bank is headquartered in Atlanta and is the 48th largest bank in the state of Georgia. It is also the 2,154th largest bank in the nation. It was established in 2002 and as of June of 2019, it had grown to 28 employees at 1 location. Affinity Bank has an A health rating.
When Atlanta Business Bank changed to Affinity Bank it lost its personability, and also, its focus and direction. Affinity Bank is very keen on only doing loans for doctors and dentists, and does not give much attention to other types of businesses. I have had almost 9 plus years commercial loans with them, but I have been shocked at the poor response and willingness to help business with the problems at hand. IT is very hard to reach many of the officers who do not call back, and also they do not try to work with business owners. This is a market where Banks should look at the individual business and try to look at the history and make judgement calls based on a wide range of factors but Affinity only takes care of the "chosen ones" and I hope that they will be taken over by another stronger and better Bank.
|FDIC Certificate #||57264|
|Return on Assets - YTD||0.8%|
|Return on Equity - YTD||7.56%|
|Annual Interest Income||$6.7MM|
|Assets and Liabilities|
|Assets||Q2 2019vs Q2 2018||$307.5MM$285.9MM|
|Loans||Q2 2019vs Q2 2018||$248.3MM$223.8MM|
|Deposits||Q2 2019vs Q2 2018||$227.6MM$206.3MM|
|Equity Capital||Q2 2019vs Q2 2018||$32.9MM$29.7MM|
|Loan Loss Allowance||Q2 2019vs Q2 2018||$2.9MM$2.8MM|
|Unbacked Noncurrent Loans||Q2 2019vs Q2 2018||$100.00K$257.00K|
|Real Estate Owned||Q2 2019vs Q2 2018||$1.5MM$1.7MM|
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|Affinity Bank Locations|
|Affinity Bank||400 Galleria Parkway||Atlanta, GA 30339|