Affinity CU (IA)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.50%	Reward Checking	eGreen Rewards 1.86% - National Average
0.65%	1-year CD	12 Month Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.20%	Savings	Share Savings 1.20% - Ally Bank Online Savings Account

View all Affinity CU (IA) rates »

Overview / Commentary

www.affinitycuia.org

515-288-7225

475 NW Hoffman Ln
Des Moines, IA 50313-2261

Affinity CU (IA) is headquartered in Des Moines and is the 21^st largest credit union in the state of Iowa. It is also the 1,606^th largest credit union in the nation. It was established in 1949 and as of June of 2017, it had grown to 32 employees and 12,041 members at 2 locations. Affinity CU (IA)'s money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Affinity Credit Union is open to those who live or work in Polk, Boone, Story, Marshall, Dallas, Jasper, Madison, Warren, Marion, Adams, Union, Page, Taylor and Ringgold counties in Iowa and to employees of Kenworth Mid-Iowa Inc, NSK Corporation, Clarinda Reginal Health Center and over 75 Select Employer Groups.
See current membership details

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Health

B+

Data as of Q2 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity CU (IA) has a relatively low asset base.

Health Grade Components

Overall
NCUA #	62829
Year Chartered	1949
Employees	32
Primary Regulator

Profit Margin
Return on Assets - YTD	1.75%
Return on Equity - YTD	16.81%
Annual Interest Income	$2.2MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$99.5MM$98.7MM
Loans	Q2 2017vs Q2 2016	$84.0MM$74.5MM
Deposits	Q2 2017vs Q2 2016	$87.2MM$85.8MM
Equity Capital	Q2 2017vs Q2 2016	$10.3MM$8.9MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$325.00K$335.00K
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$880.00K$603.00K
Real Estate Owned	Q2 2017vs Q2 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Affinity CU (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	Roth IRA Share Accounts
OTHER TIERS: 0.20% → $5k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $100k
0.40%^*	$100k^*	-	CESA Share Accounts
OTHER TIERS: 0.20% → $5k - $10k \| 0.30% → $10k - $25k \| 0.35% → $25k - $100k
0.20%^*	$25k^*	-	Sub Shares
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	Share Savings
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	Mt. Money Youth Savings Program
OTHER TIERS: 0.10% → $25 - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	Holiday Club Accounts
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	Vacation Club Accounts
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $25k
0.20%^*	$25k^*	-	IRA Share Accounts
OTHER TIERS: 0.10% → $5k - $10k \| 0.15% → $10k - $25k

Affinity CU (IA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$250k^*	-	Money Market
OTHER TIERS: 0.30% → $5k - $25k \| 0.50% → $25k - $100k \| 0.75% → $100k - $250k

Affinity CU (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	-	$25k	eGreen Rewards
OTHER TIERS: 0.50% → $25k+

Affinity CU (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$100	-	Invest In Me College Certificate
1.65%	$100k	-	24 Month Jumbo CD Special (New Money only)
1.40%	$1k	-	36 Month Certificate
1.15%	$100k	-	18 Month Jumbo CD Special (New Money only)
1.11%	$1k	-	24 Month Certificate
0.80%	$1k	-	18 Month Certificate
0.75%	$100k	-	12 Month Jumbo CD Special (New Money only)
0.65%	$1k	-	12 Month Certificate
0.35%	$1k	-	6 Month Certificate

Affinity CU (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.40%	$1k	-	36 Month IRA
1.11%	$1k	-	24 Month IRA
0.80%	$1k	-	18 Month IRA
0.65%	$1k	-	12 Month IRA
0.35%	$1k	-	6 Month IRA

Locations

Affinity CU (IA) Locations
Branch Office	475 NW Hoffman Ln	Des Moines, IA 50313-2261
Branch Office	1700 E Army Post Rd	Des Moines, IA 50320-1814