Affinity Federal Credit Union is headquartered in Basking Ridge and is the largest credit union in the state of New Jersey. It is also the 68th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 463 employees and 179,556 members at 23 locations. Affinity Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Affinity Federal Credit Union is open to anyone through membership in the New Jersey Coalition for Financial Education ($5 membership fee). Membership is also open to employees of AT&T, AT&T Wireless, Saint Peter's University Hospital and over 2,800 Select Employer Groups.
See current membership details
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Great alternative to traditional bank
After being a member for over 15 years, I can say with confidence that Affinity is a fantastic financial institution. Customer service is available day or night, and is usually pleasant. The interest rates leave something to be desired, but that is the case with most credit unions versus banks. They have many products available, which include various savings, checking and holiday accounts, as well as the availability of loans.
Flemington Branch - So Rude And Unprofessional
They just don't care about the customer and they are not going to go out of their way to even wait on you.
Worst Credit Union Ever!
I have an auto loan with this company for the past 2 years. I was medically retired not too long ago, so my bills stayed the same but my pay decreased by half. I am a full time student now, trying to get a job that will help. I have spoke to this company time and time again. I was caught up with all payments, September 20th my car is REPOSESSED for being 2 weeks late! This company knows my families story. Not only did they reposess my vehicle, but they took it to a facility over 1 hour 30 minutes away. My payment is due on the 2nd. Today is the 20th. Rediculous, No compassion, Worst place ever, definately do not recommend this place. As I can see I am not the only one either. Best thing that could happen is for everyone to pull all their money out and get a different bank, refi with another bank for car loans, mortgages, etc. Put them in a stressful financial situation and let them see how it feels.
Horrible. Very Rude, Unreliable, And Unprofessional
I was surprised how rude and unprofessional the staff were. They did make any effort to help you when you turned to them for help. They would not follow through on promises, or show any care or concern for their customers. Very unreliable. I would never recommend them to anyone.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 857 |
| Year Chartered | 1935 |
| Employees | 463 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.49% |
| Return on Equity - YTD | 5.94% |
| Annual Interest Income | $133.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $3.53B$3.39B |
| Loans | Q4 2019vs Q4 2018 | $3.09B$2.97B |
| Deposits | Q4 2019vs Q4 2018 | $2.68B$2.54B |
| Equity Capital | Q4 2019vs Q4 2018 | $286.8MM$265.7MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $22.2MM$27.2MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $22.5MM$21.1MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $1.7MM$2.5MM |
