Affinity Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.85% | 5-year IRA | 60 Months IRA Certificate (Traditional, Roth) 1.41% - National Average |
| 1.25% | 2-year IRA | 24 Months IRA Certificate (Traditional, Roth) 0.72% - National Average |
| 1.85% | 5-year CD | 60 Months CD 1.85% - Synchrony Bank 60 Month CD |
Affinity Federal Credit Union is headquartered in Basking Ridge and is the largest credit union in the state of New Jersey. It is also the 78th largest credit union in the nation. It was established in 1935 and as of June of 2016, it had grown to 376 employees and 131,931 members at 16 locations. Affinity Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Affinity Federal Credit Union is open to anyone living in New Jersey, New York, and Pennsylvania through membership in the New Jersey Coalition for Financial Education ($5 membership fee). Membership is also open to employees of AT&T, AT&T Wireless, Saint Peter's University Hospital and over 2,800 Select Employer Groups.
See current membership details
Related Posts
Great alternative to traditional bank
After being a member for over 15 years, I can say with confidence that Affinity is a fantastic financial institution. Customer service is available day or night, and is usually pleasant. The interest rates leave something to be desired, but that is the case with most credit unions versus banks. They have many products available, which include various savings, checking and holiday accounts, as well as the availability of loans.
Flemington Branch - So Rude And Unprofessional
They just don't care about the customer and they are not going to go out of their way to even wait on you.
Worst Credit Union Ever!
I have an auto loan with this company for the past 2 years. I was medically retired not too long ago, so my bills stayed the same but my pay decreased by half. I am a full time student now, trying to get a job that will help. I have spoke to this company time and time again. I was caught up with all payments, September 20th my car is REPOSESSED for being 2 weeks late! This company knows my families story. Not only did they reposess my vehicle, but they took it to a facility over 1 hour 30 minutes away. My payment is due on the 2nd. Today is the 20th. Rediculous, No compassion, Worst place ever, definately do not recommend this place. As I can see I am not the only one either. Best thing that could happen is for everyone to pull all their money out and get a different bank, refi with another bank for car loans, mortgages, etc. Put them in a stressful financial situation and let them see how it feels.
Horrible. Very Rude, Unreliable, And Unprofessional
I was surprised how rude and unprofessional the staff were. They did make any effort to help you when you turned to them for help. They would not follow through on promises, or show any care or concern for their customers. Very unreliable. I would never recommend them to anyone.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 857 |
| Year Chartered | 1935 |
| Employees | 376 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 5.87% |
| Annual Interest Income | $41.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $2.46B$2.35B |
| Loans | Q2 2016vs Q2 2015 | $2.08B$1.84B |
| Deposits | Q2 2016vs Q2 2015 | $2.10B$2.07B |
| Equity Capital | Q2 2016vs Q2 2015 | $219.3MM$201.4MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $32.7MM$35.5MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $23.0MM$32.3MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $4.5MM$3.2MM |
Always verify rates and promotions with the bank or credit union. We are not Affinity Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Affinity Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25%* | - | $2,500 | Revolution Save | ||
| OTHER TIERS: 0.25% → $2,500+ | |||||
| 0.55%* | $250k* | - | MoreSavings | ||
| OTHER TIERS: 0.05% → $5k - $100k | 0.20% → $100k - $250k | |||||
| 0.25% | - | - | Health Savings Account | ||
| 0.10% | $50 | - | IRA Accumulator | ||
| 0.10% | $50 | - | Education Savings | ||
| 0.05% | - | - | Affinity Savings | ||
| 0.05% | - | - | Savvy Saver Account | ||
| 0.05% | - | - | Business Savings Account | ||
| 0.05% | - | - | Club Savings Account | ||
| 0.05% | - | - | Teen Savings | ||
Affinity Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.20%* | $50k* | - | Money Manager Account | ||
| OTHER TIERS: 0.05% → $1k - $20k | 0.10% → $20k - $35k | 0.15% → $35k - $50k | |||||
| 0.20%* | $50k* | - | IRA Money Manager | ||
| OTHER TIERS: 0.05% → $500 - $20k | 0.10% → $20k - $35k | 0.15% → $35k - $50k | |||||
| 0.20%* | $50k* | - | Business Money Manager | ||
| OTHER TIERS: 0.05% → $1k - $35k | 0.10% → $35k - $50k | |||||
Affinity Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | Enhanced Business Checking | ||
| OTHER TIERS: 0.10% → $25k - $75k | 0.20% → $75k - $250k | |||||
| 0.05% | $1k | - | MoreChecking | ||
| 0.01% | - | - | Business Checking | ||
| 0.01% | - | - | Teen Checking | ||
Affinity Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $500 | - | 60 Months CD | |
| 1.25% | $500 | - | 24 Months CD | |
| 1.20% | $500 | - | 36 Months CD | |
| 1.15% | $500 | - | 18 Months CD | |
| 1.09% | $500 | - | Business 60 Months CD | |
| 1.00% | $500 | - | Business 36 Months CD | |
| 0.80% | $500 | - | 30 Months CD w/ Bump Up | |
| 0.70% | $2,500 | - | 14 Months Even More Members CD | |
| 0.60% | $2,500 | - | 14 Months More Members CD | |
| 0.50% | $500 | - | Business 18 Months CD | |
| 0.50% | $500 | - | Business 30 Months CD | |
| 0.50% | $2,500 | - | 14 Months Standard Rate CD | |
| 0.40% | $500 | - | 12 Months CD | |
| 0.40% | $500 | - | 15 Months CD w/ Bump Up | |
| 0.35% | $500 | - | 9 Months CD | |
| 0.30% | $500 | - | 6 Months CD | |
| 0.30% | $500 | - | 7 Months CD | |
| 0.30% | $500 | - | Business 12 Months CD | |
| 0.25% | $500 | - | 3 Months CD | |
| 0.25% | $500 | - | Business 6 Months CD | |
| 0.20% | $500 | - | Business 3 Months CD | |
| 0.15% | $500 | - | 30 Days CD | |
| 0.10% | $500 | - | Business 30 Days CD |
Affinity Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.85% | $500 | - | 60 Months IRA Certificate | |
| 1.85% | $500 | - | 60 Months CESA Certificate | |
| 1.25% | $500 | - | 24 Months IRA Certificate | |
| 1.25% | $500 | - | 24 Months CESA Certificate | |
| 1.20% | $500 | - | 36 Months CESA Certificate | |
| 1.20% | $500 | - | 36 Months IRA Certificate | |
| 1.15% | $500 | - | 18 Months IRA Certificate | |
| 1.15% | $500 | - | 18 Months CESA Certificate | |
| 0.80% | $500 | - | 30 Months IRA Certificate w/ Bump Up | |
| 0.80% | $500 | - | 30 Months CESA Certificate w/ Bump Up | |
| 0.70% | $2,500 | - | 14 Months Even More Members CESA Certificate | |
| 0.70% | $2,500 | - | 14 Months Even More Members IRA Certificate | |
| 0.60% | $2,500 | - | 14 Months More Members CESA Certificate | |
| 0.60% | $2,500 | - | 14 Months More Members IRA Certificate | |
| 0.50% | $2,500 | - | 14 Months Standard IRA Certificate | |
| 0.50% | $2,500 | - | 14 Months Standard CESA Certificate | |
| 0.40% | $500 | - | 12 Months IRA Certificate | |
| 0.40% | $500 | - | 15 Months IRA Certificate w/ Bump Up | |
| 0.40% | $500 | - | 12 Months CESA Certificate | |
| 0.40% | $500 | - | 15 Months CESA Certificate w/ Bump Up | |
| 0.35% | $500 | - | 9 Months IRA Certificate | |
| 0.35% | $500 | - | 9 Months CESA Certificate | |
| 0.30% | $500 | - | 6 Months IRA Certificate | |
| 0.30% | $500 | - | 7 Months IRA Certificate | |
| 0.30% | $500 | - | 6 Months CESA Certificate | |
| 0.30% | $500 | - | 7 Months CESA Certificate | |
| 0.25% | $500 | - | 3 Months IRA Certificate | |
| 0.25% | $500 | - | 3 Months CESA Certificate | |
| 0.15% | $500 | - | 30 Days IRA Certificate | |
| 0.15% | $500 | - | 30 Days CESA Certificate |
Affinity Federal Credit Union has 16 locations. Click to view all Affinity Federal Credit Union locations.