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Overview / Commentary
701-857-5541
811 S Broadway
Minot, ND 58701-4691

Affinity First Federal Credit Union is headquartered in Minot and is the 16th largest credit union in the state of North Dakota. It is also the 2,313th largest credit union in the nation. It was established in 1959 and as of March of 2017, it had grown to 11 employees and 3,163 members at 1 location. Affinity First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Renville, Bottineau, Mountrail, Ward, McHenry, and McLean Counties in North Dakota.
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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity First Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12980
Year Chartered1959
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD11.53%
Annual Interest Income$501.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$52.2MM$52.1MM
LoansQ1 2017vs Q1 2016$34.6MM$38.3MM
DepositsQ1 2017vs Q1 2016$45.6MM$45.8MM
Equity CapitalQ1 2017vs Q1 2016$6.5MM$6.2MM
Loan Loss AllowanceQ1 2017vs Q1 2016$353.00K$167.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$182.00K$442.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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Affinity First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Christmas Club
0.10%--Vacation Club
0.05%--Primary Share
0.05%--Pee Wee Shares

Affinity First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Vintage Club Money Market
0.12%--Money Market
Locations


Affinity First Federal Credit Union Locations
Branch Office811 S BroadwayMinot, ND 58701-4691