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Overview / Commentary
811 S Broadway
Minot, ND 58701-4691

Affinity First Federal Credit Union is headquartered in Minot and is the 15th largest credit union in the state of North Dakota. It is also the 2,270th largest credit union in the nation. It was established in 1959 and as of March of 2016, it had grown to 13 employees and 3,242 members at 1 location. Affinity First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Renville, Bottineau, Mountrail, Ward, McHenry, and McLean Counties in North Dakota.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity First Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #12980
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD1.39%
Return on Equity - YTD11.69%
Annual Interest Income$520.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$52.1MM$50.8MM
LoansQ1 2016vs Q1 2015$38.3MM$36.0MM
DepositsQ1 2016vs Q1 2015$45.8MM$45.3MM
Equity CapitalQ1 2016vs Q1 2015$6.2MM$5.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$167.00K$214.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$442.00K$67.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$75.00K
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Affinity First Federal Credit Union Savings Account Rates

0.50%--Christmas Club
0.10%--Vacation Club
0.05%--Primary Share
0.05%--Pee Wee Shares
0.05%--Teen Shares

Affinity First Federal Credit Union Money Market Rates

0.15%--Vintage Club Money Market
0.12%--Money Market

Affinity First Federal Credit Union Locations
Branch Office811 S BroadwayMinot, ND 58701-4691