Affinity First Federal Credit Union
Overview / Commentary
Affinity First Federal Credit Union is headquartered in Minot and is the 16th largest credit union in the state of North Dakota. It is also the 2,294th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 12 employees and 3,257 members at 1 location. Affinity First Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Renville, Bottineau, Mountrail, Ward, McHenry, and McLean Counties in North Dakota.
See current membership details
Health
B+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity First Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 12980 |
| Year Chartered | 1959 |
| Employees | 12 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.15% |
| Return on Equity - YTD | 9.33% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $50.7MM$49.9MM |
| Loans | Q2 2016vs Q2 2015 | $39.8MM$36.6MM |
| Deposits | Q2 2016vs Q2 2015 | $44.2MM$44.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $6.3MM$5.6MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $182.00K$209.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $405.00K$206.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
Rates
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Affinity First Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Christmas Club | |
| 0.10% | - | - | Vacation Club | |
| 0.05% | - | - | Primary Share | |
| 0.05% | - | - | Pee Wee Shares | |
| 0.05% | - | - | Teen Shares |
Affinity First Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | - | - | Vintage Club Money Market | |
| 0.12% | - | - | Money Market |
Locations
| Affinity First Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 811 S Broadway | Minot, ND 58701-4691 |