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Overview / Commentary
701-857-5541
811 S Broadway
Minot, ND 58701-4691

Affinity First Federal Credit Union is headquartered in Minot and is the 16th largest credit union in the state of North Dakota. It is also the 2,294th largest credit union in the nation. It was established in 1959 and as of June of 2016, it had grown to 12 employees and 3,257 members at 1 location. Affinity First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Renville, Bottineau, Mountrail, Ward, McHenry, and McLean Counties in North Dakota.
See current membership details

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity First Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #12980
Year Chartered1959
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.33%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$50.7MM$49.9MM
LoansQ2 2016vs Q2 2015$39.8MM$36.6MM
DepositsQ2 2016vs Q2 2015$44.2MM$44.2MM
Equity CapitalQ2 2016vs Q2 2015$6.3MM$5.6MM
Loan Loss AllowanceQ2 2016vs Q2 2015$182.00K$209.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$405.00K$206.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
Rates
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Affinity First Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Christmas Club
0.10%--Vacation Club
0.05%--Primary Share
0.05%--Pee Wee Shares
0.05%--Teen Shares

Affinity First Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Vintage Club Money Market
0.12%--Money Market
Locations


Affinity First Federal Credit Union Locations
Branch Office811 S BroadwayMinot, ND 58701-4691