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Overview / Commentary
811 S Broadway
Minot, ND 58701-4691

Affinity First Federal Credit Union is headquartered in Minot and is the 15th largest credit union in the state of North Dakota. It is also the 2,299th largest credit union in the nation. It was established in 1959 and as of December of 2017, it had grown to 12 employees and 3,063 members at 1 location. Affinity First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Renville, Bottineau, Mountrail, Ward, McHenry, and McLean Counties in North Dakota.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity First Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #12980
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD8.06%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$51.0MM$51.1MM
LoansQ4 2017vs Q4 2016$29.8MM$36.7MM
DepositsQ4 2017vs Q4 2016$43.9MM$44.6MM
Equity CapitalQ4 2017vs Q4 2016$6.9MM$6.2MM
Loan Loss AllowanceQ4 2017vs Q4 2016$276.00K$382.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1,000$265.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Affinity First Federal Credit Union Savings Account Rates

0.50%--Christmas Club
0.10%--Vacation Club
0.05%--Primary Share
0.05%--Pee Wee Shares

Affinity First Federal Credit Union Money Market Rates

0.15%--Vintage Club Money Market
0.12%--Money Market

Affinity First Federal Credit Union Locations
Branch Office811 S BroadwayMinot, ND 58701-4691