Affinity One Federal Credit Union

Affinity One Federal Credit Union


Overview / Commentary
716-483-2798
545 E 2nd St
Jamestown, NY 14701

Affinity One Federal Credit Union is headquartered in Jamestown and is the 130th largest credit union in the state of New York. It is also the 2,528th largest credit union in the nation. It was established in 1948 and as of September of 2024, it had grown to 12 employees and 3,396 members at 2 locations. Affinity One Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship, or attend school in, and businesses and other legal entities located in our service area,and immediate family of someone of the qualifying group.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity One Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #5785
Year Chartered1948
Employees12
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.52%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$44.6MM$44.8MM
LoansQ3 2024vs Q3 2023$28.1MM$27.3MM
DepositsQ3 2024vs Q3 2023$40.4MM$40.7MM
Equity CapitalQ3 2024vs Q3 2023$4.6MM$4.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$75K$109K
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$27K$123K
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


Affinity One Federal Credit Union Locations
Branch Office545 E 2nd StJamestown, NY 14701
Branch Office10 Sessions AveLakewood, NY 14750-2114

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