Affinity One Federal Credit Union is headquartered in Jamestown and is the 142nd largest credit union in the state of New York. It is also the 2,763rd largest credit union in the nation. It was established in 1948 and as of June of 2016, it had grown to 12 employees and 3,883 members at 2 locations. Affinity One Federal Credit Union has a B+ health rating.
Must live, work, worship, or attend school in, and businesses and other legal entities located in our service area,and immediate family of someone of the qualifying group.
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I joined this credit union based off of reviews on this site, as well as the fact that is highly rated on BBB and they offer a generous APY on their Super Reward Checking Account. I have been using Provident for about 5 months now and I am sad to say that I am dissatisfied. The ATM is constantly out of order and the ATM even ate my money the other day and went out of order once again. I told the tellers inside and they filed a report and gave my account a credit for the amount of money that was stuck in the machine. About a week later, I noticed that the credit had been revoked from my account and replaced with a smaller credit, which tells me that they didn't "find" all of my money in the ATM machine. No one ever notified me of these transactions occurring. If they're going to dock money from my account, you'd think they would have the courtesy to at least talk to me about it. This credit union is not worth the trouble for a few extra bucks a month from APY. Take your money elsewhere, as it's clearly not important to this credit union to keep it safe.
|Return on Assets - YTD||-0.02%|
|Return on Equity - YTD||-0.13%|
|Annual Interest Income||$600.00K|
|Assets and Liabilities|
|Assets||Q2 2016vs Q2 2015||$34.0MM$32.4MM|
|Loans||Q2 2016vs Q2 2015||$22.5MM$21.4MM|
|Deposits||Q2 2016vs Q2 2015||$30.2MM$28.1MM|
|Equity Capital||Q2 2016vs Q2 2015||$4.6MM$4.6MM|
|Loan Loss Allowance||Q2 2016vs Q2 2015||$40.00K$86.00K|
|Unbacked Noncurrent Loans||Q2 2016vs Q2 2015||$59.00K$124.00K|
|Real Estate Owned||Q2 2016vs Q2 2015||$26.00K$12.00K|
Sorry, we do not have rate data for Affinity One Federal Credit Union.
|Affinity One Federal Credit Union Locations|
|Branch Office||545 E 2nd St||Jamestown, NY 14701|
|Branch Office||10 Sessions Ave||Lakewood, NY 14750-2114|