Affinity One Federal Credit Union

Affinity One Federal Credit Union


Overview / Commentary
716-483-2798
545 E 2nd St
Jamestown, NY 14701

Affinity One Federal Credit Union is headquartered in Jamestown and is the 130th largest credit union in the state of New York. It is also the 2,531st largest credit union in the nation. It was established in 1948 and as of June of 2024, it had grown to 11 employees and 3,425 members at 2 locations. Affinity One Federal Credit Union has a B health rating.

Field of Membership Restrictions

Must live, work, worship, or attend school in, and businesses and other legal entities located in our service area,and immediate family of someone of the qualifying group.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity One Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #5785
Year Chartered1948
Employees11
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.31%
Annual Interest Income$769K
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$45.1MM$45.7MM
LoansQ2 2024vs Q2 2023$27.7MM$27.1MM
DepositsQ2 2024vs Q2 2023$41MM$41.5MM
Equity CapitalQ2 2024vs Q2 2023$4.5MM$4.2MM
Loan Loss AllowanceQ2 2024vs Q2 2023$59K$72K
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$61K$109K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

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Locations


Affinity One Federal Credit Union Locations
Branch Office545 E 2nd StJamestown, NY 14701
Branch Office10 Sessions AveLakewood, NY 14750-2114

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