Affinity One Federal Credit Union
Affinity One Federal Credit Union
Overview / Commentary
Affinity One Federal Credit Union is headquartered in Jamestown and is the 133rd largest credit union in the state of New York. It is also the 2,522nd largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 13 employees and 3,347 members at 2 locations. Affinity One Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must live, work, worship, or attend school in, and businesses and other legal entities located in our service area,and immediate family of someone of the qualifying group.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Affinity One Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 5785 |
| Year Chartered | 1948 |
| Employees | 13 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.23% |
| Return on Equity - YTD | 2.18% |
| Annual Interest Income | $432K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $44.9MM$45.1MM |
| Loans | Q1 2025vs Q1 2024 | $27.3MM$27.5MM |
| Deposits | Q1 2025vs Q1 2024 | $40.8MM$41.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.6MM$3.9MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $74K$81K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $45K$79K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |