Featured Savings Rates
Featured Accounts

Affinity Plus Federal Credit Union

Popular Accounts at this Credit Union

1.50%5-year CD60 Month CD
1.25%4-year CD48 Month CD
1.00%3-year CD36 Month CD

Overview / Commentary
175 W Lafayette Frontage Rd
Saint Paul, MN 55107-1488

Affinity Plus Federal Credit Union is headquartered in Saint Paul and is the 2nd largest credit union in the state of Minnesota. It is also the 117th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 511 employees and 185,153 members at 28 locations. Affinity Plus Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Affinity Plus Federal Credit Union is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to the following: (1) those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minin neapolis/St Paul; (2) employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.
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Reviews (2)

All About You

Posted by: ShariLA5 | Feb 16, 2015

Affinity Plus is, by far, the best bank out there! They really are all about the customer and making your experience with them easy and enjoyable. They don't kill you with fees and are very competitive and almost always have the lowest rates. Staff is always available, ready to help, and of course very friendly. I was sick of dealing with fees every time I turned around and never having anyone there to help me with all the issues I was having. That's when I decided it was time to move all of my accounts to someplace friendlier, more convenient, and felt that I could trust. Affinity Plus was the place and I haven't been sorry since. The most enjoyable banking experience I've ever had! Thank you Affinity Plus!!!

Good credit union, mediocre website

Posted by: MoneyMan2 | Oct 15, 2014

I've been banking with Affinity Plus for about 7 years now and I have mostly nothing but good things to say. The customer service is great and they do everything that they can to help their members. My one complaint is the lackluster website and mobile support. I've seen some of the mobile offerings from corporate banks and they're miles ahead of what Affinity offers. I'm hoping they can catch up, as this is my only real complaint.


Health Grade Components

NCUA #24362
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.81%
Return on Equity - YTD9.3%
Annual Interest Income$32.2MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$1.83B$1.72B
LoansQ2 2016vs Q2 2015$1.62B$1.49B
DepositsQ2 2016vs Q2 2015$1.66B$1.56B
Equity CapitalQ2 2016vs Q2 2015$159.8MM$144.0MM
Loan Loss AllowanceQ2 2016vs Q2 2015$9.7MM$13.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$10.8MM$10.9MM
Real Estate OwnedQ2 2016vs Q2 2015$1.6MM$1.8MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Affinity Plus Federal Credit Union Savings Account Rates

1.00%*-$500Membership Savings
OTHER TIERS: 0.10% $500+
0.10%--Shares II
0.10%--Classic Traditional IRA
0.10%--Vacation Club Savings Account
0.10%--Holiday Club Savings Account
0.10%--Business Shares
0.10%--WINcentive Savings
0.10%--Business Shares II

Affinity Plus Federal Credit Union Money Market Rates

0.30%$25k-Nova Money Market
0.25%$10k-A+ Money Market
0.20%*$5k*-Capitol Money Market
OTHER TIERS: 0.15% $2k - $5k

Affinity Plus Federal Credit Union Checking Account Rates

0.13%*$5k*$25kInterest Reward Checking
OTHER TIERS: 0.10% $25k+
0.10%$200-Progressive Checking
0.10%--Commercial Checking
0.05%--Small Business CHecking

Affinity Plus Federal Credit Union CD Rates

1.50%$500-60 Month CD
1.25%$500-48 Month CD
1.00%$500-36 Month CD
0.90%$500-30 Month CD
0.75%$500-24 Month CD
0.60%$500-18 Month CD
0.50%$500-12 Month CD
0.35%$500-6 Month CD
0.35%$25k-12 Month Wahoo! CD
0.25%$500-3 Month CD
0.10%$100-12 Month CD Builder

Affinity Plus Federal Credit Union IRA Rates

1.50%$500-60 Month IRA
1.25%$500-48 Month IRA
1.00%--36 Month IRA
0.75%$500-24 Month IRA
0.35%$25k-12 Month IRA Wahoo!
0.10%$100-12 Month IRA Builder

Affinity Plus Federal Credit Union has 28 locations. Click to view all Affinity Plus Federal Credit Union locations.