Featured Savings Rates
Featured Accounts

Affinity Plus Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Month CD
1.50%4-year CD48 Month CD
1.00%3-year CD36 Month CD

Overview / Commentary
651-291-3700
175 W Lafayette Frontage Rd
Saint Paul, MN 55107-1488

Affinity Plus Federal Credit Union is headquartered in Saint Paul and is the 2nd largest credit union in the state of Minnesota. It is also the 117th largest credit union in the nation. It was established in 1934 and as of September of 2016, it had grown to 504 employees and 183,357 members at 28 locations. Affinity Plus Federal Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Affinity Plus Federal Credit Union is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to the following: (1) those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minin neapolis/St Paul; (2) employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.
See current membership details

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Reviews (3)

All About You

Posted by: ShariLA5 | Feb 16, 2015

Affinity Plus is, by far, the best bank out there! They really are all about the customer and making your experience with them easy and enjoyable. They don't kill you with fees and are very competitive and almost always have the lowest rates. Staff is always available, ready to help, and of course very friendly. I was sick of dealing with fees every time I turned around and never having anyone there to help me with all the issues I was having. That's when I decided it was time to move all of my accounts to someplace friendlier, more convenient, and felt that I could trust. Affinity Plus was the place and I haven't been sorry since. The most enjoyable banking experience I've ever had! Thank you Affinity Plus!!!

Good credit union, mediocre website

Posted by: MoneyMan2 | Oct 15, 2014

I've been banking with Affinity Plus for about 7 years now and I have mostly nothing but good things to say. The customer service is great and they do everything that they can to help their members. My one complaint is the lackluster website and mobile support. I've seen some of the mobile offerings from corporate banks and they're miles ahead of what Affinity offers. I'm hoping they can catch up, as this is my only real complaint.

Affinity Plus

I've banked here for over 25 years and overall I've been reasonably happy with my experiences. Their checking accounts are competitive with other institutions, and their savings products have been decent. I've never had any really negative experiences - I guess my biggest complaint would be that it can take a really long time to get served sometimes. Even with the drive-thru, I've regularly had to wait over 15 minutes just to deposit some checks or make a withdrawal. I guess this means that it's a pretty good institution and lots of people like banking there... I think their rates could be a little better compared to other credit unions. I've always had pleasant, friendly tellers and receptionists whenever I've gone in, and they're very good at making sure you get your questions answered, and they will go out of their way to ensure you're using all of the benefits you're entitled to when you bank there.



Health
A

Health Grade Components

Overall
NCUA #24362
Year Chartered1934
Employees504
Primary Regulator
Profit Margin
Return on Assets - YTD1.03%
Return on Equity - YTD11.51%
Annual Interest Income$49.2MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.90B$1.73B
LoansQ3 2016vs Q3 2015$1.69B$1.53B
DepositsQ3 2016vs Q3 2015$1.71B$1.57B
Equity CapitalQ3 2016vs Q3 2015$166.7MM$147.8MM
Loan Loss AllowanceQ3 2016vs Q3 2015$8.4MM$13.1MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$9.5MM$12.0MM
Real Estate OwnedQ3 2016vs Q3 2015$1.9MM$2.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Affinity Plus Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Affinity Plus Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$500Membership Savings
OTHER TIERS: 0.10% $500+
0.10%--Shares II
0.10%--Classic Traditional IRA
0.10%--Vacation Club Savings Account
0.10%--Holiday Club Savings Account
0.10%--Business Shares
0.10%--WINcentive Savings
0.10%--Business Shares II

Affinity Plus Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25k-Nova Money Market
0.25%$10k-A+ Money Market
0.20%*$5k*-Capitol Money Market
OTHER TIERS: 0.15% $2k - $5k

Affinity Plus Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%*$5k*$25kInterest Reward Checking
OTHER TIERS: 0.10% $25k+
0.10%$200-Progressive Checking
0.10%--Commercial Checking
0.05%--Small Business CHecking

Affinity Plus Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month CD
1.50%$500-48 Month CD
1.15%$500-30 Month CD
1.00%$500-36 Month CD
0.85%$500-18 Month CD
0.75%$500-24 Month CD
0.50%$500-12 Month CD
0.35%$500-6 Month CD
0.35%$25k-12 Month Wahoo! CD
0.25%$500-3 Month CD
0.10%$100-12 Month CD Builder

Affinity Plus Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month IRA
1.50%$500-48 Month IRA
1.00%--36 Month IRA
0.75%$500-24 Month IRA
0.35%$25k-12 Month IRA Wahoo!
0.10%$100-12 Month IRA Builder
Locations

Affinity Plus Federal Credit Union has 28 locations. Click to view all Affinity Plus Federal Credit Union locations.