Affinity Plus Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.50% | 5-year CD | 60 Month CD 1.85% - Synchrony Bank 60 Month CD |
| 1.25% | 4-year CD | 48 Month CD |
| 1.00% | 3-year CD | 36 Month CD 1.55% - Ally Bank High Yield 3 Year CD |
Affinity Plus Federal Credit Union is headquartered in Saint Paul and is the 2nd largest credit union in the state of Minnesota. It is also the 117th largest credit union in the nation. It was established in 1934 and as of June of 2016, it had grown to 511 employees and 185,153 members at 28 locations. Affinity Plus Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minneapolis/St Paul, or employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.
See current membership details
Related Posts
All About You
Affinity Plus is, by far, the best bank out there! They really are all about the customer and making your experience with them easy and enjoyable. They don't kill you with fees and are very competitive and almost always have the lowest rates. Staff is always available, ready to help, and of course very friendly. I was sick of dealing with fees every time I turned around and never having anyone there to help me with all the issues I was having. That's when I decided it was time to move all of my accounts to someplace friendlier, more convenient, and felt that I could trust. Affinity Plus was the place and I haven't been sorry since. The most enjoyable banking experience I've ever had! Thank you Affinity Plus!!!
Good credit union, mediocre website
I've been banking with Affinity Plus for about 7 years now and I have mostly nothing but good things to say. The customer service is great and they do everything that they can to help their members. My one complaint is the lackluster website and mobile support. I've seen some of the mobile offerings from corporate banks and they're miles ahead of what Affinity offers. I'm hoping they can catch up, as this is my only real complaint.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24362 |
| Year Chartered | 1934 |
| Employees | 511 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 9.3% |
| Annual Interest Income | $32.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.83B$1.72B |
| Loans | Q2 2016vs Q2 2015 | $1.62B$1.49B |
| Deposits | Q2 2016vs Q2 2015 | $1.66B$1.56B |
| Equity Capital | Q2 2016vs Q2 2015 | $159.8MM$144.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $9.7MM$13.8MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $10.8MM$10.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $1.6MM$1.8MM |
Always verify rates and promotions with the bank or credit union. We are not Affinity Plus Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Affinity Plus Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $500 | Membership Savings | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.10% | - | - | Shares II | ||
| 0.10% | - | - | Classic Traditional IRA | ||
| 0.10% | - | - | Vacation Club Savings Account | ||
| 0.10% | - | - | Holiday Club Savings Account | ||
| 0.10% | - | - | Business Shares | ||
| 0.10% | - | - | WINcentive Savings | ||
| 0.10% | - | - | Business Shares II | ||
Affinity Plus Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30% | $25k | - | Nova Money Market | ||
| 0.25% | $10k | - | A+ Money Market | ||
| 0.20%* | $5k* | - | Capitol Money Market | ||
| OTHER TIERS: 0.15% → $2k - $5k | |||||
Affinity Plus Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.13%* | $5k* | $25k | Interest Reward Checking | ||
| OTHER TIERS: 0.10% → $25k+ | |||||
| 0.10% | $200 | - | Progressive Checking | ||
| 0.10% | - | - | Commercial Checking | ||
| 0.05% | - | - | Small Business CHecking | ||
Affinity Plus Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month CD | |
| 1.25% | $500 | - | 48 Month CD | |
| 1.00% | $500 | - | 36 Month CD | |
| 0.90% | $500 | - | 30 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.60% | $500 | - | 18 Month CD | |
| 0.50% | $500 | - | 12 Month CD | |
| 0.35% | $500 | - | 6 Month CD | |
| 0.35% | $25k | - | 12 Month Wahoo! CD | |
| 0.25% | $500 | - | 3 Month CD | |
| 0.10% | $100 | - | 12 Month CD Builder |
Affinity Plus Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $500 | - | 60 Month IRA | |
| 1.25% | $500 | - | 48 Month IRA | |
| 1.00% | - | - | 36 Month IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.35% | $25k | - | 12 Month IRA Wahoo! | |
| 0.10% | $100 | - | 12 Month IRA Builder |
Affinity Plus Federal Credit Union has 28 locations. Click to view all Affinity Plus Federal Credit Union locations.