Featured Savings Rates
Featured Accounts

Affinity Plus Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.75%5-year CD60 Months Investment CD
1.50%4-year CD48 Months Investment CD
1.05%3-year CD36 Months Investment CD

Overview / Commentary
651-291-3700
175 W Lafayette Frontage Rd
Saint Paul, MN 55107-1488

Affinity Plus Federal Credit Union is headquartered in Saint Paul and is the 2nd largest credit union in the state of Minnesota. It is also the 115th largest credit union in the nation. It was established in 1934 and as of March of 2016, it had grown to 515 employees and 183,862 members at 27 locations. Affinity Plus Federal Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minneapolis/St Paul, or employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.
See current membership details

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Reviews (2)

All About You

Posted by: ShariLA5 | Feb 16, 2015

Affinity Plus is, by far, the best bank out there! They really are all about the customer and making your experience with them easy and enjoyable. They don't kill you with fees and are very competitive and almost always have the lowest rates. Staff is always available, ready to help, and of course very friendly. I was sick of dealing with fees every time I turned around and never having anyone there to help me with all the issues I was having. That's when I decided it was time to move all of my accounts to someplace friendlier, more convenient, and felt that I could trust. Affinity Plus was the place and I haven't been sorry since. The most enjoyable banking experience I've ever had! Thank you Affinity Plus!!!

Good credit union, mediocre website

Posted by: MoneyMan2 | Oct 15, 2014

I've been banking with Affinity Plus for about 7 years now and I have mostly nothing but good things to say. The customer service is great and they do everything that they can to help their members. My one complaint is the lackluster website and mobile support. I've seen some of the mobile offerings from corporate banks and they're miles ahead of what Affinity offers. I'm hoping they can catch up, as this is my only real complaint.



Health
A

Health Grade Components

Overall
NCUA #24362
Year Chartered1934
Employees515
Primary Regulator
Profit Margin
Return on Assets - YTD0.65%
Return on Equity - YTD7.57%
Annual Interest Income$16.1MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$1.84B$1.74B
LoansQ1 2016vs Q1 2015$1.57B$1.50B
DepositsQ1 2016vs Q1 2015$1.67B$1.59B
Equity CapitalQ1 2016vs Q1 2015$155.3MM$140.5MM
Loan Loss AllowanceQ1 2016vs Q1 2015$10.7MM$14.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$8.1MM$11.7MM
Real Estate OwnedQ1 2016vs Q1 2015$2.0MM$1.9MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Affinity Plus Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$500Membership Savings
OTHER TIERS: 0.10% $500+
0.10%--Shares II
0.10%--Classic Traditional IRA
0.10%--Vacation Club Savings Account
0.10%--Holiday Club Savings Account
0.10%--Business Shares Account
0.10%--WINcentive Savings
0.10%--Business Shares II

Affinity Plus Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$25k-Nova Money Market Account
0.25%$10k-A+ Money Market Account
0.20%*$5k*-Capitol Money Market Account
OTHER TIERS: 0.15% $2k - $5k

Affinity Plus Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%*$5k*$25kInterest Reward Checking
OTHER TIERS: 0.10% $25k+
0.10%$200-Progressive Checking
0.10%--Commercial Checking
0.05%--Small Business CHecking

Affinity Plus Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Months Investment CD
1.50%$500-48 Months Investment CD
1.05%$500-36 Months Investment CD
0.90%$500-30 Months Investment CD
0.75%$500-24 Months Investment CD
0.60%$500-18 Months Investment CD
0.50%$500-12 Months Investment CD
0.35%$500-6 Months Investment CD
0.35%$25k-12 Month Wahoo! CD
0.25%$500-3 Months Investment CD
0.10%$100-12 Months CD Builder

Affinity Plus Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Months IRA
1.50%$500-48 Months IRA
1.05%--36 Months IRA
0.75%$500-24 Months IRA
0.35%$25k-12 Months IRA Wahoo!
0.10%$100-12 Months IRA Builder
Locations

Affinity Plus Federal Credit Union has 27 locations. Click to view all Affinity Plus Federal Credit Union locations.