Affinity Plus Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month CD 2.25% - Ally Bank High Yield 5 Year CD |
| 2.00% | 4-year CD | 48 Month CD |
| 1.50% | 3-year CD | 36 Month CD 1.60% - Ally Bank High Yield 3 Year CD |
Affinity Plus Federal Credit Union is headquartered in Saint Paul and is the 2nd largest credit union in the state of Minnesota. It is also the 117th largest credit union in the nation. It was established in 1934 and as of June of 2017, it had grown to 518 employees and 186,311 members at 28 locations. Affinity Plus Federal Credit Union's savings rates are 92% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Affinity Plus Federal Credit Union is open to anyone through making a one-time $25 lifetime dues payment to the Affinity Plus Foundation. Membership is also open to the following: (1) those who live, work or worship in Roseville, Arden Hills, Mounds View, Shoreview, St. Anthony, New Brighton, or downtown Minin neapolis/St Paul; (2) employees of the State of Minnesota, the University of Minnesota, any organization that receives funding from the State of Minnesota or students and alumni of the University of Minnesota.
See current membership details
Related Posts
Credit Union are the best
I currently own a checking and savings account with Affinity Plus. But I have other accounts with another bank for IRAs and Money Market and other savings and checking accounts with US bank and USAA. I chose to reflect on Affinity Plus because of their exceptional online banking platform. Literally, anything transaction can be down via their online chat or via email. I have ordered checks, bank statements, money orders, and schedule appointments through their online chat system. Additionally, their mobile app allows me quick access to my accounts and I am able to deposit checks remotely for free. One of the down sides of the mobile app is that it does not have a finger touch login. You will need to enter your username and password each time you log. Also, for a long time, you could not link it to personalcapital and so you had to manual track your expenditure through excel. But recently, they've rectified that problem, which has made the online banking experience much more better.
Best Service
I have had the best service with Affinity Plus Credit Union. Anytime I have gone in for any issue it has been resolved immediately. If I needed a car loan or anything it was very quick and even able to do it over the phone. The rates are very low and have even been able to buy down my interest rate with the points I earn by just having transactions. Online banking is very easy to use and has a wonderful web interface. I also like the fact that I can deposit checks through my phone via an Affinity Plus App. I have used that several times already and have never had any issues doing that. I have also had fees reversed on my account if I have had any problems with any purchases that were made wrongly.
Affinity Plus gets an A+ from me!
I have been a member of Affinity Plus Federal Credit Union for 7 years. During that time, I've lived in 3 different states, and have never needed to change my primary account to another institution, because they make it SO EASY to stay connected! I can obviously use direct deposit for my paychecks, but the mobile app has really simplified my life. With it, I can deposit checks into my account, check my balance, find a no-fee ATM, and more. Speaking of fees... there virtually are NONE at Affinity Plus! I found an ATM at another credit union in my neighborhood, so I don't ever have to pay to get my own cash. If I can't find an ATM, there's always the cash-back option at a store using my chip-debit card. I LOVE my credit union, and will more than likely always be a member - no matter what state I live in!
All About You
Affinity Plus is, by far, the best bank out there! They really are all about the customer and making your experience with them easy and enjoyable. They don't kill you with fees and are very competitive and almost always have the lowest rates. Staff is always available, ready to help, and of course very friendly. I was sick of dealing with fees every time I turned around and never having anyone there to help me with all the issues I was having. That's when I decided it was time to move all of my accounts to someplace friendlier, more convenient, and felt that I could trust. Affinity Plus was the place and I haven't been sorry since. The most enjoyable banking experience I've ever had! Thank you Affinity Plus!!!
There for you
I've been at this bank about 5 years now. I currently have a savings account there. Whenever I walk into my institution I am always greeted by someone by the door with a smile and a warm hello. The lines sometimes at the credit union can get a bit large however the workers try to do their best job to get the lines moving fast. The one experience I had with this credit union that really made them stand out in my eyes was when I went in to get a loan for a car that I was purchasing. It was my first vehicle so I was a bit nervous about it. The teller pulled up a car history report for me and then walked me through the steps of the loan. Additionally, it happened to be my girlfriend and my 2nd year anniversary, I told this to the teller and they lowered my interest rate, just due to this fact. That really shocked me at how personable this bank is, they really are there for you and do their best to make sure that your experience is comfortable and you understand everything.
Good credit union, mediocre website
I've been banking with Affinity Plus for about 7 years now and I have mostly nothing but good things to say. The customer service is great and they do everything that they can to help their members. My one complaint is the lackluster website and mobile support. I've seen some of the mobile offerings from corporate banks and they're miles ahead of what Affinity offers. I'm hoping they can catch up, as this is my only real complaint.
Affinity Plus
I've banked here for over 25 years and overall I've been reasonably happy with my experiences. Their checking accounts are competitive with other institutions, and their savings products have been decent. I've never had any really negative experiences - I guess my biggest complaint would be that it can take a really long time to get served sometimes. Even with the drive-thru, I've regularly had to wait over 15 minutes just to deposit some checks or make a withdrawal. I guess this means that it's a pretty good institution and lots of people like banking there... I think their rates could be a little better compared to other credit unions. I've always had pleasant, friendly tellers and receptionists whenever I've gone in, and they're very good at making sure you get your questions answered, and they will go out of their way to ensure you're using all of the benefits you're entitled to when you bank there.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 24362 |
| Year Chartered | 1934 |
| Employees | 518 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 9.11% |
| Annual Interest Income | $36.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $2.01B$1.83B |
| Loans | Q2 2017vs Q2 2016 | $1.84B$1.62B |
| Deposits | Q2 2017vs Q2 2016 | $1.81B$1.66B |
| Equity Capital | Q2 2017vs Q2 2016 | $179.5MM$159.8MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $8.3MM$9.7MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $11.5MM$10.8MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $1.6MM$1.6MM |
Always verify rates and promotions with the bank or credit union. We are not Affinity Plus Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Affinity Plus Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $500 | Membership Savings | ||
| OTHER TIERS: 0.10% → $500+ | |||||
| 0.10% | - | - | Shares II | ||
| 0.10% | - | - | Classic IRA | ||
| 0.10% | - | - | Vacation Club Savings Account | ||
| 0.10% | - | - | Holiday Club Savings Account | ||
| 0.10% | - | - | Business Shares | ||
| 0.10% | - | - | WINcentive Savings | ||
| 0.10% | - | - | Business Shares II | ||
Affinity Plus Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40% | $25k | - | Nova Money Market | ||
| 0.35% | $10k | - | A+ Money Market | ||
| 0.30%* | $5k* | - | Capitol Money Market | ||
| OTHER TIERS: 0.25% → $2k - $5k | |||||
Affinity Plus Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.13%* | $5k* | $25k | Interest Reward Checking | ||
| OTHER TIERS: 0.10% → $25k+ | |||||
| 0.10% | $200 | - | Progressive Checking | ||
| 0.10% | - | - | Commercial Checking | ||
| 0.05% | - | - | Small Business CHecking | ||
Affinity Plus Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 48 Month CD | |
| 2.00% | $500 | - | 60 Month CD | |
| 1.50% | $500 | - | 36 Month CD | |
| 1.00% | $500 | - | 24 Month CD | |
| 1.00% | $500 | - | 30 Month CD | |
| 0.75% | $500 | - | 12 Month CD | |
| 0.75% | $500 | - | 18 Month CD | |
| 0.65% | $100 | - | 12 Month CD Builder | |
| 0.50% | $500 | - | 6 Month CD | |
| 0.50% | $25k | - | 12 Month Wahoo! CD | |
| 0.40% | $500 | - | 3 Month CD |
Affinity Plus Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 48 Month IRA | |
| 2.00% | $500 | - | 60 Month IRA | |
| 1.50% | - | - | 36 Month IRA | |
| 1.00% | $500 | - | 24 Month IRA | |
| 0.65% | $100 | - | 12 Month IRA Builder | |
| 0.50% | $25k | - | 12 Month IRA Wahoo! |
