AgFed Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.15% | 5-year CD | 60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 2.15% | 5-year IRA | 60 Month IRA Certificate (Traditional, Roth, CESA) 1.55% - National Average |
| 1.80% | 4-year CD | 48 Month Share Certificate |
AgFed Credit Union is headquartered in Washington and is the 4th largest credit union in the District of Columbia. It is also the 801st largest credit union in the nation. It was established in 1934 and as of June of 2017, it had grown to 54 employees and 24,110 members at 5 locations. AgFed Credit Union's CD rates are 33% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in AgFed Credit Union is open to anyone through either The Friends of National Zoo ($20 one-time fee) or The Friends of CityDance Association ($20 one-time fee); joining either is part of the Credit Union's application process. Membership is also open to those who live, work, worship, volunteer, or attend school in the District of Columbia, and employees (current and retired) of the 60+ SEGs.
See current membership details
Related Posts
9/10 - 30 Month 1.85% No Penalty CD
3/3 - AgFed Credit Union Brings Back 30-Month No Penalty CD
3/3 - Agfed CU 30 Mon 1.55% APY No Penalty CD. Quick Look.
5/16 - AgFed Credit Union Raises Rate On 60-Month CD To Competitive Level
2/13 - AgFed Credit Union's No-Penalty Certificate Specials
9/16/14 - Agfed 30 Month 1.5% CD No Penalty
3/19/12 - Competitive CD Rates at Agriculture FCU - Easy Membership
1/18/11 - Agriculture FCU Fee For Paper Statements
2/18/10 - You Might Consider Adding Agriculture Federal CU To Your CD List
1/10/10 - 3.00% No-Penalty 60-Month IRA CD at Agriculture FCU - Easy Membership
12/10/08 - 4.25% 10-Month No-Penalty CD at Agriculture FCU - Easy Membership
10/16/08 - 3.75% 36-Month No-Penalty CD at Agriculture FCU - Easy Membership
5/21/08 - Agriculture FCU's No-Penalty 3.50% 36-Month CD - Easy Membership
3/1/07 - Agriculture FCU Raises CD Rates Up To 5.75%
11/27/06 - Joining AFCU and Opening a 6.00% 60-Month Share Certificate
Same Problem
I went through the exact same process as previous poster. I contacted them via email and told them to delete my info, I wasn't interested anymore. Received a response from a branch manager giving me directions to open a savings account then contact her directly and she would open the CD. Today I wasted another 45 trying that with the same results. Agree, I was going to transfer 6 figures and don't feel comfortable doing that at all at this point.
Unable To Apply ONLINE For 30 Month No Penalty CD
Yesterday, 9/13/17 I attempted to apply online for a 30 month no penalty CD. I tried several times but received an error code, JEEL that would not permit me to continue the application process.
I called their customer service number but the operators were clueless and told me someone familiar with the issue would call me. I received a call an hour later, and the person told me she could take my info over the phone since their system was having problems. I told her that I would prefer to do the application online and not over the phone. She informed me that the problem would be corrected by the next day so I agreed to complete the application online then.
The next day is today, 9/14/17, but the system is still down. I called back and once again the operators were unaware of the problem. I was told again that I would get a call back within probably 1 business day. So, once again I'm waiting.
I won't be available tomorrow for the call, so assuming I want to do business with them, I'll have to wait until next Monday.
This is very poor customer service and concerns me about depositing 6 figures $ with this credit union. While they are insured, I don't like the prospect of their website going down and their people being clueless to that fact.
Also, they are only open until 3:30 PM Eastern time. That's another problem.
Data as of Q2 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 16400 |
| Year Chartered | 1934 |
| Employees | 54 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.17% |
| Return on Equity - YTD | 1.48% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $286.2MM$273.1MM |
| Loans | Q2 2017vs Q2 2016 | $184.2MM$173.4MM |
| Deposits | Q2 2017vs Q2 2016 | $250.9MM$237.6MM |
| Equity Capital | Q2 2017vs Q2 2016 | $33.5MM$33.4MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $1.8MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $2.3MM$2.5MM |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$77.00K |
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
30 Month 1.85% No Penalty CD
Agfed Nationally Available 30 month 1.85%. You may make 1 penalty free withdrawal. You many withdraw some of the CD or all of it. $1000 of new money required to open
Always verify rates and promotions with the bank or credit union. We are not AgFed Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
AgFed Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.10%* | $2,500* | - | Base Shares | ||
| OTHER TIERS: 0.05% → $100 - $2,500 | |||||
| 0.10%* | $2,500* | - | Vacation Club | ||
| OTHER TIERS: 0.05% → $100 - $2,500 | |||||
| 0.10% | - | - | IRA Share Savings | ||
| 0.10%* | $2,500* | - | Holiday Club | ||
| OTHER TIERS: 0.05% → $100 - $2,500 | |||||
| 0.05% | - | - | Young Millionaire | ||
| 0.05% | - | - | Young Savers | ||
AgFed Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $2,500 | 0.15% → $2,500 - $10k | 0.25% → $10k - $25k | 0.35% → $25k - $50k | |||||
AgFed Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | $1k | - | 60 Month Share Certificate | |
| 1.85% | $1k | - | 30 Month Share Certificate No Penalty Special | |
| 1.80% | $1k | - | 48 Month Share Certificate | |
| 1.70% | $1k | - | 36 Month Share Certificate | |
| 1.50% | $1k | - | 24 Month Share Certificate | |
| 1.40% | $1k | - | 18 Month Share Certificate | |
| 1.20% | $1k | - | 12 Month Share Certificate | |
| 0.70% | - | - | 24 Month Asset Builder Certificate | |
| 0.70% | $1k | - | 6 Month Share Certificate |
AgFed Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.15% | $1k | - | 60 Month IRA Certificate | |
| 1.85% | $1k | - | 30 Month No Penalty IRA Special | |
| 1.80% | $1k | - | 48 Month IRA Certificate | |
| 1.70% | $1k | - | 36 Month IRA Certificate | |
| 1.50% | $1k | - | 24 Month IRA Certificate | |
| 1.40% | $1k | - | 18 Month IRA Certificate | |
| 1.20% | $1k | - | 12 Month IRA Certificate | |
| 0.70% | $1k | - | 6 Month IRA Certificate |
| AgFed Credit Union Locations | ||
|---|---|---|
| Branch Office | 1400 Independence Ave SW USDA Bldg Room SM 2 | Washington, DC 20250 |
| Branch Office | 355 E St SW Suite 3-190 | Washington, DC 20024 |
| Branch Office | 1400 Independence Ave SW USDA Bldg Room 1210 | Washington, DC 20250 |
| Branch Office | 4700 River Rd Ste 1C09 | Riverdale, MD 20737 |
| Branch Office | 3101 Park Center Dr Ste 302 | Alexandria, VA 22302 |