AgFed Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.agfed.org

202-479-2270

1400 Independence Ave SW USDA Bldg Room SM 2
Washington, DC 20250

AgFed Credit Union is headquartered in Washington and is the 4^th largest credit union in the District of Columbia. It is also the 916^th largest credit union in the nation. It was established in 1934 and as of March of 2025, it had grown to 43 employees and 25,046 members at 3 locations. AgFed Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in AgFed Credit Union is open to anyone through either The Friends of National Zoo ($20 one-time fee) or The Friends of the National Arboretum ($20 one-time fee); joining either is part of the Credit Union's application process. Membership is also open to those who live, work, worship, volunteer, or attend school in the District of Columbia, and employees (current and retired) of the 60+ SEGs.
See current membership details

Reviews (1)

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Denied Membership

Posted by: edinperk | Jun 13, 2023

Provided all requested info, including SSNs for beneficiaries, drivers license, etc and unfroze all 3 credit reports. Application was denied due to 'unable to verify your identity'. Inept? Currently in 7 other CUs and never had an issue with applications. Requested all provided confidential information to be deleted since membership was declined. They kindly refused, indicating their policy is to keep all information permanently. Requested a copy of their retention policy since it was not provided during application. No further responses. Be very leary of this CU.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	16400
Year Chartered	1934
Employees	43
Primary Regulator

Profit Margin
Return on Assets - YTD	0.4%
Return on Equity - YTD	3.9%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$362.8MM$373.1MM
Loans	Q1 2025vs Q1 2024	$223.3MM$242.8MM
Deposits	Q1 2025vs Q1 2024	$324.4MM$336.3MM
Equity Capital	Q1 2025vs Q1 2024	$36.8MM$33.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2MM$2.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$845K$879K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not AgFed Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AgFed Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
6.00%^*	$0	$1k	All-Stars Account
OTHER TIERS: 0.05% → $1k+
6.00%^*	$0	$1k	Young Millionaire Account
OTHER TIERS: 0.05% → $1k+
0.02%	$100	-	Base Shares
0.02%	$100	-	Vacation Club
0.02%	$100	-	Holiday Club

AgFed Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.15%^*	$250k^*	-	Money Market Account
OTHER TIERS: 0.05% → $0 - $2.5k \| 0.60% → $2.5k - $10k \| 0.75% → $10k - $50k \| 0.95% → $50k - $100k \| 1.05% → $100k - $250k

AgFed Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.50%	$0	$20k	Advantage Checking

AgFed Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.20%	$250	-	60 Month Certificate
3.15%	$250	-	48 Month Certificate
3.10%	$250	-	24 Month Certificate
3.10%	$250	-	36 Month Certificate
3.10%	$250	-	18 Month Certificate
3.05%	$250	-	12 Month Certificate
3.00%	$250	$100k	6 Month Certificate
2.85%	$25	-	24 Month Asset Builder Certificate
2.85%	$25	-	18 Month Asset Builder Certificate
2.80%	$25	-	12 Month Asset Builder Certificate

AgFed Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.20%	$250	-	60 Month IRA Certificate
3.15%	$250	-	48 Month IRA Certificate
3.10%	$250	-	24 Month IRA Certificate
3.10%	$250	-	36 Month IRA Certificate
3.10%	$250	-	18 Month IRA Certificate
3.05%	$250	-	12 Month IRA Certificate
3.00%	$250	$100k	6 Month IRA Certificate
0.05%	$0	-	IRA Share Savings

Locations

AgFed Credit Union Locations
Branch Office	1400 Independence Ave SW USDA Bldg Room SM 2	Washington, DC 20250
Branch Office	4700 River Rd Ste 1C09	Riverdale, MD 20737
Branch Office	5601 Sunnyside Ave Rm 1-1180	Beltsville, MD 20705

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