Overview / Commentary
1560 Cable Ranch Rd Ste 200
San Antonio, TX 78245

Air Force Federal Credit Union was established in 1952 by Airmen volunteers as Lackland Federal Credit Union. Today, it is headquartered in San Antonio, TX, and its funds are insured by the National Credit Union Administration.

Air Force FCU provides a range of personal deposit accounts to its members, including checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Customers can securely and conveniently access their funds via online and mobile banking.

The credit union requires a basic savings account for membership, and its checking accounts include a product option for those with poor credit history. Money market accounts yield tiered interest rates, based upon the account balance. CD terms range from 6 months to 7 years, and CD funds may be used as collateral for certain loans. IRA options include Traditional, Roth, and Coverdell ESA products.

In addition to offering payroll and merchant payment processing services to its business clients, Air Force FCU also offers business checking accounts.

Field of Membership Restrictions

AFFCU is open to (1) Active or Retired service members of the Army, Marine Corps, Airforce, Navy, National Guards, (2) DoD and US Government employees (current or retired) (3) Immediate and extended family of either service members or credit union members, (4) anyone affiliated with the following SEGs: Airman Heritage Foundation, San Antonio Food Bank (working in San Antonio, Texas), or those honorably discharged from the National Guard or US Armed Services who reside in Oklahoma, Texas, Louisiana, Mississippi or Arkansas, or any other group (a complete list can be found on the credit union's website).
See current membership details

Related Posts

Air Force FCU Has Competitive Nationwide 1- and 2-year CDs - 5/7/2018

Air Force FCU (easy membership) has raised the rates on its 1-year (2.30% APY) and 2-year (2.55% APY) Share Certificates. Minimum deposit is $1k.

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Health Grade Components

NCUA #8169
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD7.65%
Annual Interest Income$11.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$426.5MM$386.1MM
LoansQ3 2018vs Q3 2017$340.8MM$304.4MM
DepositsQ3 2018vs Q3 2017$386.2MM$353.4MM
Equity CapitalQ3 2018vs Q3 2017$29.2MM$26.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$1.6MM$1.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.1MM$1.2MM
Real Estate OwnedQ3 2018vs Q3 2017$140.00K$0
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Always verify rates and promotions with the bank or credit union. We are not AFFCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AFFCU Savings Account Rates

0.55%*$90k*-IRA Share Account
OTHER TIERS: 0.30% Up to $25k | 0.45% $25k - $90k
0.55%*$90k*-HSA Share Draft Checking
OTHER TIERS: 0.30% Up to $25k | 0.45% $25k - $90k
0.25%$5-Coverdell Account
0.10%$5-Regular Share Account
0.10%--Christmas Club Account
0.10%--Secondary Share Account

AFFCU Money Market Rates

0.25%*$2.5k*-Money Market Account
OTHER TIERS: 0.05% Up to $2.5k

AFFCU Checking Account Rates

1.10%*$250k*$500kElite Checking
OTHER TIERS: 0.05% Up to $10k | 0.35% $10k - $25k | 0.50% $25k - $50k | 0.70% $50k - $100k | 0.90% $100k - $250k | 0.93% $500k+
0.05%$500-Advantage Checking
0.05%$750-Plus Checking


3.20%$2.5k-7 Year CD
2.90%$2.5k-5 Year CD
2.60%$1k-3 Year CD
2.55%$1k-2 Year CD
2.30%$1k-1 Year CD
2.05%$1k-6 Month CD


3.20%$2.5k-7 Year IRA
2.90%$2.5k-5 Year IRA
2.60%$1k-3 Year IRA
2.55%$1k-2 Year IRA
2.30%$1k-1 Year IRA
2.05%$1k-6 Month IRA

AFFCU Locations
Branch Office200 Avenue CDel Rio, TX 78840
Branch Office1023 Rittiman Rd Ste 105San Antonio, TX 78218
Branch Office7853 Guilbeau RdSan Antonio, TX 78250
Branch Office151 Valley HI DrSan Antonio, TX 78227
Branch Office3103 Wurzbach RdSan Antonio, TX 78238
Branch Office1560 Cable Ranch Rd Ste 200San Antonio, TX 78245
Branch Office2250 Kenly AveSan Antonio, TX 78236
Branch Office6000 FM 3009 Ste 206Schertz, TX 78154
Branch Office501 W Quincy StSan Antonio, TX 78212-5161

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