Banks and credit unions are battling it out for deposits...\r\nSee More\r\n
\r\nBanks and credit unions are battling it out for deposits. Competition among financial institutions provides investors a broad menu of choices when it comes to certificates of deposit (CDs). We track daily rates from thousands of institutions to help you compare the best CD rates and find the best deal on your next CD. This table compares CDs of all maturities, making it easy to find the highest CD rate regardless of term. The highest rate CD often doesn’t have the longest term.
\r\n See Less\r\nBanks and credit unions are battling it out for deposits. Competition among financial institutions provides investors a broad menu of choices when it comes to certificates of deposit (CDs). We track daily rates from thousands of institutions to help you compare the best CD rates and find the best deal on your next CD. This table compares CDs of all maturities, making it easy to find the highest CD rate regardless of term. The highest rate CD often doesn’t have the longest term.
\r\nCompare rates on 2 year IRAs from banks and credit unions. Use the filter box below to customize your results. Click here to learn more about 2-year IRA CDs and how they can be a beneficial tool in your retirement strategy.
\r\n","StateBlurb":"Compare two year fixed IRA rates available in [state]. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 24 month IRA rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page.","Active":true,"MinAmount":2000.0000,"MaxAmount":999999999.0000,"MinTerm":636,"MaxTerm":905,"AdditionalProducts":"17,16,15,14","Tags":"-youth,-club,-edu,-misc,-relationship","PageTitle":"2 Year Individual Retirement Accounts - Compare 2 year IRA rates","StatePageTitle":"[state] 2 Year IRA Rates","DefaultAmount":25000.0000,"Meta":"","StateMeta":"","Article":"","ShortName":"2-year IRA","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/ira/2-year-ira-rates.html","TagArray":[],"NegativeTagArray":["youth","club","edu","misc","relationship"]},"Ad":null,"NationalRate":2.7056,"Score":300.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"1 Year IRA Certificate (Traditional, Roth)","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":4,"Id":55361,"BankUrl":"air-force-fcu.html","ProductName":"1 Year IRA Certificate","BankName":"AFFCU","Apy":4.1,"RewardRate":0.0,"MinAmount":1000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":365,"MaxTerm":365,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":690568,"Min":1000.0,"Max":999999999.0,"Apy":4.1}],"Id":145986,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"Traditional,Roth","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":16,"SectionId":4,"Name":"1 Year IRA Rates","InformaCode":"DP04003","Url":"","Blurb":"Compare one year IRA rates from banks and credit unions. When selecting an IRA CD it's important to shop around to ensure you are getting the best rate possible. We have compiled a list of thousands of IRA CD rates throughout the country to make this process easier. Use the filter box below to customize your results. You can also read more about the IRA CD product category by clicking here or by scrolling down below this rate table.
\r\n","StateBlurb":"Compare one year fixed IRA rates available in [state]. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 12 month IRA rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page.","Active":true,"MinAmount":2000.0000,"MaxAmount":999999999.0000,"MinTerm":275,"MaxTerm":452,"AdditionalProducts":"15,14","Tags":"-youth,-club,-edu,-misc,-relationship","PageTitle":"Best IRA Rates | [date] | Compare IRA CD Rates","StatePageTitle":"[state] IRA Rates","DefaultAmount":25000.0000,"Meta":"Compare the best IRA CD rates for thousands of banks and credit unions in the U.S. to filter down to the best IRA rates available.","StateMeta":"","Article":"","ShortName":"1-year IRA","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/ira/","TagArray":[],"NegativeTagArray":["youth","club","edu","misc","relationship"]},"Ad":null,"NationalRate":3.1873,"Score":300.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"3 Year IRA Certificate (Traditional, Roth)","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":4,"Id":55363,"BankUrl":"air-force-fcu.html","ProductName":"3 Year IRA Certificate","BankName":"AFFCU","Apy":4.0,"RewardRate":0.0,"MinAmount":1000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":1095,"MaxTerm":1095,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":690571,"Min":1000.0,"Max":999999999.0,"Apy":4.0}],"Id":103616,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"Traditional,Roth","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":19,"SectionId":4,"Name":"3 Year IRA Rates","InformaCode":"DP04006","Url":"3-year-ira-rates.html","Blurb":"Compare rates on 3 year IRAs from banks and credit unions. Use the filter box below to customize your results. Click here to learn more about 3-year IRA CDs and how they can be a beneficial tool in your retirement strategy.
\r\n","StateBlurb":"Compare three year fixed IRA rates available in [state]. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 36 month IRA rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page.","Active":true,"MinAmount":2000.0000,"MaxAmount":999999999.0000,"MinTerm":906,"MaxTerm":1267,"AdditionalProducts":"18,17,16,15,14","Tags":"-youth,-club,-edu,-misc,-relationship","PageTitle":"3 Year Individual Retirement Accounts - Compare 3 year IRA rates","StatePageTitle":"[state] 3 Year IRA Rates","DefaultAmount":25000.0000,"Meta":"","StateMeta":"","Article":"","ShortName":"3-year IRA","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/ira/3-year-ira-rates.html","TagArray":[],"NegativeTagArray":["youth","club","edu","misc","relationship"]},"Ad":null,"NationalRate":2.5188,"Score":300.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"5 Year IRA Certificate (Traditional, Roth)","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":4,"Id":55364,"BankUrl":"air-force-fcu.html","ProductName":"5 Year IRA Certificate","BankName":"AFFCU","Apy":3.5,"RewardRate":0.0,"MinAmount":1000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":1825,"MaxTerm":1825,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":690572,"Min":1000.0,"Max":999999999.0,"Apy":3.5}],"Id":143841,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"Traditional,Roth","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":21,"SectionId":4,"Name":"5 Year IRA Rates","InformaCode":"DP04008","Url":"5-year-ira-rates.html","Blurb":"Compare rates on 5 year IRAs from banks and credit unions. Use the filter box below to customize your results. Scroll down below the rate table or click here if you would like to read an overview of the IRA CD product category and some discussion of a common strategy around longer-term IRA CD products.
\r\n","StateBlurb":"Compare 5 year fixed IRA rates available in [state]. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 60 month IRA rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page.","Active":true,"MinAmount":2000.0000,"MaxAmount":999999999.0000,"MinTerm":1631,"MaxTerm":1983,"AdditionalProducts":"20,19,18,17,16,15,14","Tags":"-youth,-club,-edu,-misc,-relationship","PageTitle":"5 Year Individual Retirement Accounts - Compare 5 year IRA rates","StatePageTitle":"[state] 5 Year IRA Rates","DefaultAmount":25000.0000,"Meta":"","StateMeta":"","Article":"","ShortName":"5-year IRA","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/ira/5-year-ira-rates.html","TagArray":[],"NegativeTagArray":["youth","club","edu","misc","relationship"]},"Ad":null,"NationalRate":2.5455,"Score":300.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"7 Year IRA Certificate (Traditional, Roth)","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":4,"Id":226416,"BankUrl":"air-force-fcu.html","ProductName":"7 Year IRA Certificate","BankName":"AFFCU","Apy":3.3,"RewardRate":0.0,"MinAmount":1000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":2555,"MaxTerm":2555,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":690573,"Min":1000.0,"Max":999999999.0,"Apy":3.3}],"Id":151134,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"Traditional,Roth","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":30,"SectionId":4,"Name":"6+ Year IRA Rates","InformaCode":"","Url":"6-year-ira-rates.html","Blurb":"Compare 6+ year fixed IRA rates available in nationwide. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 60 month IRA rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page.","StateBlurb":"Compare 6+ year fixed IRA rates available in [state]. Rates on fixed rate IRAs can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of 60 month IRA rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link at the bottom of this page.","Active":true,"MinAmount":0.0000,"MaxAmount":999999999.9900,"MinTerm":1984,"MaxTerm":9999,"AdditionalProducts":"","Tags":"-youth,-club,-edu,-misc,-relationship","PageTitle":"6+ Year Individual Retirement Accounts - Compare 6+ year IRA rates","StatePageTitle":"[state] 6+ Year IRA Rates","DefaultAmount":25000.0000,"Meta":"","StateMeta":"","Article":"","ShortName":"6+ Year IRA","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/ira/6-year-ira-rates.html","TagArray":[],"NegativeTagArray":["youth","club","edu","misc","relationship"]},"Ad":null,"NationalRate":2.4897,"Score":300.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"promo","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"7 Month Share Certificate Special - New Money","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":1,"Id":400421,"BankUrl":"air-force-fcu.html","ProductName":"7 Month Share Certificate Special - New Money","BankName":"AFFCU","Apy":5.7,"RewardRate":0.0,"MinAmount":1000.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:42.547","InstitutionType":"CU","Term":213,"MaxTerm":213,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":730311,"Min":1000.0,"Max":999999999.0,"Apy":5.7}],"Id":300468,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":2,"SectionId":1,"Name":"6 Month CD Rates","InformaCode":"DP03002","Url":"6-month-cd-rates.html","Blurb":"Compare rates on 6 month CDs from banks and credit unions. Use the filter box below to customize your results. Click here to read more about features and tips related to 6-month CDs.
\r\n","StateBlurb":"Compare 6 month certificate of deposit rates in [state]. Rates on CD products can vary greatly between banks. That is why we check both national and local banks every day to provide you with a wide selection of CD rates available in [state]. If we have missed a local bank in your area please contact us and let us know by using the email link below.","Active":true,"MinAmount":2000.0000,"MaxAmount":999999999.0000,"MinTerm":136,"MaxTerm":274,"AdditionalProducts":"1","Tags":"-youth,-club,-misc,-business,-relationship,-health","PageTitle":"6 Month CD Rates | [date] | Compare 6 Month Certificates of Deposit","StatePageTitle":"[state] 6 Month Certificate of Deposit Rates","DefaultAmount":25000.0000,"Meta":"Compare 6 month CD rates for thousands of banks and credit unions in the U.S. to find the best 6 month certificates of deposit available.","StateMeta":"","Article":"","ShortName":"6-month CD","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/cd/6-month-cd-rates.html","TagArray":[],"NegativeTagArray":["youth","club","misc","business","relationship","health"]},"Ad":null,"NationalRate":3.0554,"Score":200.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"Primary Savings","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":2,"Id":5002,"BankUrl":"air-force-fcu.html","ProductName":"Primary Savings","BankName":"AFFCU","Apy":0.05,"RewardRate":0.0,"MinAmount":5.0,"MaxAmount":999999999.99,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":0,"MaxTerm":0,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":647820,"Min":5.0,"Max":999999999.99,"Apy":0.05}],"Id":41117,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":9,"SectionId":2,"Name":"Best High Yield Savings Accounts","InformaCode":"DP02001","Url":"","Blurb":"Interest rates on savings accounts vary greatly, which means you need to shop around to find your best rate available. It’s possible to find rates over 5.25%, while the average savings account rate stands at around 0.48% (as of November 2023). This is why we check rates daily at more than 5,000 U.S. banks and credit unions, to make it easy for you to gain the best possible return on your savings. The savings account table below allows you to compare savings account rates offered by financial institutions such as online banks, credit unions, community banks and the big nationwide banks.
\r\n","StateBlurb":"Compare rates on personal savings accounts in [state]. We check both the national banks and local banks in [state] every day to provide you with the most current savings account rates available in your area. If there is a local bank you would like to see listed here, let us know and we'll do our best to add it.","Active":true,"MinAmount":0.0000,"MaxAmount":24999.9900,"MinTerm":0,"MaxTerm":0,"AdditionalProducts":"","Tags":"-business,-health,-edu,-youth,-club,-retirement,-reward,-misc,-relationship","PageTitle":"High Yield Savings Accounts – Daily Rates | DepositAccounts","StatePageTitle":"[state] Savings Account Rates","DefaultAmount":25000.0000,"Meta":"Compare savings accounts from banks and credit unions across the country and see who's currently offering the best savings account rates.","StateMeta":"","Article":"","ShortName":"Savings","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/savings/","TagArray":[],"NegativeTagArray":["business","health","edu","youth","club","retirement","reward","misc","relationship"]},"Ad":null,"NationalRate":0.4928,"Score":50.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"Money Market Account","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":5,"Id":5001,"BankUrl":"air-force-fcu.html","ProductName":"Money Market Account","BankName":"AFFCU","Apy":1.25,"RewardRate":0.0,"MinAmount":100000.01,"MaxAmount":999999999.99,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":0,"MaxTerm":0,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":4850,"Min":100000.01,"Max":999999999.99,"Apy":1.25},{"Id":4849,"Min":50000.01,"Max":100000.0,"Apy":1.15},{"Id":4848,"Min":25000.01,"Max":50000.0,"Apy":1.0},{"Id":4854,"Min":2500.01,"Max":25000.0,"Apy":0.7},{"Id":4809,"Min":0.0,"Max":2500.0,"Apy":0.6}],"Id":110907,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":22,"SectionId":5,"Name":"Money Market Accounts","InformaCode":"DP02001","Url":"","Blurb":"A money market account (MMA) has a unique set of features that makes it a hybrid of a savings account and a checking account. Money market accounts offer high interest rates, and also easy access to your money.
\r\n\r\nThe money market accounts listed in the table below are sorted according to rates, from highest to lowest. This table lets you compare money market accounts from banks and credit unions — use the filter box to customize your results. Read on to learn more about the history, distinct features and benefits of these accounts.
\r\n","StateBlurb":"Compare rates on [state] money market accounts. Every day, we check both the national banks and regional banks in [state] to provide you with the most current money market rates available. We try hard to list as many local banks as possible so if there is one you would like to see listed here, please let us know and we'll do our best to add it. ","Active":true,"MinAmount":10000.0000,"MaxAmount":24999.9900,"MinTerm":0,"MaxTerm":0,"AdditionalProducts":"","Tags":"-business,-youth,-club,-edu,-retirement,-misc,-relationship","PageTitle":"Money Market Account Rates in [date] | DepositAccounts","StatePageTitle":"[state] Money Market Accounts","DefaultAmount":10000.0000,"Meta":"Compare money market account rates on more than 14,000 of the most popular banks and credit unions in the U.S. Discover which institutiuons currently offer the best money market accounts.","StateMeta":"","Article":"","ShortName":"Money Market","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/moneymarket/","TagArray":[],"NegativeTagArray":["business","youth","club","edu","retirement","misc","relationship"]},"Ad":null,"NationalRate":0.8401,"Score":20.0},{"Account":{"CharterType":"Open","CharterDmas":"","CharterAffiliations":"","AdCopy":"","TrackingPixel":"","Tags":"","EstimatedEpc":0.0,"PromoText":"","BlendedApy":false,"EstimatedEarnings":0.0,"DisplayName":"Rewards Checking","ProductGroupId":0,"ProductGroupName":"","BankId":849,"SectionId":3,"Id":389652,"BankUrl":"air-force-fcu.html","ProductName":"Rewards Checking","BankName":"AFFCU","Apy":0.01,"RewardRate":0.0,"MinAmount":0.0,"MaxAmount":999999999.0,"ClickUrl":"","LastUpdated":"2023-12-05T22:44:30.847","InstitutionType":"CU","Term":0,"MaxTerm":0,"States":"MS,TX","OnlineStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","OtherAccounts":null,"TierGroups":[{"DisplayName":"Deposit Rate","Tiers":[{"Id":680016,"Min":0.0,"Max":999999999.0,"Apy":0.01}],"Id":289176,"Tags":"","TierType":"deposit"}],"HqRates":false,"Ewp":0,"Variants":"","ReviewCount":2,"HasLogo":true,"FederallyInsured":true,"CuOpenStates":"AK,AL,AR,AZ,CA,CO,CT,DC,DE,FL,GA,HI,IA,ID,IL,IN,KS,KY,LA,MA,MD,ME,MI,MN,MO,MS,MT,NC,ND,NE,NH,NJ,NM,NV,NY,OH,OK,OR,PA,RI,SC,SD,TN,TX,UT,VA,VT,WA,WI,WV,WY","DmaCodes":",641,673,","Locations":7,"HasSelectedTier":false},"ComparisonAccount":null,"Product":{"Id":13,"SectionId":3,"Name":"Standard Checking Accounts","InformaCode":"DP01001","Url":"","Blurb":"Checking accounts are a dime a dozen. Banking institutions offer checking accounts with branding such as Gold, Silver, Green, High Interest, Free, Student, Sports Teams, etc. The vast majority of Americans have, at some point, opened a checking account at one of the 14,000+ banking institutions across the country. The abundance of choices represents bonus features that accompany the primary purpose of checking: to provide security for cash and easy access to funds when needed to complete a transaction.
\r\n\r\nBut which do you choose? Compare personal checking accounts from banks and credit unions. Below, you’ll also find some of the history, features and benefits of checking accounts.
\r\n","StateBlurb":"Compare rates on personal checking accounts in [state].. Our system checks the rates of many national banks as well as regional banks in [state] every day to provide you with a single list of current interest bearing checking account rates in your area. If we have missed a local bank in your area please let us know by using the email link below.","Active":true,"MinAmount":100.0000,"MaxAmount":999999999.0000,"MinTerm":0,"MaxTerm":0,"AdditionalProducts":"","Tags":"-reward,-business,-health,-youth,-club,-misc,-relationship,-cashback","PageTitle":"Compare Checking Account Rates in [date] | DepositAccounts","StatePageTitle":"[state] Checking Account Rates","DefaultAmount":10000.0000,"Meta":"Compare checking account rates for thousands of banks and credit unions across the country and discover which have the best checking accounts available.","StateMeta":"","Article":"","ShortName":"Checking","IsSectionIdNull":false,"IsNameNull":false,"IsInformaCodeNull":false,"IsUrlNull":false,"IsBlurbNull":false,"IsStateBlurbNull":false,"IsActiveNull":false,"IsMinAmountNull":false,"IsMaxAmountNull":false,"IsMinTermNull":false,"IsMaxTermNull":false,"IsAdditionalProductsNull":false,"IsTagsNull":false,"IsPageTitleNull":false,"IsStatePageTitleNull":false,"IsDefaultAmountNull":false,"IsMetaNull":false,"IsStateMetaNull":false,"IsArticleNull":false,"IsShortNameNull":false,"FullUrl":"/checking/","TagArray":[],"NegativeTagArray":["reward","business","health","youth","club","misc","relationship","cashback"]},"Ad":null,"NationalRate":0.2458,"Score":20.0}];Air Force Federal Credit Union was established in 1952 by Airmen volunteers as Lackland Federal Credit Union. Today, it is headquartered in San Antonio, TX, and its funds are insured by the National Credit Union Administration.
Air Force FCU provides a range of personal deposit accounts to its members, including checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Customers can securely and conveniently access their funds via online and mobile banking.
The credit union requires a basic savings account for membership, and its checking accounts include a product option for those with poor credit history. Money market accounts yield tiered interest rates, based upon the account balance. CD terms range from 6 months to 7 years, and CD funds may be used as collateral for certain loans. IRA options include Traditional, Roth, and Coverdell ESA products.
In addition to offering payroll and merchant payment processing services to its business clients, Air Force FCU also offers business checking accounts.
AFFCU is open to (1) Active or Retired service members of the Army, Marine Corps, Airforce, Navy, National Guards, (2) DoD and US Government employees (current or retired) (3) Immediate and extended family of either service members or credit union members, (4) anyone affiliated with the following SEGs: Airman Heritage Foundation, San Antonio Food Bank (working in San Antonio, Texas), or those honorably discharged from the National Guard or US Armed Services who reside in Oklahoma, Texas, Louisiana, Mississippi or Arkansas, or any other group (a complete list can be found on the credit union's website).
See current membership details
FYI reference: https://www.magnifymoney.com/blog/reviews/air-force-federal-credit-union/
"The credit union currently pays the same interest rate regardless of the size of your deposit. They do offer a rate bonus if you use other services there. If you have either an AFFCU checking account or loan, they will add an additional 10 basis points to your interest rate; if you have both a checking account and loan they will add 20 basis points".
Overall | |
---|---|
NCUA # | 8169 |
Year Chartered | 1952 |
Employees | 135 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.36% |
Return on Equity - YTD | 5.02% |
Annual Interest Income | $13.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $644.0MM$592.8MM |
Loans | Q2 2023vs Q2 2022 | $536.7MM$492.8MM |
Deposits | Q2 2023vs Q2 2022 | $552.3MM$515.4MM |
Equity Capital | Q2 2023vs Q2 2022 | $46.8MM$46.2MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $2.0MM$1.5MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $6.8MM$1.9MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not AFFCU; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.25%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.60% → Up to $2.5k | 0.70% → $2.5k - $25k | 1.00% → $25k - $50k | 1.15% → $50k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | - | - | Student Checking | |
0.01% | - | - | Rewards Checking |
AFFCU Locations | ||
---|---|---|
Branch Office | 200 Avenue C | Del Rio, TX 78840 |
Branch Office | 151 Valley HI Dr | San Antonio, TX 78227 |
Branch Office | 1560 Cable Ranch Rd Ste 200 | San Antonio, TX 78245 |
Branch Office | 2180 Reese St Bldg 1285 | Lackland AFB, TX 78236 |
Branch Office | 6000 FM 3009 Ste 206 | Schertz, TX 78154 |
Branch Office | 1908 Highway 45 N Suite A | Columbus, MS 39705 |
Branch Office | 9910 W Loop 1604 N Ste 129 | San Antonio, TX 78254 |