Overview / Commentary
1560 Cable Ranch Rd Ste 200
San Antonio, TX 78245

Air Force Federal Credit Union was established in 1952 by Airmen volunteers as Lackland Federal Credit Union. Today, it is headquartered in San Antonio, TX, and its funds are insured by the National Credit Union Administration.

Air Force FCU provides a range of personal deposit accounts to its members, including checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Customers can securely and conveniently access their funds via online and mobile banking.

The credit union requires a basic savings account for membership, and its checking accounts include a product option for those with poor credit history. Money market accounts yield tiered interest rates, based upon the account balance. CD terms range from 6 months to 7 years, and CD funds may be used as collateral for certain loans. IRA options include Traditional, Roth, and Coverdell ESA products.

In addition to offering payroll and merchant payment processing services to its business clients, Air Force FCU also offers business checking accounts.

Field of Membership Restrictions

AFFCU is open to (1) Active or Retired service members of the Army, Marine Corps, Airforce, Navy, National Guards, (2) DoD and US Government employees (current or retired) (3) Immediate and extended family of either service members or credit union members, (4) anyone affiliated with the following SEGs: Airman Heritage Foundation, San Antonio Food Bank (working in San Antonio, Texas), or those honorably discharged from the National Guard or US Armed Services who reside in Oklahoma, Texas, Louisiana, Mississippi or Arkansas, or any other group (a complete list can be found on the credit union's website).
See current membership details

Related Posts

AFFCU Brings Back Competitive 7-Month CD Special - 11/17/2023

AFFCU (easy membership) has brought back its nationally available 7-month Share Certificate Special with a competitive rate. $1k minimum deposit of new money.

View all posts from:

Reviews (1)

CD Rate Increase For Extra Services

FYI reference:

"The credit union currently pays the same interest rate regardless of the size of your deposit. They do offer a rate bonus if you use other services there. If you have either an AFFCU checking account or loan, they will add an additional 10 basis points to your interest rate; if you have both a checking account and loan they will add 20 basis points".


Health Grade Components

NCUA #8169
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD5.05%
Annual Interest Income$29.1MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$663.5MM$636MM
LoansQ4 2023vs Q4 2022$566.9MM$536.9MM
DepositsQ4 2023vs Q4 2022$578.4MM$531.4MM
Equity CapitalQ4 2023vs Q4 2022$46.6MM$45.3MM
Loan Loss AllowanceQ4 2023vs Q4 2022$6MM$1.6MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$14.3MM$3.9MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not AFFCU; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AFFCU Savings Account Rates

3.00%*-$25kHigh Yield Savings
OTHER TIERS: 1.00% $25k+
0.55%*$90k*-Traditional IRA Savings
OTHER TIERS: 0.30% Up to $25k | 0.45% $25k - $90k
0.55%*$90k*-Roth IRA Savings
OTHER TIERS: 0.30% Up to $25k | 0.45% $25k - $90k
0.10%--Christmas Club
0.10%--Secondary Savings
0.10%--Youth Savings
0.10%--Student Savings
0.05%$5-Primary Savings

AFFCU Money Market Rates

1.25%*$100k*-Money Market Account
OTHER TIERS: 0.60% Up to $2.5k | 0.70% $2.5k - $25k | 1.00% $25k - $50k | 1.15% $50k - $100k

AFFCU Checking Account Rates

0.05%--Student Checking
0.01%--Rewards Checking


4.85%$100k-12 Month Jumbo Certificate
4.80%$1k-12 Month Certificate
4.65%$1k-6 Month Certificate
4.65%$1k-18 Month Certificate
4.65%$100k-6 Month Jumbo Certificate
4.65%$100k-18 Month Jumbo Certificate
4.30%$1k-24 Month Certificate
4.30%$100k-24 Month Jumbo Certificate
4.10%$1k-36 Month Certificate
4.10%$100k-36 Month Jumbo Certificate
3.95%$1k-48 Month Certificate
3.95%$100k-48 Month Jumbo Certificate
3.85%$100k-60 Month Jumbo Certificate
3.80%$1k-60 Month Certificate
3.75%$100k-7 Year Jumbo Certificate
3.70%$1k-7 Year Certificate


4.85%$100k-1 Year Jumbo IRA Certificate
4.80%$1k-1 Year IRA Certificate
4.65%$1k-18 Month IRA Certificate
4.65%$100k-18 Month Jumbo IRA Certificate
4.30%$1k-2 Year IRA Certificate
4.30%$100k-2 Year Jumbo IRA Certificate
4.10%$1k-3 Year IRA Certificate
4.10%$100k-3 Year Jumbo IRA Certificate
3.95%$1k-4 Year IRA Certificate
3.95%$100k-4 Year Jumbo IRA Certificate
3.85%$100k-5 Year Jumbo IRA Certificate
3.80%$1k-5 Year IRA Certificate
3.75%$100k-7 Year Jumbo IRA Certificate
3.70%$1k-7 Year IRA Certificate

AFFCU Locations
Branch Office200 Avenue CDel Rio, TX 78840
Branch Office151 Valley HI DrSan Antonio, TX 78227
Branch Office1560 Cable Ranch Rd Ste 200San Antonio, TX 78245
Branch Office2180 Reese St Bldg 1285Lackland AFB, TX 78236
Branch Office6000 FM 3009 Ste 206Schertz, TX 78154
Branch Office1908 Highway 45 N Suite AColumbus, MS 39705
Branch Office9910 W Loop 1604 N Ste 129San Antonio, TX 78254

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.