Overview / Commentary
1560 Cable Ranch Rd Ste 200
San Antonio, TX 78245

Air Force Federal Credit Union was established in 1952 by Airmen volunteers as Lackland Federal Credit Union. Today, it is headquartered in San Antonio, TX, and its funds are insured by the National Credit Union Administration.

Air Force FCU provides a range of personal deposit accounts to its members, including checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Customers can securely and conveniently access their funds via online and mobile banking.

The credit union requires a basic savings account for membership, and its checking accounts include a product option for those with poor credit history. Money market accounts yield tiered interest rates, based upon the account balance. CD terms range from 6 months to 7 years, and CD funds may be used as collateral for certain loans. IRA options include Traditional, Roth, and Coverdell ESA products.

In addition to offering payroll and merchant payment processing services to its business clients, Air Force FCU also offers business checking accounts.

Field of Membership Restrictions

AFFCU is open to (1) Active or Retired service members of the Army, Marine Corps, Airforce, Navy, National Guards, (2) DoD and US Government employees (current or retired) (3) Immediate and extended family of either service members or credit union members, (4) anyone affiliated with the following SEGs: Airman Heritage Foundation, San Antonio Food Bank (working in San Antonio, Texas), or those honorably discharged from the National Guard or US Armed Services who reside in Oklahoma, Texas, Louisiana, Mississippi or Arkansas, or any other group (a complete list can be found on the credit union's website).
See current membership details

Related Posts

AFFCU Adds Limited-Time Competitive 7-Month Promo Certificate - 11/17/2022

AFFCU (easy membership) is offering a limited-time 7-month Promo Certificate with a competitive rate. $1k minimum deposit, with new money required.

AFFCU Offers Limited-Time Competitive 13-Month Promo Certificate - 9/23/2022

AFFCU (easy membership) is offering a very competitive rate on its 13-month Promo Certificate for a limited-time. $100k or $1k minimum deposit, new money required.

AFFCU Offers 18-Month CD Promo Rate For One Week - 7/26/2022

AFFCU (easy membership) is offering a very competitive rate on its 18-month Share Certificate for one week, July 25-31, 2022. $1k minimum deposit, new money required.

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Reviews (1)

CD Rate Increase For Extra Services

FYI reference:

"The credit union currently pays the same interest rate regardless of the size of your deposit. They do offer a rate bonus if you use other services there. If you have either an AFFCU checking account or loan, they will add an additional 10 basis points to your interest rate; if you have both a checking account and loan they will add 20 basis points".


Health Grade Components

NCUA #8169
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD14.66%
Annual Interest Income$16.2MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$610.4MM$563.0MM
LoansQ3 2022vs Q3 2021$519.9MM$453.8MM
DepositsQ3 2022vs Q3 2021$520.7MM$515.5MM
Equity CapitalQ3 2022vs Q3 2021$44.3MM$41.8MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.6MM$1.2MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$2.9MM$1.3MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0

Rates for AFFCU are currently being reviewed.


AFFCU Locations
Branch Office200 Avenue CDel Rio, TX 78840
Branch Office151 Valley HI DrSan Antonio, TX 78227
Branch Office3103 Wurzbach RdSan Antonio, TX 78238
Branch Office1560 Cable Ranch Rd Ste 200San Antonio, TX 78245
Branch Office2250 Kenly AveSan Antonio, TX 78236
Branch Office6000 FM 3009 Ste 206Schertz, TX 78154
Branch Office1908 Highway 45 N Suite 1Columbus, MS 39705
Branch Office9910 W Loop 1604 N Ste 129San Antonio, TX 78254

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