Alabama Central Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	5 Year Time Share Certificate 2.35% - Synchrony Bank 60 Month CD
0.55%	1-year CD	1 Year Time Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD
0.35%	Savings	Share Accounts 1.15% - CIT Bank Spring Savings

View all Alabama Central Credit Union rates »

Overview / Commentary

www.alabamacentral.org

205-510-1300

3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 26^th largest credit union in the state of Alabama. It is also the 1,285^th largest credit union in the nation. It was established in 1938 and as of March of 2017, it had grown to 54 employees and 18,011 members at 8 locations. Alabama Central Credit Union has a B health rating.

Field of Membership Restrictions

Membership open to anyone living, working, or attending school in one of the following Alabama counties: BALDWIN, BIBB, BUTLER, COLBERT, CONECUH, COVINGTON, CRENSHAW, FAYETTE, FRANKLIN, GREENE, HALE, JEFFERSON, LAUDERDALE, LAWRENCE, LIMESTONE, LOWNDES, MARENGO, MARION, MOBILE, MONROE, MONTGOMERY, MORGAN, SHELBY, SUMTER, TUSCALOOSA, WALKER, WASHINGTON, WILCOX.
See current membership details

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Health

B

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60712
Year Chartered	1938
Employees	54
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.28%
Return on Equity - YTD	-3.42%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$142.3MM$136.8MM
Loans	Q1 2017vs Q1 2016	$104.3MM$101.8MM
Deposits	Q1 2017vs Q1 2016	$129.1MM$123.6MM
Equity Capital	Q1 2017vs Q1 2016	$11.6MM$11.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$905.00K$751.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$825.00K$296.00K
Real Estate Owned	Q1 2017vs Q1 2016	$1.3MM$1.4MM

Rates

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Money Market
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IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	-	-	IRA Daily Share Account
0.50%	-	-	Kid Central Savings
0.35%^*	$2,500^*	-	Share Accounts
OTHER TIERS: 0.10% → $100 - $2,500

Alabama Central Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$100k^*	-	Money Manager
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.25% → $10k - $50k \| 0.35% → $50k - $100k

Alabama Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	5 Year Time Share Certificate
1.10%	$500	-	3 Year Time Share Certificate
0.90%	$500	-	2 Year Time Share Certificate
0.55%	$500	-	1 Year Time Share Certificate
0.50%	$500	-	6 Months Time Share Certificate

Alabama Central Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$250	-	5 Year Time Share IRA
1.10%	$250	-	3 Year Time Share IRA
0.90%	$250	-	2 Year Time Share IRA
0.55%	$250	-	1 Year Time Share IRA
0.50%	$250	-	6 Months Time Share IRA

Locations

Alabama Central Credit Union Locations
Branch Office	1902 Bruin Dr	Florence, AL 35630-6717
Branch Office	3601 4th Ave S	Birmingham, AL 35222
Branch Office	797 Downtowner Blvd	Mobile, AL 36609-5401
Branch Office	743 Avalon Ave	Muscle Shoals, AL 35661-2303
Branch Office	13831 Highway 43	Russellville, AL 35653
Branch Office	3048 Finley Island Cir NW	Decatur, AL 35601-8800
Branch Office	250 W Oxmoor Rd	Birmingham, AL 35209-6315
Branch Office	1665 McFarland Blvd N	Tuscaloosa, AL 35406