Alabama Central Credit Union is headquartered in Birmingham and is the 26th largest credit union in the state of Alabama. It is also the 1,282nd largest credit union in the nation. It was established in 1938 and as of September of 2019, it had grown to 55 employees and 17,756 members at 9 locations. Alabama Central Credit Union has a B+ health rating.
Field of Membership Restrictions
Alabama Central Credit Union is open to anyone who lives, works, attends school or worships in the following counties: Wilcox, Baldwin, Washington, Bibb, Walker, Butler, Tuscaloosa, Colbert, Sumter, Conecuh, Shelby, Covington, Morgan, Crenshaw, Montgomery, Fayette, Monroe, Franklin, Mobile, Greene, Marion, Hale, Marengo, Jefferson, Lowndes, Lauderdale, Limestone, or Lawrence.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60712 |
| Year Chartered | 1938 |
| Employees | 55 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 9.31% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $149.0MM$139.9MM |
| Loans | Q3 2019vs Q3 2018 | $123.6MM$120.9MM |
| Deposits | Q3 2019vs Q3 2018 | $135.1MM$126.4MM |
| Equity Capital | Q3 2019vs Q3 2018 | $12.2MM$11.5MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $1.0MM$1.5MM |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $783.00K$518.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $51.00K$536.00K |
Rates for Alabama Central Credit Union are currently being reviewed.
| Alabama Central Credit Union Locations | ||
|---|---|---|
| Branch Office | 1902 Bruin Dr | Florence, AL 35630-6717 |
| Branch Office | 3601 4th Ave S | Birmingham, AL 35222 |
| Branch Office | 797 Downtowner Blvd | Mobile, AL 36609-5401 |
| Branch Office | 743 Avalon Ave | Muscle Shoals, AL 35661-2303 |
| Branch Office | 13831 Highway 43 | Russellville, AL 35653 |
| Branch Office | 3048 Finley Island Cir NW | Decatur, AL 35601-8800 |
| Branch Office | 250 W Oxmoor Rd | Birmingham, AL 35209-6315 |
| Branch Office | 1121 Veterans Memorial Pkwy | Tuscaloosa, AL 35404 |
| Branch Office | 501 E Dr Hicks Blvd Ste E | Florence, AL 35630-5742 |