Alabama Central Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Months CD 1.85% - Synchrony Bank 60 Month CD
0.55%	1-year CD	12 Months CD 1.05% - Ally Bank High Yield 12-Month CD
0.35%	Savings	Share Accounts 1.00% - Ally Bank Online Savings Account

View all Alabama Central Credit Union rates »

Overview / Commentary

www.alabamacentral.org

205-510-1300

3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 26^th largest credit union in the state of Alabama. It is also the 1,291^st largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 58 employees and 17,872 members at 8 locations. Alabama Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Memberhsip open to anyone living, working, or attending school in one of the following Alabama counties: BALDWIN, BIBB, BUTLER, COLBERT, CONECUH, COVINGTON, CRENSHAW, FAYETTE, FRANKLIN, GREENE, HALE, JEFFERSON, LAUDERDALE, LAWRENCE, LIMESTONE, LOWNDES, MARENGO, MARION, MOBILE, MONROE, MONTGOMERY, MORGAN, SHELBY, SUMTER, TUSCALOOSA, WALKER, WASHINGTON, WILCOX.
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
NCUA #	60712
Year Chartered	1938
Employees	58
Primary Regulator

Profit Margin
Return on Assets - YTD	0.38%
Return on Equity - YTD	4.59%
Annual Interest Income	$2.8MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$135.3MM$132.5MM
Loans	Q2 2016vs Q2 2015	$105.0MM$99.9MM
Deposits	Q2 2016vs Q2 2015	$121.7MM$120.1MM
Equity Capital	Q2 2016vs Q2 2015	$11.3MM$11.2MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$726.00K$962.00K
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$299.00K$1.5MM
Real Estate Owned	Q2 2016vs Q2 2015	$1.4MM$880.00K

Rates

Skip to rates for:

Savings
Money Market
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Alabama Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*	$100k^*	-	Daily Share Account
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.25% → $10k - $50k \| 0.35% → $50k - $100k
0.50%	-	-	Minor Share Account
0.50%	-	-	IRA Daily Share Account
0.50%	-	-	Roth IRA Daily Share Account
0.50%	-	-	Education IRA Daily Share Account
0.35%^*	$2,500^*	-	Share Accounts
OTHER TIERS: 0.10% → $100 - $2,500
0.25%	-	-	Christmas Club
0.25%	-	-	Vacation Club

Alabama Central Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$100k^*	-	Money Manager
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.25% → $10k - $50k \| 0.35% → $50k - $100k

Alabama Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$500	-	60 Months CD
1.10%	$500	-	36 Months CD
0.90%	$500	-	24 Months CD
0.55%	$500	-	12 Months CD
0.50%	$500	-	6 Months CD

Alabama Central Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$250	-	60 Months IRA
1.10%	$250	-	36 Months IRA
0.90%	$250	-	24 Months IRA
0.55%	$250	-	12 Months IRA
0.50%	$250	-	6 Months IRA

Locations

Alabama Central Credit Union Locations
Branch Office	1902 Bruin Dr	Florence, AL 35630-6717
Branch Office	3601 4th Ave S	Birmingham, AL 35222
Branch Office	797 Downtowner Blvd	Mobile, AL 36609-5401
Branch Office	743 Avalon Ave	Muscle Shoals, AL 35661-2303
Branch Office	13831 Highway 43	Russellville, AL 35653
Branch Office	3048 Finley Island Cir NW	Decatur, AL 35601-8800
Branch Office	250 W Oxmoor Rd	Birmingham, AL 35209-6315
Branch Office	1665 McFarland Blvd N	Tuscaloosa, AL 35406