Alabama Central Credit Union

Overview / Commentary
3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 25th largest credit union in the state of Alabama. It is also the 1,245th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 53 employees and 23,605 members at 9 locations. Alabama Central Credit Union has a B health rating.

Field of Membership Restrictions

Alabama Central Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Bibb, Butler, Colbert, Conecuh, Covington, Crenshaw, Fayette, Franklin, Greene, Hale, Jefferson, Lauderdale, Lawrence, Limestone, Lowndes, Marengo, Marion, Mobile, Monroe, Montgomery, Morgan, Shelby, Sumter, Tuscaloosa, Walker, Washington, or Wilcox.
See current membership details


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Health Grade Components

NCUA #60712
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD8.85%
Annual Interest Income$4.1MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$204.5MM$204.3MM
LoansQ2 2023vs Q2 2022$161.5MM$157.9MM
DepositsQ2 2023vs Q2 2022$183.2MM$189.6MM
Equity CapitalQ2 2023vs Q2 2022$12.7MM$11.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$690.00K$772.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.1MM$566.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Alabama Central Credit Union are currently being reviewed.


Alabama Central Credit Union Locations
Branch Office1902 Bruin DrFlorence, AL 35630-6717
Branch Office3601 4th Ave SBirmingham, AL 35222
Branch Office797 Downtowner BlvdMobile, AL 36609-5401
Branch Office743 Avalon AveMuscle Shoals, AL 35661-2303
Branch Office13499 Highway 43Russellville, AL 35653
Branch Office3048 Finley Island Cir NWDecatur, AL 35601-8800
Branch Office250 W Oxmoor RdBirmingham, AL 35209-6315
Branch Office1121 Veterans Memorial PkwyTuscaloosa, AL 35404
Branch Office501 E Dr Hicks Blvd Ste EFlorence, AL 35630-5742

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