Alabama Central Credit Union

Overview / Commentary
3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 25th largest credit union in the state of Alabama. It is also the 1,242nd largest credit union in the nation. It was established in 1938 and as of September of 2020, it had grown to 54 employees and 17,380 members at 9 locations. Alabama Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Alabama Central Credit Union is open to anyone who lives, works, attends school or worships in the following counties: Wilcox, Baldwin, Washington, Bibb, Walker, Butler, Tuscaloosa, Colbert, Sumter, Conecuh, Shelby, Covington, Morgan, Crenshaw, Montgomery, Fayette, Monroe, Franklin, Mobile, Greene, Marion, Hale, Marengo, Jefferson, Lowndes, Lauderdale, Limestone, or Lawrence.
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Health Grade Components

NCUA #60712
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.25%
Return on Equity - YTD3.5%
Annual Interest Income$5.0MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$177.5MM$149.0MM
LoansQ3 2020vs Q3 2019$128.6MM$123.6MM
DepositsQ3 2020vs Q3 2019$163.0MM$135.1MM
Equity CapitalQ3 2020vs Q3 2019$12.6MM$12.2MM
Loan Loss AllowanceQ3 2020vs Q3 2019$772.00K$1.0MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$1.1MM$783.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$51.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Central Credit Union Savings Account Rates

0.50%$5-Kid Central Savings
0.15%*$2.5k*-Regular Savings
OTHER TIERS: 0.05% $100 - $2.5k
0.15%$500-IRA Savings

Alabama Central Credit Union Money Market Rates

0.25%*$100k*-Money Manager
OTHER TIERS: 0.05% $2.5k - $10k | 0.10% $10k - $50k | 0.20% $50k - $100k

Alabama Central Credit Union CD Rates

0.75%$500-5 Year Certificate
0.60%$500-3 Year Certificate
0.45%$500-2 Year Certificate
0.25%$500-1 Year Certificate

Alabama Central Credit Union IRA Rates

0.75%$500-5 Year IRA
0.60%$500-3 Year IRA
0.45%$500-2 Year IRA
0.25%$500-1 Year IRA

Alabama Central Credit Union Locations
Branch Office1902 Bruin DrFlorence, AL 35630-6717
Branch Office3601 4th Ave SBirmingham, AL 35222
Branch Office797 Downtowner BlvdMobile, AL 36609-5401
Branch Office743 Avalon AveMuscle Shoals, AL 35661-2303
Branch Office13499 Highway 43Russellville, AL 35653
Branch Office3048 Finley Island Cir NWDecatur, AL 35601-8800
Branch Office250 W Oxmoor RdBirmingham, AL 35209-6315
Branch Office1121 Veterans Memorial PkwyTuscaloosa, AL 35404
Branch Office501 E Dr Hicks Blvd Ste EFlorence, AL 35630-5742

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