Alabama Central Credit Union is headquartered in Birmingham and is the 26th largest credit union in the state of Alabama. It is also the 1,301st largest credit union in the nation. It was established in 1938 and as of June of 2019, it had grown to 57 employees and 17,844 members at 9 locations. Alabama Central Credit Union's CD rates are 94% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Alabama Central Credit Union is open to anyone who lives, works, attends school or worships in the following counties: Wilcox, Baldwin, Washington, Bibb, Walker, Butler, Tuscaloosa, Colbert, Sumter, Conecuh, Shelby, Covington, Morgan, Crenshaw, Montgomery, Fayette, Monroe, Franklin, Mobile, Greene, Marion, Hale, Marengo, Jefferson, Lowndes, Lauderdale, Limestone, or Lawrence.
See current membership details
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60712 |
| Year Chartered | 1938 |
| Employees | 57 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.83% |
| Return on Equity - YTD | 10.1% |
| Annual Interest Income | $3.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $146.3MM$141.7MM |
| Loans | Q2 2019vs Q2 2018 | $123.5MM$118.1MM |
| Deposits | Q2 2019vs Q2 2018 | $132.0MM$128.5MM |
| Equity Capital | Q2 2019vs Q2 2018 | $11.9MM$11.3MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.1MM$1.5MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $736.00K$389.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $51.00K$536.00K |
Always verify rates and promotions with the bank or credit union. We are not Alabama Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alabama Central Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50% | - | - | IRA Savings | ||
| 0.50% | $5 | - | Kid Central Savings | ||
| 0.45%* | $2.5k* | - | Share Accounts | ||
| OTHER TIERS: 0.20% → $100 - $2.5k | |||||
Alabama Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $100k* | - | Money Manager | ||
| OTHER TIERS: 0.35% → $2.5k - $10k | 0.45% → $10k - $50k | 0.55% → $50k - $100k | |||||
Alabama Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | 5 Year Certificate | |
| 2.25% | $500 | - | 3 Year Certificate | |
| 2.00% | $500 | - | 2 Year Certificate | |
| 1.75% | $500 | - | 1 Year Certificate |
Alabama Central Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | 5 Year IRA | |
| 2.25% | $500 | - | 3 Year IRA | |
| 2.00% | $500 | - | 2 Year IRA | |
| 1.75% | $500 | - | 1 Year IRA |
| Alabama Central Credit Union Locations | ||
|---|---|---|
| Branch Office | 1902 Bruin Dr | Florence, AL 35630-6717 |
| Branch Office | 3601 4th Ave S | Birmingham, AL 35222 |
| Branch Office | 797 Downtowner Blvd | Mobile, AL 36609-5401 |
| Branch Office | 743 Avalon Ave | Muscle Shoals, AL 35661-2303 |
| Branch Office | 13831 Highway 43 | Russellville, AL 35653 |
| Branch Office | 3048 Finley Island Cir NW | Decatur, AL 35601-8800 |
| Branch Office | 250 W Oxmoor Rd | Birmingham, AL 35209-6315 |
| Branch Office | 1121 Veterans Memorial Pkwy | Tuscaloosa, AL 35404 |
| Branch Office | 501 E Dr Hicks Blvd Ste E | Florence, AL 35630-5742 |