Alabama Central Credit Union is headquartered in Birmingham and is the 25th largest credit union in the state of Alabama. It is also the 1,240th largest credit union in the nation. It was established in 1938 and as of December of 2022, it had grown to 54 employees and 16,872 members at 9 locations. Alabama Central Credit Union has a B+ health rating.
Alabama Central Credit Union is open to anyone who lives, works, attends school or worships in the following counties: Wilcox, Baldwin, Washington, Bibb, Walker, Butler, Tuscaloosa, Colbert, Sumter, Conecuh, Shelby, Covington, Morgan, Crenshaw, Montgomery, Fayette, Monroe, Franklin, Mobile, Greene, Marion, Hale, Marengo, Jefferson, Lowndes, Lauderdale, Limestone, or Lawrence.
See current membership details
Overall | |
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NCUA # | 60712 |
Year Chartered | 1938 |
Employees | 54 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.6% |
Return on Equity - YTD | 10.07% |
Annual Interest Income | $7.0MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $204.2MM$198.1MM |
Loans | Q4 2022vs Q4 2021 | $167.4MM$140.1MM |
Deposits | Q4 2022vs Q4 2021 | $183.5MM$182.9MM |
Equity Capital | Q4 2022vs Q4 2021 | $12.1MM$12.8MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $759.00K$697.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $344.00K$328.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$933.00K |
Rates for Alabama Central Credit Union are currently being reviewed.
Alabama Central Credit Union Locations | ||
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Branch Office | 1902 Bruin Dr | Florence, AL 35630-6717 |
Branch Office | 3601 4th Ave S | Birmingham, AL 35222 |
Branch Office | 797 Downtowner Blvd | Mobile, AL 36609-5401 |
Branch Office | 743 Avalon Ave | Muscle Shoals, AL 35661-2303 |
Branch Office | 13499 Highway 43 | Russellville, AL 35653 |
Branch Office | 3048 Finley Island Cir NW | Decatur, AL 35601-8800 |
Branch Office | 250 W Oxmoor Rd | Birmingham, AL 35209-6315 |
Branch Office | 1121 Veterans Memorial Pkwy | Tuscaloosa, AL 35404 |
Branch Office | 501 E Dr Hicks Blvd Ste E | Florence, AL 35630-5742 |