Alabama Central Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.00% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.35% | Savings |
Alabama Central Credit Union is headquartered in Birmingham and is the 27th largest credit union in the state of Alabama. It is also the 1,323rd largest credit union in the nation. It was established in 1938 and as of September of 2018, it had grown to 59 employees and 18,047 members at 9 locations. Alabama Central Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Alabama Central Credit Union is open to anyone who lives, works, attends school or worships in the following counties: Wilcox, Baldwin, Washington, Bibb, Walker, Butler, Tuscaloosa, Colbert, Sumter, Conecuh, Shelby, Covington, Morgan, Crenshaw, Montgomery, Fayette, Monroe, Franklin, Mobile, Greene, Marion, Hale, Marengo, Jefferson, Lowndes, Lauderdale, Limestone, or Lawrence.
See current membership details
Data as of Q3 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60712 |
| Year Chartered | 1938 |
| Employees | 59 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 4.59% |
| Annual Interest Income | $4.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $139.9MM$136.7MM |
| Loans | Q3 2018vs Q3 2017 | $120.9MM$109.8MM |
| Deposits | Q3 2018vs Q3 2017 | $126.4MM$123.4MM |
| Equity Capital | Q3 2018vs Q3 2017 | $11.5MM$11.7MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $1.5MM$1.3MM |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $518.00K$665.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $536.00K$1.2MM |
Always verify rates and promotions with the bank or credit union. We are not Alabama Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alabama Central Credit Union Savings Account Rates
Alabama Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $100k* | - | Money Manager | ||
| OTHER TIERS: 0.15% → $2.5k - $10k | 0.25% → $10k - $50k | 0.35% → $50k - $100k | |||||
Alabama Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 5 Year Certificate | |
| 1.50% | $500 | - | 3 Year Certificate | |
| 1.25% | $500 | - | 2 Year Certificate | |
| 1.00% | $500 | - | 12 Month Certificate | |
| 0.65% | $500 | - | 6 Month Certificate |
Alabama Central Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $250 | - | 5 Year IRA | |
| 1.50% | $250 | - | 3 Year IRA | |
| 1.25% | $250 | - | 2 Year IRA | |
| 1.00% | $250 | - | 1 Year IRA | |
| 0.65% | $250 | - | 6 Month IRA |
| Alabama Central Credit Union Locations | ||
|---|---|---|
| Branch Office | 1902 Bruin Dr | Florence, AL 35630-6717 |
| Branch Office | 3601 4th Ave S | Birmingham, AL 35222 |
| Branch Office | 797 Downtowner Blvd | Mobile, AL 36609-5401 |
| Branch Office | 743 Avalon Ave | Muscle Shoals, AL 35661-2303 |
| Branch Office | 13831 Highway 43 | Russellville, AL 35653 |
| Branch Office | 3048 Finley Island Cir NW | Decatur, AL 35601-8800 |
| Branch Office | 250 W Oxmoor Rd | Birmingham, AL 35209-6315 |
| Branch Office | 1665 McFarland Blvd N | Tuscaloosa, AL 35406 |
| Branch Office | 501 E Dr Hicks Blvd Ste E | Florence, AL 35630-5742 |