Alabama Central Credit Union


Overview / Commentary
205-595-5626
3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 26th largest credit union in the state of Alabama. It is also the 1,265th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 51 employees and 20,764 members at 9 locations. Alabama Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Alabama Central Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Bibb, Butler, Colbert, Conecuh, Covington, Crenshaw, Fayette, Franklin, Greene, Hale, Jefferson, Lauderdale, Lawrence, Limestone, Lowndes, Marengo, Marion, Mobile, Monroe, Montgomery, Morgan, Shelby, Sumter, Tuscaloosa, Walker, Washington, or Wilcox.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #60712
Year Chartered1938
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD10.09%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$204.8MM$201.7MM
LoansQ1 2025vs Q1 2024$144.7MM$154.1MM
DepositsQ1 2025vs Q1 2024$186.7MM$176.1MM
Equity CapitalQ1 2025vs Q1 2024$15.9MM$13.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.2MM$1.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$308K$408K
Real Estate OwnedQ1 2025vs Q1 2024$0$51K
Rates

Rates for Alabama Central Credit Union are currently being reviewed.

Locations


Alabama Central Credit Union Locations
Branch Office1902 Bruin DrFlorence, AL 35630-6717
Branch Office3601 4th Ave SBirmingham, AL 35222
Branch Office4318 Downtowner Loop NMobile, AL 36609-5529
Branch Office743 Avalon AveMuscle Shoals, AL 35661-2303
Branch Office13499 Highway 43Russellville, AL 35653
Branch Office3048 Finley Island Cir NWDecatur, AL 35601-8800
Branch Office250 W Oxmoor RdBirmingham, AL 35209-6315
Branch Office1121 Veterans Memorial PkwyTuscaloosa, AL 35404
Branch Office501 E Dr Hicks Blvd Ste EFlorence, AL 35630-5742

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