Alabama Central Credit Union is headquartered in Birmingham and is the 26th largest credit union in the state of Alabama. It is also the 1,265th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 51 employees and 20,764 members at 9 locations. Alabama Central Credit Union has a B+ health rating.
Alabama Central Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Bibb, Butler, Colbert, Conecuh, Covington, Crenshaw, Fayette, Franklin, Greene, Hale, Jefferson, Lauderdale, Lawrence, Limestone, Lowndes, Marengo, Marion, Mobile, Monroe, Montgomery, Morgan, Shelby, Sumter, Tuscaloosa, Walker, Washington, or Wilcox.
See current membership details
Overall | |
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NCUA # | 60712 |
Year Chartered | 1938 |
Employees | 51 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.79% |
Return on Equity - YTD | 10.09% |
Annual Interest Income | $2.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $204.8MM$201.7MM |
Loans | Q1 2025vs Q1 2024 | $144.7MM$154.1MM |
Deposits | Q1 2025vs Q1 2024 | $186.7MM$176.1MM |
Equity Capital | Q1 2025vs Q1 2024 | $15.9MM$13.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.2MM$1.2MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $308K$408K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$51K |
Rates for Alabama Central Credit Union are currently being reviewed.
Alabama Central Credit Union Locations | ||
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Branch Office | 1902 Bruin Dr | Florence, AL 35630-6717 |
Branch Office | 3601 4th Ave S | Birmingham, AL 35222 |
Branch Office | 4318 Downtowner Loop N | Mobile, AL 36609-5529 |
Branch Office | 743 Avalon Ave | Muscle Shoals, AL 35661-2303 |
Branch Office | 13499 Highway 43 | Russellville, AL 35653 |
Branch Office | 3048 Finley Island Cir NW | Decatur, AL 35601-8800 |
Branch Office | 250 W Oxmoor Rd | Birmingham, AL 35209-6315 |
Branch Office | 1121 Veterans Memorial Pkwy | Tuscaloosa, AL 35404 |
Branch Office | 501 E Dr Hicks Blvd Ste E | Florence, AL 35630-5742 |