Alabama Central Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.alabamacentral.org

205-595-5626

3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 26^th largest credit union in the state of Alabama. It is also the 1,265^th largest credit union in the nation. It was established in 1938 and as of March of 2025, it had grown to 51 employees and 20,764 members at 9 locations. Alabama Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Alabama Central Credit Union is open to those who live, work, worship, or attend school in the Alabama counties of Baldwin, Bibb, Butler, Colbert, Conecuh, Covington, Crenshaw, Fayette, Franklin, Greene, Hale, Jefferson, Lauderdale, Lawrence, Limestone, Lowndes, Marengo, Marion, Mobile, Monroe, Montgomery, Morgan, Shelby, Sumter, Tuscaloosa, Walker, Washington, or Wilcox.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	60712
Year Chartered	1938
Employees	51
Primary Regulator

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	10.09%
Annual Interest Income	$2.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$204.8MM$201.7MM
Loans	Q1 2025vs Q1 2024	$144.7MM$154.1MM
Deposits	Q1 2025vs Q1 2024	$186.7MM$176.1MM
Equity Capital	Q1 2025vs Q1 2024	$15.9MM$13.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.2MM$1.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$308K$408K
Real Estate Owned	Q1 2025vs Q1 2024	$0$51K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Alabama Central Credit Union are currently being reviewed.

Locations

Alabama Central Credit Union Locations
Branch Office	1902 Bruin Dr	Florence, AL 35630-6717
Branch Office	3601 4th Ave S	Birmingham, AL 35222
Branch Office	4318 Downtowner Loop N	Mobile, AL 36609-5529
Branch Office	743 Avalon Ave	Muscle Shoals, AL 35661-2303
Branch Office	13499 Highway 43	Russellville, AL 35653
Branch Office	3048 Finley Island Cir NW	Decatur, AL 35601-8800
Branch Office	250 W Oxmoor Rd	Birmingham, AL 35209-6315
Branch Office	1121 Veterans Memorial Pkwy	Tuscaloosa, AL 35404
Branch Office	501 E Dr Hicks Blvd Ste E	Florence, AL 35630-5742

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