Alabama Central Credit Union

Overview / Commentary
3601 4th Ave S
Birmingham, AL 35222

Alabama Central Credit Union is headquartered in Birmingham and is the 25th largest credit union in the state of Alabama. It is also the 1,240th largest credit union in the nation. It was established in 1938 and as of December of 2022, it had grown to 54 employees and 16,872 members at 9 locations. Alabama Central Credit Union has a B+ health rating.

Field of Membership Restrictions

Alabama Central Credit Union is open to anyone who lives, works, attends school or worships in the following counties: Wilcox, Baldwin, Washington, Bibb, Walker, Butler, Tuscaloosa, Colbert, Sumter, Conecuh, Shelby, Covington, Morgan, Crenshaw, Montgomery, Fayette, Monroe, Franklin, Mobile, Greene, Marion, Hale, Marengo, Jefferson, Lowndes, Lauderdale, Limestone, or Lawrence.
See current membership details


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Health Grade Components

NCUA #60712
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD10.07%
Annual Interest Income$7.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$204.2MM$198.1MM
LoansQ4 2022vs Q4 2021$167.4MM$140.1MM
DepositsQ4 2022vs Q4 2021$183.5MM$182.9MM
Equity CapitalQ4 2022vs Q4 2021$12.1MM$12.8MM
Loan Loss AllowanceQ4 2022vs Q4 2021$759.00K$697.00K
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$344.00K$328.00K
Real Estate OwnedQ4 2022vs Q4 2021$0$933.00K

Rates for Alabama Central Credit Union are currently being reviewed.


Alabama Central Credit Union Locations
Branch Office1902 Bruin DrFlorence, AL 35630-6717
Branch Office3601 4th Ave SBirmingham, AL 35222
Branch Office797 Downtowner BlvdMobile, AL 36609-5401
Branch Office743 Avalon AveMuscle Shoals, AL 35661-2303
Branch Office13499 Highway 43Russellville, AL 35653
Branch Office3048 Finley Island Cir NWDecatur, AL 35601-8800
Branch Office250 W Oxmoor RdBirmingham, AL 35209-6315
Branch Office1121 Veterans Memorial PkwyTuscaloosa, AL 35404
Branch Office501 E Dr Hicks Blvd Ste EFlorence, AL 35630-5742

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