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Alabama Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.alabamacu.com
888-817-2002
909 Anna Ave
Tuscaloosa, AL 35401

Alabama Credit Union is headquartered in Tuscaloosa and is the 6th largest credit union in the state of Alabama. It is also the 254th largest credit union in the nation. It was established in 1956 and as of December of 2024, it had grown to 385 employees and 146,856 members at 37 locations. Alabama Credit Union's money market rates are 7X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Alabama Credit Union is open anyone through membership in The Secret Meals Association (application to join is on the credit union's site-$10 association member fee). Membership is also open to those who live, work, or attend school in the Alabama counties of Baldwin, Bibb, Blount, Cullman, Escambia, Fayette, Hale, Jefferson, Lamar, Lawrence, Limestone, Madison, Marion, Marshall, Mobile, Morgan, Pickens, Shelby, Tuscaloosa, Walker, or Winston, and Escambia County in Florida.
See current membership details

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Health
B

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #60823
Year Chartered1956
Employees385
Primary Regulator
Profit Margin
Return on Assets - YTD0.21%
Return on Equity - YTD3.47%
Annual Interest Income$95.8MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$1.95B$1.92B
LoansQ4 2024vs Q4 2023$1.53B$1.47B
DepositsQ4 2024vs Q4 2023$1.7B$1.5B
Equity CapitalQ4 2024vs Q4 2023$117MM$111.2MM
Loan Loss AllowanceQ4 2024vs Q4 2023$11MM$8.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$19.1MM$20.8MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
4.35%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 5/13/2025
3.60%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$5-Share Savings Account
0.25%$0-Special Savings Account
0.25%$0-Vacation Club Account
0.25%$0-Holiday Saving

Alabama Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.03%*$100k*-Daily Money Market
OTHER TIERS: 0.50% → $2.5k - $10k | 0.55% → $10k - $25k | 0.60% → $25k - $50k | 0.70% → $50k - $100k

Alabama Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$5k-7 Month CD
4.06%$500-12 Month CD
3.80%$500-18 Month CD
3.54%$500-24 Month CD
3.50%$500-6 Month CD
3.28%$500-60 Month CD
3.18%$500-48 Month CD
3.03%$500-36 Month CD

Alabama Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$5k-7 Month IRA
4.06%$500-12 Month IRA
3.80%$500-18 Month IRA
3.54%$500-24 Month IRA
3.50%$500-6 Month IRA
3.28%$500-60 Month IRA
3.18%$500-48 Month IRA
3.03%$500-36 Month IRA
0.26%$0-IRA Savings Account
Locations

Availability



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