Alabama Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.27% | 5-year CD | 60 Months CD 2.80% - Barclays 60 Month Online CD |
| 1.26% | 1-year CD | 12 Months CD 2.20% - Barclays 12 Month Online CD |
| 0.26% | Savings | Share Savings Account |
Alabama Credit Union is headquartered in Tuscaloosa and is the 6th largest credit union in the state of Alabama. It is also the 375th largest credit union in the nation. It was established in 1956 and as of December of 2017, it had grown to 212 employees and 74,001 members at 27 locations. Alabama Credit Union's CD rates are 40% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Alabama Credit Union is open anyone through membership in The Secret Meals Association (application to join is on the credit union's site-$10 association member fee). Membership is also open to to those who live, work, or attend school in Baldwin, Blount, Cullman, Fayette, Hale, Jefferson, Lamar, Limestone, Madison, Marion, Marshall, Mobile, Escambia County, Morgan, Shelby, Tuscaloosa, Walker or Winston counties in Alabama and a select area of Escambia County in Florida.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60823 |
| Year Chartered | 1956 |
| Employees | 212 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.85% |
| Return on Equity - YTD | 8.27% |
| Annual Interest Income | $23.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $776.3MM$737.6MM |
| Loans | Q4 2017vs Q4 2016 | $375.1MM$333.5MM |
| Deposits | Q4 2017vs Q4 2016 | $678.4MM$646.7MM |
| Equity Capital | Q4 2017vs Q4 2016 | $79.7MM$72.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.0MM$1.5MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $52.00K$588.00K |
Always verify rates and promotions with the bank or credit union. We are not Alabama Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alabama Credit Union Savings Account Rates
Alabama Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.61%* | $100k* | - | Daily Money Market | ||
| OTHER TIERS: 0.46% → $2,500 - $25k | 0.51% → $25k - $50k | 0.56% → $50k - $100k | |||||
Alabama Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $500 | - | 60 Months CD | |
| 1.86% | $500 | - | 48 Months CD | |
| 1.71% | $500 | - | 30 Months CD | |
| 1.61% | $500 | - | 36 Months CD | |
| 1.46% | $500 | - | 24 Months CD | |
| 1.26% | $500 | - | 12 Months CD | |
| 0.95% | $500 | - | 6 Months CD |
