Alabama Credit Union

Overview / Commentary
909 Anna Ave
Tuscaloosa, AL 35401

Alabama Credit Union is headquartered in Tuscaloosa and is the 6th largest credit union in the state of Alabama. It is also the 253rd largest credit union in the nation. It was established in 1956 and as of December of 2023, it had grown to 368 employees and 156,062 members at 37 locations. Alabama Credit Union's money market rates are 7X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership in Alabama Credit Union is open anyone through membership in The Secret Meals Association (application to join is on the credit union's site-$10 association member fee). Membership is also open to those who live, work, or attend school in the Alabama counties of Baldwin, Bibb, Blount, Cullman, Escambia, Fayette, Hale, Jefferson, Lamar, Lawrence, Limestone, Madison, Marion, Marshall, Mobile, Morgan, Pickens, Shelby, Tuscaloosa, Walker, or Winston, and Escambia County in Florida.
See current membership details

Related Posts

Alabama Credit Union 6% 12-Month Cyber Monday CD Available Today Only - 11/27/2023

Alabama Credit Union (easy membership) added a 12-month Cyber Monday CD Special earning 6.00% APY $2.5k minimum deposit of new money. Only available 11/27/2023.

Alabama Credit Union Adds Near Rate-Leading 15-Month CD Special - 9/22/2023

Alabama Credit Union (easy membership) is has added a near rate-leading 15-month CD Special. $10k minimum opening deposit of new money, with no stated balance cap.

Alabama Credit Union Nationally Available 18-month CD Is A Rate-Leader - 9/14/2023

Alabama Credit Union (easy membership) is currently offering a rate-leading APY on its 18-month CD. Minimum opening deposit $500, with no stated balance cap.

Reviews (1)

Alabama Credit Union Rocks!

I have been with Alabama Credit Union, a small bank with locations in Alabama, Mississippi, and Florida, since 2008. Since 2008, it has grown and opened several more locations, but the level of service has remained constant. They have always been able to answer any questions that I have. They have always had locations for me to easily access. While I lived in Tuscaloosa, they had a branch on the University of Alabama's campus which made going to the bank very easily. As I previously stated, they have been growing, and they now have a branch in my hometown, which I am quite pleased about. They always have my bank statements updated and correct. For me, banking with this smaller credit union is much more rewarding than banking with someone like Wells Fargo, Chase, PNC, etc. It has a much more "home town" and familiar feel.


Health Grade Components

NCUA #60823
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD4.86%
Annual Interest Income$81.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$1.92B$1.64B
LoansQ4 2023vs Q4 2022$1.47B$1.25B
DepositsQ4 2023vs Q4 2022$1.5B$1.35B
Equity CapitalQ4 2023vs Q4 2022$111.2MM$100MM
Loan Loss AllowanceQ4 2023vs Q4 2022$8.5MM$5.5MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$20.8MM$11.7MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Alabama Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Credit Union Savings Account Rates

0.25%$5-Share Savings Account
0.25%--Special Savings Account
0.25%--Vacation Club Account
0.25%--Holiday Saving

Alabama Credit Union Money Market Rates

3.03%*$100k*-Daily Money Market
OTHER TIERS: 0.50% $2.5k - $10k | 0.55% $10k - $25k | 0.60% $25k - $50k | 0.70% $50k - $100k

Alabama Credit Union CD Rates

5.25%$5k-7 Month CD
5.04%$500-12 Month CD
4.93%$500-18 Month CD
4.06%$500-24 Month CD
4.00%$500-6 Month CD
3.54%$500-36 Month CD
3.44%$500-48 Month CD
3.44%$500-60 Month CD


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