Alabama Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.51% | 5-year CD | 60 Months CD 1.85% - Synchrony Bank 60 Month CD |
| 0.66% | 1-year CD | 12 Months CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.26% | Savings | Share Savings Account 1.00% - Ally Bank Online Savings Account |
Alabama Credit Union is headquartered in Tuscaloosa and is the 7th largest credit union in the state of Alabama. It is also the 374th largest credit union in the nation. It was established in 1956 and as of June of 2016, it had grown to 189 employees and 67,105 members at 26 locations. Alabama Credit Union's money market rates are 16% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Alabama CU extends a wide geographic perimeter within the state of Alabama. There are multiple counties listed where the residents, landowners, business owners, registered students, and anyone that holds employment there all qualify to seek CU membership.That also includes any current members family, retirees from said employments, and their widows/widowers.
Membership is also available to all residents, registered students, and anyone that works in the county of Escambia, Florida.
Alabama CU also has a large and varied list of acknowledged SEG's, organizations, and associations whose members and employees qualify for membership status within the CU.
See current membership details
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 60823 |
| Year Chartered | 1956 |
| Employees | 189 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.56% |
| Return on Equity - YTD | 5.33% |
| Annual Interest Income | $10.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $707.6MM$671.7MM |
| Loans | Q2 2016vs Q2 2015 | $311.9MM$292.2MM |
| Deposits | Q2 2016vs Q2 2015 | $615.7MM$580.6MM |
| Equity Capital | Q2 2016vs Q2 2015 | $74.1MM$68.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $1.1MM$1,000.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.3MM$1.9MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $349.00K$41.00K |
Always verify rates and promotions with the bank or credit union. We are not Alabama Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alabama Credit Union Savings Account Rates
Alabama Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.51%* | $100k* | - | Daily Money Market | ||
| OTHER TIERS: 0.36% → $2,500 - $25k | 0.41% → $25k - $50k | 0.46% → $50k - $100k | |||||
Alabama Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.51% | $500 | - | 60 Months CD | |
| 1.16% | $500 | - | 48 Months CD | |
| 1.06% | $500 | - | 36 Months CD | |
| 0.96% | $500 | - | 30 Months CD | |
| 0.86% | $500 | - | 24 Months CD | |
| 0.66% | $500 | - | 12 Months CD |
Alabama Credit Union has 26 locations. Click to view all Alabama Credit Union locations.