Alabama Law Enforcement Credit Union
Alabama Law Enforcement Credit Union
Overview / Commentary
Alabama Law Enforcement Credit Union is headquartered in Birmingham and is the 70th largest credit union in the state of Alabama. It is also the 3,599th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 5 employees and 1,749 members at 2 locations. Alabama Law Enforcement Credit Union has a C health rating.
Field of Membership Restrictions
Membership eligibility for Alabama Law Enforcement Credit Union is open to any sworn officer or an immediate family member of a sworn officer, of any branch of law enforcement in the state of Alabama
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Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alabama Law Enforcement Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 64603 |
| Year Chartered | 1939 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.81% |
| Return on Equity - YTD | -19.4% |
| Annual Interest Income | $180K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $10.9MM$11.5MM |
| Loans | Q1 2025vs Q1 2024 | $7.2MM$9MM |
| Deposits | Q1 2025vs Q1 2024 | $10.1MM$10MM |
| Equity Capital | Q1 2025vs Q1 2024 | $993K$1.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $331K$560K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $423K$553K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |