Alabama ONE is headquartered in Tuscaloosa and is the 9th largest credit union in the state of Alabama. It is also the 375th largest credit union in the nation. It was established in 1951 and as of December of 2023, it had grown to 306 employees and 90,264 members at 22 locations. Alabama ONE's money market rates are 7X the national average, and it has a B+ health rating.
Alabama ONE is open to anyone who lives, works, worships, or goes to school in the Alabama counties of Baldwin, Bibb, Choctaw, Clarke, Escambia, Fayette, Greene, Hale, Jefferson, Lamar, Marengo, Mobile, Monroe, Montgomery, Morgan, Pickens, Shelby, Sumter, Tuscaloosa, Walker, Washington, or Wilcox.
See current membership details
What a good bank, theres nothing like it. Incredible service, everyone is so so nice. Low fees too. This is a fantastic bank choice!
Overall | |
---|---|
NCUA # | 68595 |
Year Chartered | 1951 |
Employees | 306 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.54% |
Return on Equity - YTD | 7.06% |
Annual Interest Income | $42MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2023vs Q4 2022 | $1.22B$970MM |
Loans | Q4 2023vs Q4 2022 | $893.2MM$763.2MM |
Deposits | Q4 2023vs Q4 2022 | $1.06B$840.9MM |
Equity Capital | Q4 2023vs Q4 2022 | $85.1MM$78.3MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $8.3MM$4.1MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $7.6MM$8.3MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $102K$290K |
Always verify rates and promotions with the bank or credit union. We are not Alabama ONE; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | - | - | Christmas Club | |
1.00% | - | - | Savers Club | |
1.00% | - | - | Little ONE Membership Savings | |
0.20% | $1k | - | Share Accounts |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.04%* | $500k* | - | Daily Money Market Account | ||
OTHER TIERS: 1.00% → Up to $500k | |||||
3.04%* | $500k* | - | IRA Money Market Account | ||
OTHER TIERS: 1.00% → Up to $500k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
2.00% | $5k | - | Ascend Checking-New Money |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
5.51% | $250 | - | 6 Month IRA | |
5.30% | $250 | - | 12 Month IRA | |
5.09% | $250 | - | 18 Month IRA | |
4.89% | $250 | - | 24 Month IRA | |
4.68% | $250 | - | 36 Month IRA | |
4.47% | $250 | - | 48 Month IRA | |
4.27% | $250 | - | 60 Month IRA |