Alabama Teachers Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.79% | 5-year CD | 2.27% - National Average |
| 1.66% | 1-year CD | 1.38% - National Average |
| 0.10% | Savings | 0.26% - National Average |
Alabama Teachers Credit Union is headquartered in Gadsden and is the 16th largest credit union in the state of Alabama. It is also the 800th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 76 employees and 25,672 members at 6 locations. Alabama Teachers Credit Union's CD rates are 84% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Alabama Teachers Credit Union is open to residents, employees, or enrolled students in the following Alabama Counties; Etowah, Calhoun, DeKalb, Marshall, or Cherokee. Family of existing credit union members are also eligible to join.
See current membership details
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Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67252 |
| Year Chartered | 1959 |
| Employees | 76 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 6.68% |
| Annual Interest Income | $11.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $302.8MM$285.8MM |
| Loans | Q4 2018vs Q4 2017 | $244.1MM$223.3MM |
| Deposits | Q4 2018vs Q4 2017 | $260.6MM$243.8MM |
| Equity Capital | Q4 2018vs Q4 2017 | $39.6MM$37.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.9MM$3.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.9MM$2.1MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $708.00K$310.00K |
Always verify rates and promotions with the bank or credit union. We are not Alabama Teachers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alabama Teachers Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $5k | - | Regular Share Savings | |
| 0.15% | $5 | - | Variable Rate IRA | |
| 0.10% | $5 | - | Christmas Club | |
| 0.10% | $5 | - | Vacation Club | |
| 0.10% | $5 | - | Special Club |
Alabama Teachers Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $20k* | - | Money Market Account | ||
| OTHER TIERS: 0.20% → $1k - $10k | 0.35% → $10k - $20k | |||||
Alabama Teachers Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $15k | nHanced Checking | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
Alabama Teachers Credit Union CD Rates
Alabama Teachers Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.79% | $1k | - | 60 Month IRA Share Certificate | |
| 2.33% | $1k | - | 36 Month IRA Share Certificate | |
| 1.66% | $1k | - | 12 Month IRA Share Certificate |
| Alabama Teachers Credit Union Locations | ||
|---|---|---|
| Branch Office | 1008 Portwood Dr | Albertville, AL 35951-7316 |
| Branch Office | 1440 Chesnut Byp | Centre, AL 35960-2815 |
| Branch Office | 702 Walnut St | Gadsden, AL 35901 |
| Branch Office | 1209 Snow St Ste A | Oxford, AL 36203-1294 |
| Branch Office | 700 Gault Ave S | Fort Payne, AL 35967-1628 |
| Branch Office | 230 US Highway 431 | Anniston, AL 36206-2120 |