Alabama Teachers Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.50% | Reward Checking | nHanced Checking 1.93% - National Average |
| 2.24% | 5-year CD | 60 Month Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 1.21% | 1-year CD | 12 Month Share Certificate |
Alabama Teachers Credit Union is headquartered in Gadsden and is the 17th largest credit union in the state of Alabama. It is also the 808th largest credit union in the nation. It was established in 1959 and as of December of 2017, it had grown to 74 employees and 24,792 members at 6 locations. Alabama Teachers Credit Union's CD rates are 34% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Eligibility for Alabama Teachers CU membership is open to residents, all employees, and enrolled students in these Alabama Counties; Calhoun, Cherokee, Dekalb, Etowah, and Marshall. You can also qualify for membership if you have a family member that is currently a CU member or if you are a member or a representative for any organization that has a main office in any of the previously mentioned counties.
See current membership details
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Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67252 |
| Year Chartered | 1959 |
| Employees | 74 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 5.89% |
| Annual Interest Income | $10.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $285.8MM$278.6MM |
| Loans | Q4 2017vs Q4 2016 | $223.3MM$206.2MM |
| Deposits | Q4 2017vs Q4 2016 | $243.8MM$241.1MM |
| Equity Capital | Q4 2017vs Q4 2016 | $37.4MM$35.2MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $3.0MM$2.9MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $2.1MM$3.1MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $310.00K$1.1MM |
Always verify rates and promotions with the bank or credit union. We are not Alabama Teachers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alabama Teachers Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $5k | - | Regular Share Savings | |
| 0.15% | - | - | Variable Rate IRA | |
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Vacation Club | |
| 0.10% | - | - | Special Club |
Alabama Teachers Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $20k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $1k - $10k | 0.25% → $10k - $20k | |||||
Alabama Teachers Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.50%* | - | $15k | nHanced Checking | ||
| OTHER TIERS: 0.25% → $15k+ | |||||
Alabama Teachers Credit Union CD Rates
Alabama Teachers Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.24% | $1k | - | 60 Month IRA Share Certificate | |
| 1.78% | $1k | - | 36 Month IRA Share Certificate | |
| 1.21% | $1k | - | 12 Month IRA Share Certificate |
| Alabama Teachers Credit Union Locations | ||
|---|---|---|
| Branch Office | 1008 Portwood Dr | Albertville, AL 35951-7316 |
| Branch Office | 1440 Chesnut Byp | Centre, AL 35960-2815 |
| Branch Office | 702 Walnut St | Gadsden, AL 35901 |
| Branch Office | 1209 Snow St Ste A | Oxford, AL 36203-1294 |
| Branch Office | 700 Gault Ave S | Fort Payne, AL 35967-1628 |
| Branch Office | 230 US Highway 431 | Anniston, AL 36206-2120 |