Alabama Teachers Credit Union

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CURRENT TOP RATE

48 Month Share Certificate

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	HOW THEY COMPARE
2.79%	5-year CD	3.10% - American Express National Bank 60 Month CD
1.66%	1-year CD	1.29% - National Average
0.10%	Savings	2.10% - American Express National Bank High Yield Savings Account

View all Alabama Teachers Credit Union rates »

Overview / Commentary

256-543-7040

702 Walnut St
Gadsden, AL 35901

Alabama Teachers Credit Union is headquartered in Gadsden and is the 17^th largest credit union in the state of Alabama. It is also the 809^th largest credit union in the nation. It was established in 1959 and as of September of 2018, it had grown to 75 employees and 25,547 members at 6 locations. Alabama Teachers Credit Union's CD rates are 84% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Alabama Teachers Credit Union is open to residents, employees, or enrolled students in the following Alabama Counties; Etowah, Calhoun, DeKalb, Marshall, or Cherokee. Family of existing credit union members are also eligible to join.
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Related Posts

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2013

3/26 - Competitive Reward Checking at Alabama Teachers Credit Union - Local Only

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Health

A

Data as of Q3 2018

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Health Grade Components

Overall
NCUA #	67252
Year Chartered	1959
Employees	75
Primary Regulator

Profit Margin
Return on Assets - YTD	0.84%
Return on Equity - YTD	6.45%
Annual Interest Income	$8.5MM

Assets and Liabilities
Assets	Q3 2018vs Q3 2017	$298.8MM$287.5MM
Loans	Q3 2018vs Q3 2017	$238.8MM$218.1MM
Deposits	Q3 2018vs Q3 2017	$257.7MM$247.5MM
Equity Capital	Q3 2018vs Q3 2017	$38.8MM$37.1MM
Loan Loss Allowance	Q3 2018vs Q3 2017	$2.9MM$3.0MM
Unbacked Noncurrent Loans	Q3 2018vs Q3 2017	$1.3MM$1.7MM
Real Estate Owned	Q3 2018vs Q3 2017	$666.00K$314.00K

Rates

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Alabama Teachers Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$5k	-	Regular Share Savings
0.15%	$5	-	Variable Rate IRA
0.10%	$5	-	Christmas Club
0.10%	$5	-	Vacation Club
0.10%	$5	-	Special Club

Alabama Teachers Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.45%^*	$20k^*	-	Money Market Account
OTHER TIERS: 0.20% → $1k - $10k \| 0.35% → $10k - $20k

Alabama Teachers Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.50%^*	-	$15k	nHanced Checking
OTHER TIERS: 0.25% → $15k+

Alabama Teachers Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.10%	$1k	-	48 Month Share Certificate
3.10%	$300	-	48 Month Savasaurus Club Certificate
3.10%	$300	-	48 Month Generation Next Club Certificate
3.10%	$300	-	48 Month Synced Club Certificate
2.79%	$1k	-	60 Month Share Certificate
2.79%	$300	-	60 Month Savasaurus Club Certificate
2.79%	$300	-	60 Month Generation Next Club Certificate
2.79%	$300	-	60 Month Synced Club Certificate
2.75%	$1k	-	15 Month Share Certificate
2.75%	$300	-	15 Month Generation Next Club Certificate
2.75%	$300	-	15 Month Savasaurus Club Certificate
2.75%	$300	-	15 Month Synced Club Certificate
2.33%	$1k	-	36 Month Share Certificate
2.33%	$300	-	36 Month Savasaurus Club Certificate
2.33%	$300	-	36 Month Generation Next Club Certificate
2.33%	$300	-	36 Month Synced Club Certificate
1.73%	$1k	-	24 Month Share Certificate
1.73%	$300	-	24 Month Savasaurus Club Certificate
1.73%	$300	-	24 Month Generation Next Club Certificate
1.73%	$300	-	24 Month Synced Club Certificate
1.66%	$1k	-	12 Month Share Certificate
1.66%	$300	-	12 Month Savasaurus Club Certificate
1.66%	$300	-	12 Month Generation Next Club Certificate
1.66%	$300	-	12 Month Synced Club Certificate
1.06%	$1k	-	6 Month Share Certificate
1.06%	$300	-	6 Month Savasaurus Club Certificate
1.06%	$300	-	6 Month Generation Next Club Certificate
1.06%	$300	-	6 Month Synced Club Certificate

Alabama Teachers Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
2.79%	$1k	-	60 Month IRA Share Certificate
2.33%	$1k	-	36 Month IRA Share Certificate
1.66%	$1k	-	12 Month IRA Share Certificate

Locations

Alabama Teachers Credit Union Locations
Branch Office	1008 Portwood Dr	Albertville, AL 35951-7316
Branch Office	1440 Chesnut Byp	Centre, AL 35960-2815
Branch Office	702 Walnut St	Gadsden, AL 35901
Branch Office	1209 Snow St Ste A	Oxford, AL 36203-1294
Branch Office	700 Gault Ave S	Fort Payne, AL 35967-1628
Branch Office	230 US Highway 431	Anniston, AL 36206-2120

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