Overview / Commentary
Alabama Teachers Credit Union is headquartered in Gadsden and is the 15th largest credit union in the state of Alabama. It is also the 689th largest credit union in the nation. It was established in 1959 and as of September of 2024, it had grown to 95 employees and 30,573 members at 6 locations. Alabama Teachers Credit Union has an A health rating.
Field of Membership Restrictions
Alabama Teachers Credit Union is open to those who live, work, or attend school in the Alabama counties of Calhoun, Cherokee, DeKalb, Etowah, or Marshall. Family members (related by blood or marriage) of existing credit union members are also eligible to join.
See current membership details
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Health
A
Data as of Q3 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67252 |
| Year Chartered | 1959 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 6.03% |
| Annual Interest Income | $19.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2024vs Q3 2023 | $562.6MM$529.1MM |
| Loans | Q3 2024vs Q3 2023 | $412MM$400MM |
| Deposits | Q3 2024vs Q3 2023 | $483.7MM$454MM |
| Equity Capital | Q3 2024vs Q3 2023 | $54.4MM$45.5MM |
| Loan Loss Allowance | Q3 2024vs Q3 2023 | $3.7MM$3.7MM |
| Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $2.9MM$1.5MM |
| Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |