Alabama Teachers Credit Union is headquartered in Gadsden and is the 15th largest credit union in the state of Alabama. It is also the 737th largest credit union in the nation. It was established in 1959 and as of December of 2020, it had grown to 78 employees and 28,180 members at 6 locations. Alabama Teachers Credit Union has an A+ health rating.
Alabama Teachers Credit Union is open to those who live, work, or attend school in the Alabama counties of Calhoun, Cherokee, DeKalb, Etowah, or Marshall. Family members (related by blood or marriage) of existing credit union members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 67252 |
Year Chartered | 1959 |
Employees | 78 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.61% |
Return on Equity - YTD | 5.39% |
Annual Interest Income | $12.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2020vs Q4 2019 | $415.8MM$343.8MM |
Loans | Q4 2020vs Q4 2019 | $282.4MM$258.0MM |
Deposits | Q4 2020vs Q4 2019 | $366.1MM$297.7MM |
Equity Capital | Q4 2020vs Q4 2019 | $46.4MM$43.2MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $3.1MM$3.1MM |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $1.4MM$2.0MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $59.00K$273.00K |
Always verify rates and promotions with the bank or credit union. We are not Alabama Teachers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $5k | - | Synced Club | |
0.25% | $5k | - | Generation Next Club | |
0.25% | $5k | - | Savasaurus Club | |
0.25% | $5k | - | Regular Share Savings | |
0.15% | $5 | - | Variable Rate IRA | |
0.10% | $5 | - | Special Club |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.45%* | $20k* | - | Money Market Account | ||
OTHER TIERS: 0.25% → $1k - $10k | 0.35% → $10k - $20k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00%* | - | $15k | nHanced Checking | ||
OTHER TIERS: 0.25% → $15k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.95% | $1k | - | 60 Month IRA Share Certificate | |
0.75% | $1k | - | 36 Month IRA Share Certificate | |
0.45% | $1k | - | 12 Month IRA Share Certificate |
Alabama Teachers Credit Union Locations | ||
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Branch Office | 1008 Portwood Dr | Albertville, AL 35951-7316 |
Branch Office | 1440 Chesnut Byp | Centre, AL 35960-2815 |
Branch Office | 702 Walnut St | Gadsden, AL 35901 |
Branch Office | 1209 Snow St Ste A | Oxford, AL 36203-1294 |
Branch Office | 700 Gault Ave S | Fort Payne, AL 35967-1628 |
Branch Office | 230 US Highway 431 | Anniston, AL 36206-2120 |