Alabama Teachers Credit Union

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CURRENT TOP RATE

7 Month Share Certificate Special-New Money

Overview / Commentary

256-543-7040

702 Walnut St
Gadsden, AL 35901

Alabama Teachers Credit Union is headquartered in Gadsden and is the 15^th largest credit union in the state of Alabama. It is also the 703^rd largest credit union in the nation. It was established in 1959 and as of June of 2023, it had grown to 90 employees and 32,307 members at 6 locations. Alabama Teachers Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Alabama Teachers Credit Union is open to those who live, work, or attend school in the Alabama counties of Calhoun, Cherokee, DeKalb, Etowah, or Marshall. Family members (related by blood or marriage) of existing credit union members are also eligible to join.
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Related Posts

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2013

3/26 - Competitive Reward Checking at Alabama Teachers Credit Union - Local Only

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Health

B+

Data as of Q2 2023

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Health Grade Components

Overall
NCUA #	67252
Year Chartered	1959
Employees	90
Primary Regulator

Profit Margin
Return on Assets - YTD	0.96%
Return on Equity - YTD	10.87%
Annual Interest Income	$9.8MM

Assets and Liabilities
Assets	Q2 2023vs Q2 2022	$527.1MM$498.3MM
Loans	Q2 2023vs Q2 2022	$395.0MM$335.4MM
Deposits	Q2 2023vs Q2 2022	$451.5MM$449.7MM
Equity Capital	Q2 2023vs Q2 2022	$45.7MM$42.9MM
Loan Loss Allowance	Q2 2023vs Q2 2022	$0$3.7MM
Unbacked Noncurrent Loans	Q2 2023vs Q2 2022	$1.6MM$1.5MM
Real Estate Owned	Q2 2023vs Q2 2022	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Teachers Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$5k	-	Regular Share Savings
0.15%	$5	-	Variable Rate IRA
0.10%	$5	-	Special Club

Alabama Teachers Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.25%^*	$500k^*	-	Money Market Account
OTHER TIERS: 0.35% → $1k - $10k \| 2.00% → $50k - $250k \| 2.50% → $250k - $500k

Alabama Teachers Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.25%^*	-	$25k	nHanced Checking
OTHER TIERS: 0.15% → $25k+

Alabama Teachers Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
5.16%	$1k	-	7 Month Share Certificate Special-New Money
5.16%	$300	-	7 Month Generation Next Club Certificate Special - New Money
5.16%	$300	-	7 Month Savasaurus Club Certificate Special - New Money
5.16%	$300	-	7 Month Synced Club Certificate Special - New Money
4.51%	$1k	-	15 Month Share Certificate Special
4.51%	$300	-	15 Month Generation Next Club Certificate Special
4.51%	$300	-	15 Month Savasaurus Club Certificate Special
4.51%	$300	-	15 Month Synced Club Certificate Special
3.56%	$1k	-	6 Month Share Certificate
3.56%	$300	-	6 Month Savasaurus Club Certificate
3.56%	$300	-	6 Month Generation Next Club Certificate
3.56%	$300	-	6 Month Synced Club Certificate
3.30%	$1k	-	12 Month Share Certificate
3.30%	$300	-	12 Month Savasaurus Club Certificate
3.30%	$300	-	12 Month Generation Next Club Certificate
3.30%	$300	-	12 Month Synced Club Certificate
2.58%	$1k	-	48 Month Share Certificate
2.58%	$300	-	48 Month Savasaurus Club Certificate
2.58%	$300	-	48 Month Generation Next Club Certificate
2.58%	$300	-	48 Month Synced Club Certificate
2.53%	$1k	-	24 Month Share Certificate
2.53%	$1k	-	36 Month Share Certificate
2.53%	$300	-	24 Month Savasaurus Club Certificate
2.53%	$300	-	36 Month Savasaurus Club Certificate
2.53%	$300	-	24 Month Generation Next Club Certificate
2.53%	$300	-	24 Month Synced Club Certificate
2.53%	$300	-	36 Month Generation Next Club Certificate
2.53%	$300	-	36 Month Synced Club Certificate
2.48%	$1k	-	60 Month Share Certificate
2.48%	$300	-	60 Month Savasaurus Club Certificate
2.48%	$300	-	60 Month Generation Next Club Certificate
2.48%	$300	-	60 Month Synced Club Certificate

Alabama Teachers Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.30%	$1k	-	12 Month IRA Share Certificate
2.58%	$1k	-	48 Month IRA Share Certificate
2.53%	$1k	-	36 Month IRA Share Certificate
2.53%	$1k	-	24 Month IRA Share Certificate
2.48%	$1k	-	60 Month IRA Share Certificate

Locations

Alabama Teachers Credit Union Locations
Branch Office	1008 Portwood Dr	Albertville, AL 35951-7316
Branch Office	1440 Chesnut Byp	Centre, AL 35960-2815
Branch Office	702 Walnut St	Gadsden, AL 35901
Branch Office	2020 US Highway 78 E	Oxford, AL 36203-2057
Branch Office	700 Gault Ave S	Fort Payne, AL 35967-1628
Branch Office	230 US Highway 431	Anniston, AL 36206-2120

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