Alabama Teachers Credit Union


Overview / Commentary
256-543-7040
702 Walnut St
Gadsden, AL 35901

Alabama Teachers Credit Union is headquartered in Gadsden and is the 15th largest credit union in the state of Alabama. It is also the 703rd largest credit union in the nation. It was established in 1959 and as of June of 2023, it had grown to 90 employees and 32,307 members at 6 locations. Alabama Teachers Credit Union's money market rates are 7X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Alabama Teachers Credit Union is open to those who live, work, or attend school in the Alabama counties of Calhoun, Cherokee, DeKalb, Etowah, or Marshall. Family members (related by blood or marriage) of existing credit union members are also eligible to join.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #67252
Year Chartered1959
Employees90
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD10.87%
Annual Interest Income$9.8MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$527.1MM$498.3MM
LoansQ2 2023vs Q2 2022$395.0MM$335.4MM
DepositsQ2 2023vs Q2 2022$451.5MM$449.7MM
Equity CapitalQ2 2023vs Q2 2022$45.7MM$42.9MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$3.7MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$1.6MM$1.5MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Alabama Teachers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Teachers Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$5k-Regular Share Savings
0.15%$5-Variable Rate IRA
0.10%$5-Special Club

Alabama Teachers Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$500k*-Money Market Account
OTHER TIERS: 0.35% $1k - $10k | 2.00% $50k - $250k | 2.50% $250k - $500k

Alabama Teachers Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*-$25knHanced Checking
OTHER TIERS: 0.15% $25k+

Alabama Teachers Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.16%$1k-7 Month Share Certificate Special-New Money
5.16%$300-7 Month Generation Next Club Certificate Special - New Money
5.16%$300-7 Month Savasaurus Club Certificate Special - New Money
5.16%$300-7 Month Synced Club Certificate Special - New Money
4.51%$1k-15 Month Share Certificate Special
4.51%$300-15 Month Generation Next Club Certificate Special
4.51%$300-15 Month Savasaurus Club Certificate Special
4.51%$300-15 Month Synced Club Certificate Special
3.56%$1k-6 Month Share Certificate
3.56%$300-6 Month Savasaurus Club Certificate
3.56%$300-6 Month Generation Next Club Certificate
3.56%$300-6 Month Synced Club Certificate
3.30%$1k-12 Month Share Certificate
3.30%$300-12 Month Savasaurus Club Certificate
3.30%$300-12 Month Generation Next Club Certificate
3.30%$300-12 Month Synced Club Certificate
2.58%$1k-48 Month Share Certificate
2.58%$300-48 Month Savasaurus Club Certificate
2.58%$300-48 Month Generation Next Club Certificate
2.58%$300-48 Month Synced Club Certificate
2.53%$1k-24 Month Share Certificate
2.53%$1k-36 Month Share Certificate
2.53%$300-24 Month Savasaurus Club Certificate
2.53%$300-36 Month Savasaurus Club Certificate
2.53%$300-24 Month Generation Next Club Certificate
2.53%$300-24 Month Synced Club Certificate
2.53%$300-36 Month Generation Next Club Certificate
2.53%$300-36 Month Synced Club Certificate
2.48%$1k-60 Month Share Certificate
2.48%$300-60 Month Savasaurus Club Certificate
2.48%$300-60 Month Generation Next Club Certificate
2.48%$300-60 Month Synced Club Certificate

Alabama Teachers Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$1k-12 Month IRA Share Certificate
2.58%$1k-48 Month IRA Share Certificate
2.53%$1k-36 Month IRA Share Certificate
2.53%$1k-24 Month IRA Share Certificate
2.48%$1k-60 Month IRA Share Certificate
Locations


Alabama Teachers Credit Union Locations
Branch Office1008 Portwood DrAlbertville, AL 35951-7316
Branch Office1440 Chesnut BypCentre, AL 35960-2815
Branch Office702 Walnut StGadsden, AL 35901
Branch Office2020 US Highway 78 EOxford, AL 36203-2057
Branch Office700 Gault Ave SFort Payne, AL 35967-1628
Branch Office230 US Highway 431Anniston, AL 36206-2120

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