Alabama Teachers Credit Union

Overview / Commentary
702 Walnut St
Gadsden, AL 35901

Alabama Teachers Credit Union is headquartered in Gadsden and is the 15th largest credit union in the state of Alabama. It is also the 730th largest credit union in the nation. It was established in 1959 and as of December of 2022, it had grown to 89 employees and 30,877 members at 6 locations. Alabama Teachers Credit Union has a B+ health rating.

Field of Membership Restrictions

Alabama Teachers Credit Union is open to those who live, work, or attend school in the Alabama counties of Calhoun, Cherokee, DeKalb, Etowah, or Marshall. Family members (related by blood or marriage) of existing credit union members are also eligible to join.
See current membership details


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Health Grade Components

NCUA #67252
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD10.66%
Annual Interest Income$16.0MM
Assets and Liabilities
AssetsQ4 2022vs Q4 2021$479.9MM$477.5MM
LoansQ4 2022vs Q4 2021$375.1MM$306.3MM
DepositsQ4 2022vs Q4 2021$423.3MM$425.3MM
Equity CapitalQ4 2022vs Q4 2021$43.1MM$48.4MM
Loan Loss AllowanceQ4 2022vs Q4 2021$3.8MM$3.5MM
Unbacked Noncurrent LoansQ4 2022vs Q4 2021$1.4MM$1.5MM
Real Estate OwnedQ4 2022vs Q4 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not Alabama Teachers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Teachers Credit Union Savings Account Rates

0.20%$5k-Regular Share Savings
0.15%$5-Variable Rate IRA
0.10%$5-Special Club

Alabama Teachers Credit Union Money Market Rates

0.35%*$20k*-Money Market Account
OTHER TIERS: 0.15% $1k - $10k | 0.25% $10k - $20k

Alabama Teachers Credit Union Checking Account Rates

2.00%*-$15knHanced Checking
OTHER TIERS: 0.25% $15k+

Alabama Teachers Credit Union CD Rates

4.50%$300-12 Month Savasaurus Club Certificate
4.50%$300-12 Month Generation Next Club Certificate
4.50%$300-12 Month Synced Club Certificate
4.50%$1k-7 Month CD Special-New Money
4.24%$300-24 Month Synced Club Certificate
4.24%$1k-15 Month Share Certificate
4.24%$300-15 Month Generation Next Club Certificate
4.24%$300-15 Month Savasaurus Club Certificate
4.24%$300-15 Month Synced Club Certificate
4.15%$1k-24 Month Share Certificate
4.15%$300-24 Month Savasaurus Club Certificate
4.15%$300-24 Month Generation Next Club Certificate
1.66%$1k-60 Month Share Certificate
1.66%$300-60 Month Savasaurus Club Certificate
1.66%$300-60 Month Generation Next Club Certificate
1.66%$300-60 Month Synced Club Certificate
1.41%$1k-48 Month Share Certificate
1.41%$300-48 Month Savasaurus Club Certificate
1.41%$300-48 Month Generation Next Club Certificate
1.41%$300-48 Month Synced Club Certificate
1.21%$1k-36 Month Share Certificate
1.21%$300-36 Month Savasaurus Club Certificate
1.21%$300-36 Month Generation Next Club Certificate
1.21%$300-36 Month Synced Club Certificate
0.85%$1k-12 Month Share Certificate
0.70%$1k-6 Month Share Certificate
0.70%$300-6 Month Savasaurus Club Certificate
0.70%$300-6 Month Generation Next Club Certificate
0.70%$300-6 Month Synced Club Certificate

Alabama Teachers Credit Union IRA Rates

4.15%$1k-24 Month IRA Share Certificate
1.66%$1k-60 Month IRA Share Certificate
1.41%$1k-48 Month IRA Share Certificate
1.21%$1k-36 Month IRA Share Certificate
0.85%$1k-12 Month IRA Share Certificate

Alabama Teachers Credit Union Locations
Branch Office1008 Portwood DrAlbertville, AL 35951-7316
Branch Office1440 Chesnut BypCentre, AL 35960-2815
Branch Office702 Walnut StGadsden, AL 35901
Branch Office2020 US Highway 78 EOxford, AL 36203-2057
Branch Office700 Gault Ave SFort Payne, AL 35967-1628
Branch Office230 US Highway 431Anniston, AL 36206-2120

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