Alabama Teachers Credit Union is headquartered in Gadsden and is the 15th largest credit union in the state of Alabama. It is also the 693rd largest credit union in the nation. It was established in 1959 and as of March of 2025, it had grown to 98 employees and 31,509 members at 6 locations. Alabama Teachers Credit Union has an A health rating.
Alabama Teachers Credit Union is open to those who live, work, or attend school in the Alabama counties of Calhoun, Cherokee, DeKalb, Etowah, or Marshall. Family members (related by blood or marriage) of existing credit union members are also eligible to join.
See current membership details
Overall | |
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NCUA # | 67252 |
Year Chartered | 1959 |
Employees | 98 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.58% |
Return on Equity - YTD | 5.93% |
Annual Interest Income | $6.9MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $573.8MM$549.9MM |
Loans | Q1 2025vs Q1 2024 | $431.1MM$409.4MM |
Deposits | Q1 2025vs Q1 2024 | $515.5MM$470.5MM |
Equity Capital | Q1 2025vs Q1 2024 | $55.7MM$49.3MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.6MM$3.6MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $3.5MM$1.8MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Rates for Alabama Teachers Credit Union are currently being reviewed.
Alabama Teachers Credit Union Locations | ||
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Branch Office | 1008 Portwood Dr | Albertville, AL 35951-7316 |
Branch Office | 1440 Chesnut Byp | Centre, AL 35960-2815 |
Branch Office | 702 Walnut St | Gadsden, AL 35901 |
Branch Office | 2020 US Highway 78 E | Oxford, AL 36203-2057 |
Branch Office | 700 Gault Ave S | Fort Payne, AL 35967-1628 |
Branch Office | 230 US Highway 431 | Anniston, AL 36206-2120 |