Alabama Teachers Credit Union

Overview / Commentary
702 Walnut St
Gadsden, AL 35901

Alabama Teachers Credit Union is headquartered in Gadsden and is the 16th largest credit union in the state of Alabama. It is also the 800th largest credit union in the nation. It was established in 1959 and as of December of 2018, it had grown to 76 employees and 25,672 members at 6 locations. Alabama Teachers Credit Union's CD rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Alabama Teachers Credit Union is open to residents, employees, or enrolled students in the following Alabama Counties; Etowah, Calhoun, DeKalb, Marshall, or Cherokee. Family of existing credit union members are also eligible to join.
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Health Grade Components

NCUA #67252
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.88%
Return on Equity - YTD6.68%
Annual Interest Income$11.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$302.8MM$285.8MM
LoansQ4 2018vs Q4 2017$244.1MM$223.3MM
DepositsQ4 2018vs Q4 2017$260.6MM$243.8MM
Equity CapitalQ4 2018vs Q4 2017$39.6MM$37.4MM
Loan Loss AllowanceQ4 2018vs Q4 2017$2.9MM$3.0MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$1.9MM$2.1MM
Real Estate OwnedQ4 2018vs Q4 2017$708.00K$310.00K
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Always verify rates and promotions with the bank or credit union. We are not Alabama Teachers Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alabama Teachers Credit Union Savings Account Rates

0.25%$5k-Regular Share Savings
0.15%$5-Variable Rate IRA
0.10%$5-Christmas Club
0.10%$5-Vacation Club
0.10%$5-Special Club

Alabama Teachers Credit Union Money Market Rates

0.55%*$20k*-Money Market Account
OTHER TIERS: 0.30% $1k - $10k | 0.45% $10k - $20k

Alabama Teachers Credit Union Checking Account Rates

2.50%*-$15knHanced Checking
OTHER TIERS: 0.25% $15k+

Alabama Teachers Credit Union CD Rates

2.90%$1k-60 Month Share Certificate
2.90%$300-60 Month Savasaurus Club Certificate
2.90%$300-60 Month Generation Next Club Certificate
2.90%$300-60 Month Synced Club Certificate
2.80%$1k-48 Month Share Certificate
2.80%$300-48 Month Savasaurus Club Certificate
2.80%$300-48 Month Generation Next Club Certificate
2.80%$300-48 Month Synced Club Certificate
2.40%$1k-36 Month Share Certificate
2.40%$300-36 Month Savasaurus Club Certificate
2.40%$300-36 Month Generation Next Club Certificate
2.40%$300-36 Month Synced Club Certificate
2.05%$1k-24 Month Share Certificate
2.05%$300-24 Month Savasaurus Club Certificate
2.05%$300-24 Month Generation Next Club Certificate
2.05%$300-24 Month Synced Club Certificate
1.90%$1k-12 Month Share Certificate
1.90%$300-12 Month Savasaurus Club Certificate
1.90%$300-12 Month Generation Next Club Certificate
1.90%$300-12 Month Synced Club Certificate
1.25%$1k-6 Month Share Certificate
1.25%$300-6 Month Savasaurus Club Certificate
1.25%$300-6 Month Generation Next Club Certificate
1.25%$300-6 Month Synced Club Certificate

Alabama Teachers Credit Union IRA Rates

2.90%$1k-60 Month IRA Share Certificate
2.40%$1k-36 Month IRA Share Certificate
1.90%$1k-12 Month IRA Share Certificate

Alabama Teachers Credit Union Locations
Branch Office1008 Portwood DrAlbertville, AL 35951-7316
Branch Office1440 Chesnut BypCentre, AL 35960-2815
Branch Office702 Walnut StGadsden, AL 35901
Branch Office1209 Snow St Ste AOxford, AL 36203-1294
Branch Office700 Gault Ave SFort Payne, AL 35967-1628
Branch Office230 US Highway 431Anniston, AL 36206-2120

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