AlaTrust Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.60%	5-year CD	5 Year CD 2.40% - Goldman Sachs Bank USA 5 Year CD
0.40%	1-year CD	1 Year CD 1.50% - Goldman Sachs Bank USA 12 Month CD
0.40%	Savings	Share Savings Account 1.20% - Goldman Sachs Bank USA Online Savings

View all AlaTrust Credit Union rates »

Overview / Commentary

www.alatrustcu.com

800-264-8031

1810 Merchants Dr
Hoover, AL 35244-1005

AlaTrust Credit Union is headquartered in Hoover and is the 28^th largest credit union in the state of Alabama. It is also the 1,321^st largest credit union in the nation. It was established in 1935 and as of June of 2017, it had grown to 39 employees and 12,209 members at 6 locations. AlaTrust Credit Union has an A health rating.

Field of Membership Restrictions

Membership to Ala Trust CU is available to anyone who holds residence, employment, worships, or is registered in school in these Alabama Counties; Jefferson, Calhoun, and Walker. You may also join this CU if you are employed with any of the CU-affiliated SEG's, or you have a family member that is a current CU member.
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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
NCUA #	60934
Year Chartered	1935
Employees	39
Primary Regulator

Profit Margin
Return on Assets - YTD	0.24%
Return on Equity - YTD	1.98%
Annual Interest Income	$2.0MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$136.7MM$134.7MM
Loans	Q2 2017vs Q2 2016	$64.1MM$67.3MM
Deposits	Q2 2017vs Q2 2016	$120.1MM$117.7MM
Equity Capital	Q2 2017vs Q2 2016	$16.1MM$16.6MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$1.1MM$1.4MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$560.00K$508.00K
Real Estate Owned	Q2 2017vs Q2 2016	$431.00K$574.00K

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AlaTrust Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	Share Savings Account
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $40k \| 0.25% → $40k - $75k \| 0.30% → $75k - $100k
0.40%^*	$100k^*	-	IRA Share Savings Account
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $40k \| 0.25% → $40k - $75k \| 0.30% → $75k - $100k
0.40%^*	$100k^*	-	Roth IRA Share Savings Account
OTHER TIERS: 0.10% → $100 - $10k \| 0.15% → $10k - $40k \| 0.25% → $40k - $75k \| 0.30% → $75k - $100k

AlaTrust Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$75k^*	-	Money Market Account
OTHER TIERS: 0.15% → $2,500 - $10k \| 0.20% → $10k - $25k \| 0.25% → $25k - $50k \| 0.30% → $50k - $75k

AlaTrust Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^*	$50k^*	-	Super NOW Checking Account
OTHER TIERS: 0.10% → $1k - $10k \| 0.15% → $10k - $25k \| 0.20% → $25k - $50k
0.15%	$500	-	Prime Plus Checking Account

AlaTrust Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$1k	-	5 Year CD
0.90%	$1k	-	4 Year CD
0.75%	$1k	-	3 Year CD
0.70%	$1k	-	30 Month CD
0.65%	$1k	-	2 Year CD
0.50%	$1k	-	18 Month CD
0.40%	$1k	-	1 Year CD
0.25%	$1k	-	6 Month CD
0.20%	$1k	-	90 Day CD

AlaTrust Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.25%	-	-	60 Month IRA CD
1.00%	-	-	48 Month IRA CD
0.80%	-	-	30 Month IRA CD
0.80%	-	-	36 Month IRA CD
0.70%	-	-	24 Month IRA CD
0.60%	-	-	18 Month IRA CD
0.50%	-	-	12 Month IRA CD
0.30%	-	-	6 Month IRA CD

Locations

AlaTrust Credit Union Locations
Branch Office	1694 Montclair Rd	Irondale, AL 35210-2410
Branch Office	1216 Wilmer Ave	Anniston, AL 36201
Branch Office	400 7th Ave	Jasper, AL 35501
Branch Office	1001 Jd and L Dr SW	Jacksonville, AL 36265
Branch Office	303 South St E	Talladega, AL 35160-2413
Branch Office	1810 Merchants Dr	Hoover, AL 35244-1005