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AlaTrust Credit Union


Overview / Commentary
www.alatrustcu.com
205-581-8800
1810 Merchants Dr
Hoover, AL 35244

AlaTrust Credit Union is headquartered in Hoover and is the 29th largest credit union in the state of Alabama. It is also the 1,336th largest credit union in the nation. It was established in 1935 and as of December of 2019, it had grown to 39 employees and 11,800 members at 6 locations. AlaTrust Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership to Ala Trust Credit Union is available to those who live, work, worship or attend school in the Alabama counties of Calhoun, Coosa, Cullman, Elmore, Jefferson, Russell, Shelby, St. Clair, Talladega, Tallapoosa, Walker, or Winston. Employees of more than 150 SEGs qualify for membership, as do family members of a current Ala Trust Credit Union member.
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Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #60934
Year Chartered1935
Employees39
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD5.21%
Annual Interest Income$4.7MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$140.8MM$135.8MM
LoansQ4 2019vs Q4 2018$73.8MM$67.4MM
DepositsQ4 2019vs Q4 2018$121.5MM$118.1MM
Equity CapitalQ4 2019vs Q4 2018$18.7MM$16.4MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.3MM$1.1MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$548.00K$513.00K
Real Estate OwnedQ4 2019vs Q4 2018$44.00K$120.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not AlaTrust Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

AlaTrust Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$75k*-Share Savings Account
OTHER TIERS: 0.05% → $101 - $10k | 0.10% → $10k - $75k
0.20%*$75k*-IRA Share Savings Account
OTHER TIERS: 0.05% → $101 - $10k | 0.10% → $10k - $75k

AlaTrust Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market Account
OTHER TIERS: 0.25% → $2.5k - $25k | 0.35% → $25k - $50k | 0.45% → $50k - $75k | 0.50% → $75k - $100k

AlaTrust Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$50k*-Super NOW Checking Account
OTHER TIERS: 0.10% → $1k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k
0.15%$500-Prime Plus Checking Account

AlaTrust Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$1k-5 Year CD
1.45%$1k-4 Year CD
1.40%$1k-3 Year CD
1.30%$1k-30 Month CD
1.20%$1k-2 Year CD
1.15%$1k-18 Month CD
0.90%$1k-1 Year CD
0.45%$1k-6 Month CD
0.20%$1k-90 Day CD

AlaTrust Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%--60 Month IRA CD
1.50%--48 Month IRA CD
1.45%--36 Month IRA CD
1.30%--30 Month IRA CD
1.20%--24 Month IRA CD
1.15%--18 Month IRA CD
0.95%--12 Month IRA CD
0.50%--6 Month IRA CD
Locations


AlaTrust Credit Union Locations
Branch Office1694 Montclair RdIrondale, AL 35210-2410
Branch Office1216 Wilmer AveAnniston, AL 36201
Branch Office400 7th AveJasper, AL 35501
Branch Office1001 Jd and L Dr SWJacksonville, AL 36265
Branch Office303 South St ETalladega, AL 35160-2413
Branch Office1810 Merchants DrHoover, AL 35244-1005

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