Alba-Golden Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.40% | 1-year CD | 1.38% - National Average |
| 0.75% | Savings | 0.26% - National Average |
| 1.70% | 2-year CD | 1.68% - National Average |
Alba-Golden Federal Credit Union is headquartered in Alba and is the 304th largest credit union in the state of Texas. It is also the 3,769th largest credit union in the nation. It was established in 1960 and as of December of 2018, it had grown to 3 employees and 1,388 members at 1 location. Alba-Golden Federal Credit Union's CD rates are 56% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Alba-Golden Federal Credit Union offers membership to those who work, worship or live in Alba, Emory, Golden, Mineola or Quitman, Texas.
See current membership details
Great Hometown Banking
the personnel are very friendly and down to earth, they go above and beyond to help you.....I would reccomend this credit union to everyone.
thanks
kim wolfe
CHANGE PERSONNEL
Never have I had an issue with this credit union until upon closing my account. It has been two months and two weeks since closing my account and the remaining funds supposedly got placed in the mail. I have had to call them at least six times since then asking about receiving the check. Recently I moved & had all my mail forwarded. Received the statement showing they withdrew the funds but still no check. They reissued another check after arguing with me about paying the 35$ stop payment fee because supposedly the check was lost in the mail(who's to say they never sent a check in the first place and then they get another 35$ from me, I think not).... played the waiting game yet again for the second check until calling and be informed the second check had been returned because of the address (they failed to write down the apartment number) During this last conversation I was not once apologized to (remind you two and a half months have gone by) got hung up on and bickered at. Please change your personnel before this local credit union gets a bad rep from their current staff who don't have a clue on how to conduct business and treat customers they've received over ten grand from. If it was possible this review wouldn't have any stars.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 13655 |
| Year Chartered | 1960 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.37% |
| Return on Equity - YTD | 7.68% |
| Annual Interest Income | $598.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $13.2MM$14.6MM |
| Loans | Q4 2018vs Q4 2017 | $8.6MM$7.7MM |
| Deposits | Q4 2018vs Q4 2017 | $10.7MM$12.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $2.4MM$2.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $79.00K$54.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $35.00K$0 |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Alba-Golden Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | Share Account |
Alba-Golden Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.70% | $5k | $100k | 2 Year Share Certificate | |
| 1.40% | $5k | $100k | 1 Year Share Certificate |
| Alba-Golden Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 140 Broadway St | Alba, TX 75410 |