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Alba-Golden Federal Credit Union

Popular Accounts at this Credit Union

0.90%1-year CD1 Year Share Certificate
0.60%SavingsShare Account
1.11%2-year CD2 Year Share Certificate

Overview / Commentary
140 Broadway St
Alba, TX 75410

Alba-Golden Federal Credit Union is headquartered in Alba and is the 322nd largest credit union in the state of Texas. It is also the 4,083rd largest credit union in the nation. It was established in 1960 and as of December of 2015, it had grown to 2 employees and 1,350 members at 1 location. Alba-Golden Federal Credit Union's CD rates are 34% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

To Become a Member you Must: Live, Work or Worship in Alba, Emory, Golden, Mineola or Quitman or be a relative to an existing member. - See Details

Reviews (1)

Great Hometown Banking

Posted by: kimwolfe | Dec 15, 2010

the personnel are very friendly and down to earth, they go above and beyond to help you.....I would reccomend this credit union to everyone.


kim wolfe

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alba-Golden Federal Credit Union has a low asset base.

Health Grade Components

NCUA #13655
Year Chartered1960
Primary Regulator
Profit Margin
Return on Assets - YTD2.19%
Return on Equity - YTD13.82%
Annual Interest Income$587.00K
Assets and Liabilities
AssetsQ4 2015vs Q4 2014$11.9MM$10.8MM
LoansQ4 2015vs Q4 2014$7.2MM$7.2MM
DepositsQ4 2015vs Q4 2014$10.0MM$8.9MM
Equity CapitalQ4 2015vs Q4 2014$1.9MM$1.6MM
Loan Loss AllowanceQ4 2015vs Q4 2014$37.00K$84.00K
Unbacked Noncurrent LoansQ4 2015vs Q4 2014$15.00K$91.00K
Real Estate OwnedQ4 2015vs Q4 2014$0$0
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Alba-Golden Federal Credit Union Savings Account Rates

0.60%--Share Account

Alba-Golden Federal Credit Union CD Rates

1.31%$100k-2 Year Jumbo Share Certificate
1.21%$100k-1 Year Jumbo Share Certificate
1.11%$5k$100k2 Year Share Certificate
0.90%$5k$100k1 Year Share Certificate

Alba-Golden Federal Credit Union Locations
Branch Office140 Broadway StAlba, TX 75410