Overview / Commentary
Alcoa Community Federal Credit Union is headquartered in Benton and is the 12th largest credit union in the state of Arkansas. It is also the 2,199th largest credit union in the nation. It was established in 1957 and as of June of 2024, it had grown to 20 employees and 5,849 members at 2 locations. Alcoa Community Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Alcoa Community Credit Union is open to those who live, work, worship, or attend school, in the Arkansas counties of Garland, Grant, Hot Spring, Perry, or Saline.
See current membership details
Health
B
Data as of Q2 2024
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alcoa Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11913 |
| Year Chartered | 1957 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.16% |
| Return on Equity - YTD | 2.07% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $66.2MM$64MM |
| Loans | Q2 2024vs Q2 2023 | $52.1MM$47.4MM |
| Deposits | Q2 2024vs Q2 2023 | $59.4MM$58MM |
| Equity Capital | Q2 2024vs Q2 2023 | $5.1MM$5.1MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $212K$353K |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $110K$125K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $174K$0 |