Overview / Commentary
Alcoa Community Federal Credit Union is headquartered in Benton and is the 12th largest credit union in the state of Arkansas. It is also the 2,287th largest credit union in the nation. It was established in 1957 and as of June of 2022, it had grown to 15 employees and 5,469 members at 1 location. Alcoa Community Federal Credit Union's CD rates are 67% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Alcoa Community Credit Union is open to those who live, work, attend school, or worship in Saline County, Arkansas.
See current membership details
Health
B+
Data as of Q2 2022
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alcoa Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11913 |
| Year Chartered | 1957 |
| Employees | 15 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.46% |
| Return on Equity - YTD | 5.35% |
| Annual Interest Income | $929.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $63.8MM$55.3MM |
| Loans | Q2 2022vs Q2 2021 | $37.3MM$35.4MM |
| Deposits | Q2 2022vs Q2 2021 | $57.4MM$49.1MM |
| Equity Capital | Q2 2022vs Q2 2021 | $5.5MM$5.3MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $121.00K$81.00K |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $35.00K$98.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |