Alcoa Community Federal Credit Union


Overview / Commentary
501-315-5626
1125 Military Rd
Benton, AR 72015

Alcoa Community Federal Credit Union is headquartered in Benton and is the 12th largest credit union in the state of Arkansas. It is also the 2,207th largest credit union in the nation. It was established in 1957 and as of September of 2023, it had grown to 20 employees and 5,877 members at 1 location. Alcoa Community Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Alcoa Community Credit Union is open to those who live, work, worship, or attend school, in the Arkansas counties of Garland, Grant, Hot Spring, Perry, or Saline.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alcoa Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #11913
Year Chartered1957
Employees20
Primary Regulator
Profit Margin
Return on Assets - YTD0.07%
Return on Equity - YTD0.85%
Annual Interest Income$2MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$66MM$64.4MM
LoansQ3 2023vs Q3 2022$51.2MM$41.1MM
DepositsQ3 2023vs Q3 2022$58.3MM$57.6MM
Equity CapitalQ3 2023vs Q3 2022$5.1MM$5.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$307K$111K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$144K$107K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alcoa Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%*$100k*-Monthly Dividend Accounts
OTHER TIERS: 1.35% Up to $20k | 1.45% $20k - $50k | 1.50% $50k - $100k
1.25%--IRA Accounts
1.00%*-$5kChristmas Club Accounts
OTHER TIERS: 0.25% $5k+
1.00%*-$5kVacation Club Accounts
OTHER TIERS: 0.25% $5k+
0.35%*$10k*-Regular Savings Accounts
OTHER TIERS: 0.25% Up to $10k

Alcoa Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$2.5k*-Share Draft Accounts
OTHER TIERS: 0.15% $400 - $2.5k

Alcoa Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$2.5k-2 Year Share Certificate
3.20%$2.5k-1 Year Share Certificate
3.00%$1k-6 Month Share Certificate
Locations


Alcoa Community Federal Credit Union Locations
Branch Office1125 Military RdBenton, AR 72015

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