Overview / Commentary
Alcoa Community Federal Credit Union is headquartered in Benton and is the 12th largest credit union in the state of Arkansas. It is also the 2,247th largest credit union in the nation. It was established in 1957 and as of June of 2023, it had grown to 18 employees and 5,692 members at 1 location. Alcoa Community Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in Alcoa Community Credit Union is open to those who live, work, worship, or attend school, in the Arkansas counties of Garland, Grant, Hot Spring, Perry, or Saline.
See current membership details
Health
B
Data as of Q2 2023
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alcoa Community Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 11913 |
| Year Chartered | 1957 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.97% |
| Return on Equity - YTD | -12.23% |
| Annual Interest Income | $1.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $64.0MM$63.8MM |
| Loans | Q2 2023vs Q2 2022 | $47.4MM$37.3MM |
| Deposits | Q2 2023vs Q2 2022 | $58.0MM$57.4MM |
| Equity Capital | Q2 2023vs Q2 2022 | $5.1MM$5.5MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$121.00K |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $125.00K$35.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |