Alcoa Community Federal Credit Union


Overview / Commentary
501-315-5626
1125 Military Rd
Benton, AR 72015

Alcoa Community Federal Credit Union is headquartered in Benton and is the 12th largest credit union in the state of Arkansas. It is also the 2,247th largest credit union in the nation. It was established in 1957 and as of June of 2023, it had grown to 18 employees and 5,692 members at 1 location. Alcoa Community Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Alcoa Community Credit Union is open to those who live, work, worship, or attend school, in the Arkansas counties of Garland, Grant, Hot Spring, Perry, or Saline.
See current membership details

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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alcoa Community Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #11913
Year Chartered1957
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD-0.97%
Return on Equity - YTD-12.23%
Annual Interest Income$1.3MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$64.0MM$63.8MM
LoansQ2 2023vs Q2 2022$47.4MM$37.3MM
DepositsQ2 2023vs Q2 2022$58.0MM$57.4MM
Equity CapitalQ2 2023vs Q2 2022$5.1MM$5.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$121.00K
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$125.00K$35.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Alcoa Community Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.70%*$100k*-Monthly Dividend Accounts
OTHER TIERS: 1.50% Up to $20k | 1.60% $20k - $50k | 1.65% $50k - $100k
1.50%--IRA Accounts
1.00%*-$5kChristmas Club Accounts
OTHER TIERS: 0.25% $5k+
1.00%*-$5kVacation Club Accounts
OTHER TIERS: 0.25% $5k+
0.35%*$10k*-Regular Savings Accounts
OTHER TIERS: 0.25% Up to $10k

Alcoa Community Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$2.5k*-Share Draft Accounts
OTHER TIERS: 0.15% $400 - $2.5k

Alcoa Community Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%$2.5k-2 Year Share Certificate
3.20%$2.5k-1 Year Share Certificate
3.00%$1k-6 Month Share Certificate
Locations


Alcoa Community Federal Credit Union Locations
Branch Office1125 Military RdBenton, AR 72015

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