Alcoa Tenn Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.75% | 1-year CD | |
| 0.10% | Savings | 2.20% - Barclays Online Savings Account |
| 1.30% | 3-year CD | 1.87% - National Average |
Alcoa Tenn Federal Credit Union is headquartered in Alcoa and is the 21st largest credit union in the state of Tennessee. It is also the 962nd largest credit union in the nation. It was established in 1936 and as of December of 2018, it had grown to 69 employees and 23,520 members at 4 locations. Alcoa Tenn Federal Credit Union has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, or worship in Blount, Loudon, or Monroe Counties.
See current membership details
No Longer Customer Friendly. Dishonest.
II have banked with ATFCU for over 25 years but finally followed through on my vows to switch to another bank. The people no longer provide a "personal" banking experience. They are dishonest. They process transactions in an order that ensures NSF fees that would not be applicable if transactions were processed in chronological order. They have a policy of holding out-of-state checks for a week. I think that is reasonable. However, I recently had a cashiers check from out-of-state and they held it for a week. Never mind the fact that I had banked with them for years. Not to mention that a cashiers check is basically cash! They wanted to make money on my cash. It was at that time that I decided to go through the pain of switching automatic payments to another bank. It was a hassle well worth it. At my new bank, I am treated like a person, not an opportunity to make a buck.
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Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1509 |
| Year Chartered | 1936 |
| Employees | 69 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 8.77% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $231.3MM$225.1MM |
| Loans | Q4 2018vs Q4 2017 | $159.8MM$142.9MM |
| Deposits | Q4 2018vs Q4 2017 | $203.8MM$199.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $26.5MM$24.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $622.00K$466.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $840.00K$303.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Alcoa Tenn Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Alcoa Tenn Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $5 | - | Share/Savings | |
| 0.10% | $5 | - | Club Accounts | |
| 0.08% | $5 | - | Business Share/Savings |
Alcoa Tenn Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.25%* | $25k* | - | Money Market Investment | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | |||||
| 0.25%* | $25k* | - | Business Money Market | ||
| OTHER TIERS: 0.10% → Up to $2.5k | 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | |||||
Alcoa Tenn Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $5 | - | Share Draft/Checking | |
| 0.01% | $5 | - | Tenn Plus Checking | |
| 0.01% | $2.5k | - | Business Share Draft/Checking |
Alcoa Tenn Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 36 Month Share Certificate | |
| 1.30% | $1k | - | 30 Month Share Certificate | |
| 1.25% | $1k | - | 24 Month Share Certificate | |
| 1.15% | $1k | - | 18 Month Share Certificate | |
| 0.75% | $1k | - | 12 Month Share Certificate | |
| 0.30% | $1k | - | 6 Month Share Certificate | |
| 0.15% | $1k | - | 3 Month Share Certificate |
Alcoa Tenn Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 36 Month IRA Share Certificate | |
| 1.30% | $1k | - | 30 Month IRA Share Certificate | |
| 1.25% | $1k | - | 24 Month IRA Share Certificate | |
| 1.15% | $1k | - | 18 Month IRA Share Certificate | |
| 0.75% | $1k | - | 12 Month IRA Share Certificate | |
| 0.30% | $1k | - | 6 Month IRA Share Certificate |
| Alcoa Tenn Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 425 Foothills Mall Dr | Maryville, TN 37801-2324 |
| Branch Office | 124 N Hall Rd | Alcoa, TN 37701-2648 |
| Branch Office | 160 Deer Xing | Vonore, TN 37885-2133 |
| Branch Office | 2511 US Highway 411 S | Maryville, TN 37801-8636 |