Overview / Commentary
Alcose Credit Union is headquartered in White Oak and is the 196th largest credit union in the state of Pennsylvania. It is also the 3,547th largest credit union in the nation. It was established in 1950 and as of December of 2019, it had grown to 7 employees and 2,841 members at 2 locations. Alcose Credit Union has a B health rating.
Field of Membership Restrictions
Membership is open to all employees that are employed by any of the listed CU-affiliated companies. That eligibility status extends to include any family members or residence companions of all current CU members.
See current membership details
Health
B
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alcose Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61926 |
| Year Chartered | 1950 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.39% |
| Return on Equity - YTD | 2.99% |
| Annual Interest Income | $564.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $16.0MM$16.1MM |
| Loans | Q4 2019vs Q4 2018 | $6.7MM$6.5MM |
| Deposits | Q4 2019vs Q4 2018 | $13.9MM$14.0MM |
| Equity Capital | Q4 2019vs Q4 2018 | $2.1MM$2.1MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $42.00K$55.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $37.00K$21.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |