Align Credit Union is headquartered in Lowell and is the 19th largest credit union in the state of Massachusetts. It is also the 497th largest credit union in the nation. It was established in 1922 and as of June of 2020, it had grown to 115 employees and 27,515 members at 6 locations. Align Credit Union has an A health rating.
Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or more than 40 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details
|Return on Assets - YTD||0.2%|
|Return on Equity - YTD||1.69%|
|Annual Interest Income||$11.4MM|
|Assets and Liabilities|
|Assets||Q2 2020vs Q2 2019||$699.6MM$594.9MM|
|Loans||Q2 2020vs Q2 2019||$412.9MM$399.2MM|
|Deposits||Q2 2020vs Q2 2019||$524.5MM$443.8MM|
|Equity Capital||Q2 2020vs Q2 2019||$81.8MM$73.5MM|
|Loan Loss Allowance||Q2 2020vs Q2 2019||$1.3MM$847.00K|
|Unbacked Noncurrent Loans||Q2 2020vs Q2 2019||$3.2MM$1.1MM|
|Real Estate Owned||Q2 2020vs Q2 2019||$0$0|
Rates for Align Credit Union are currently being reviewed.
|Align Credit Union Locations|
|Branch Office||40 Market St||Lowell, MA 01852|
|Branch Office||87 Hale St||Lowell, MA 01851|
|Branch Office||969 Concord St||Framingham, MA 01701|
|Branch Office||110 Newbury St||Danvers, MA 01923|
|Branch Office||20 Cushing Ave||Haverhill, MA 01830|
|Branch Office||19 Haverhill Road||Amesbury, MA 01913|