Align Credit Union is headquartered in Lowell and is the 24th largest credit union in the state of Massachusetts. It is also the 610th largest credit union in the nation. It was established in 1922 and as of June of 2024, it had grown to 111 employees and 31,236 members at 9 locations. Align Credit Union's CD rates are 4X the national average, and it has a B health rating.
Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or 45 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66365 |
Year Chartered | 1922 |
Employees | 111 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -1.03% |
Return on Equity - YTD | -20.81% |
Annual Interest Income | $12.7MM |
Assets and Liabilities | ||
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Assets | Q2 2024vs Q2 2023 | $681.8MM$704MM |
Loans | Q2 2024vs Q2 2023 | $395.1MM$390.1MM |
Deposits | Q2 2024vs Q2 2023 | $560.3MM$595.4MM |
Equity Capital | Q2 2024vs Q2 2023 | $34MM$35.2MM |
Loan Loss Allowance | Q2 2024vs Q2 2023 | $2.5MM$2.5MM |
Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $3.1MM$1.4MM |
Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Align Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $0 | - | Benefit Checking | |
0.25% | $0 | - | Student Checking | |
0.10% | $15 | - | Commercial Checking |
Align Credit Union Locations | ||
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Corporate Office | 87 Hale St | Lowell, MA 01851 |
Branch Office | 40 Market St | Lowell, MA 01852 |
Branch Office | 235 Old Connecticut Path | Framingham, MA 01701 |
Branch Office | 110 Newbury St | Danvers, MA 01923 |
Branch Office | 20 Cushing Ave | Haverhill, MA 01830 |
Branch Office | 211G Lowell St | Wilmington, MA 01887 |
Branch Office | 19 Haverhill Rd | Amesbury, MA 01913 |
Branch Office | 70 East St | Methuen, MA 01844-4597 |
Branch Office | 68 Lafayette Rd | Seabrook, NH 03874 |