Align Credit Union


Overview / Commentary
800-942-9575
40 Market St
Lowell, MA 01852

Align Credit Union is headquartered in Lowell and is the 25th largest credit union in the state of Massachusetts. It is also the 623rd largest credit union in the nation. It was established in 1922 and as of December of 2024, it had grown to 114 employees and 27,904 members at 6 locations. Align Credit Union has a B health rating.

Field of Membership Restrictions

Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or 45 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details

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Health

Health Grade Components

Overall
NCUA #66365
Year Chartered1922
Employees114
Primary Regulator
Profit Margin
Return on Assets - YTD-1.24%
Return on Equity - YTD-24.78%
Annual Interest Income$25.4MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$668.1MM$707MM
LoansQ4 2024vs Q4 2023$393.4MM$401.9MM
DepositsQ4 2024vs Q4 2023$558.1MM$565.5MM
Equity CapitalQ4 2024vs Q4 2023$33.7MM$39.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$2.6MM$2.6MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$3.5MM$3MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations


Align Credit Union Locations
Corporate Office87 Hale StLowell, MA 01851
Branch Office235 Old Connecticut PathFramingham, MA 01701
Branch Office110 Newbury StDanvers, MA 01923
Branch Office20 Cushing AveHaverhill, MA 01830
Branch Office19 Haverhill RdAmesbury, MA 01913
Branch Office68 Lafayette RdSeabrook, NH 03874

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