Align Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.aligncu.com

800-942-9575

40 Market St
Lowell, MA 01852

Align Credit Union is headquartered in Lowell and is the 25^th largest credit union in the state of Massachusetts. It is also the 623^rd largest credit union in the nation. It was established in 1922 and as of December of 2024, it had grown to 114 employees and 27,904 members at 6 locations. Align Credit Union has a B health rating.

Field of Membership Restrictions

Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or 45 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	66365
Year Chartered	1922
Employees	114
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.24%
Return on Equity - YTD	-24.78%
Annual Interest Income	$25.4MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$668.1MM$707MM
Loans	Q4 2024vs Q4 2023	$393.4MM$401.9MM
Deposits	Q4 2024vs Q4 2023	$558.1MM$565.5MM
Equity Capital	Q4 2024vs Q4 2023	$33.7MM$39.7MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$2.6MM$2.6MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$3.5MM$3MM
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.30%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Align Credit Union.

Locations

Align Credit Union Locations
Corporate Office	87 Hale St	Lowell, MA 01851
Branch Office	235 Old Connecticut Path	Framingham, MA 01701
Branch Office	110 Newbury St	Danvers, MA 01923
Branch Office	20 Cushing Ave	Haverhill, MA 01830
Branch Office	19 Haverhill Rd	Amesbury, MA 01913
Branch Office	68 Lafayette Rd	Seabrook, NH 03874

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