APY | ACCOUNT TYPE | ACCOUNT NAME |
---|---|---|
2.10% | 5-year CD | 5 Year CD 2.50% - Ally Bank High Yield 5 Year CD |
1.05% | 1-year CD | 1 Year CD |
0.25% | Savings | My Goal Savings |
Align Credit Union is headquartered in Lowell and is the 18th largest credit union in the state of Massachusetts. It is also the 478th largest credit union in the nation. It was established in 1922 and as of December of 2017, it had grown to 123 employees and 27,979 members at 6 locations. Align Credit Union's money market rates are 82% higher than the national average, and it has an A health rating.
Align CU is open to anyone that resides, holds employment, or is enrolled as a student in the Eastern Massachusetts and the Southern New Hampshire area. Align CU still recognizes all of the employees that work for area phone companies for membership eligibility as well.
See current membership details
Overall | |
---|---|
NCUA # | 66365 |
Year Chartered | 1922 |
Employees | 123 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.21% |
Return on Equity - YTD | 1.81% |
Annual Interest Income | $19.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2017vs Q4 2016 | $578.9MM$584.0MM |
Loans | Q4 2017vs Q4 2016 | $378.8MM$371.1MM |
Deposits | Q4 2017vs Q4 2016 | $435.5MM$435.4MM |
Equity Capital | Q4 2017vs Q4 2016 | $68.9MM$66.7MM |
Loan Loss Allowance | Q4 2017vs Q4 2016 | $720.00K$1.1MM |
Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.2MM$1.6MM |
Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Align Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | - | Benefit Checking | |
0.25% | - | - | Student Checking | |
0.10% | - | - | Commercial Checking |
Align Credit Union Locations | ||
---|---|---|
Branch Office | 40 Market St | Lowell, MA 01852 |
Branch Office | 87 Hale St | Lowell, MA 01851 |
Branch Office | 969 Concord St | Framingham, MA 01701 |
Branch Office | 110 Newbury St | Danvers, MA 01923 |
Branch Office | 20 Cushing Ave | Haverhill, MA 01830 |
Branch Office | 19 Haverhill Road | Amesbury, MA 01913 |