Align Credit Union is headquartered in Lowell and is the 25th largest credit union in the state of Massachusetts. It is also the 612th largest credit union in the nation. It was established in 1922 and as of September of 2024, it had grown to 121 employees and 28,510 members at 9 locations. Align Credit Union has a B health rating.
Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or 45 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66365 |
Year Chartered | 1922 |
Employees | 121 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -1.12% |
Return on Equity - YTD | -18.67% |
Annual Interest Income | $19MM |
Assets and Liabilities | ||
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Assets | Q3 2024vs Q3 2023 | $679.5MM$693.8MM |
Loans | Q3 2024vs Q3 2023 | $393.3MM$394.9MM |
Deposits | Q3 2024vs Q3 2023 | $555.2MM$574.7MM |
Equity Capital | Q3 2024vs Q3 2023 | $40.8MM$30.6MM |
Loan Loss Allowance | Q3 2024vs Q3 2023 | $2.6MM$2.7MM |
Unbacked Noncurrent Loans | Q3 2024vs Q3 2023 | $2.7MM$1.7MM |
Real Estate Owned | Q3 2024vs Q3 2023 | $0$0 |
Sorry, we do not have rate data for Align Credit Union.
Align Credit Union Locations | ||
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Corporate Office | 87 Hale St | Lowell, MA 01851 |
Branch Office | 40 Market St | Lowell, MA 01852 |
Branch Office | 235 Old Connecticut Path | Framingham, MA 01701 |
Branch Office | 110 Newbury St | Danvers, MA 01923 |
Branch Office | 20 Cushing Ave | Haverhill, MA 01830 |
Branch Office | 211G Lowell St | Wilmington, MA 01887 |
Branch Office | 19 Haverhill Rd | Amesbury, MA 01913 |
Branch Office | 70 East St | Methuen, MA 01844-4597 |
Branch Office | 68 Lafayette Rd | Seabrook, NH 03874 |