Align Credit Union is headquartered in Lowell and is the 19th largest credit union in the state of Massachusetts. It is also the 515th largest credit union in the nation. It was established in 1922 and as of December of 2020, it had grown to 121 employees and 27,343 members at 6 locations. Align Credit Union's money market rates are 25% higher than the national average, and it has an A health rating.
Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or more than 40 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66365 |
Year Chartered | 1922 |
Employees | 121 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.24% |
Return on Equity - YTD | 2.1% |
Annual Interest Income | $22.2MM |
Assets and Liabilities | ||
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Assets | Q4 2020vs Q4 2019 | $693.5MM$641.4MM |
Loans | Q4 2020vs Q4 2019 | $395.9MM$415.8MM |
Deposits | Q4 2020vs Q4 2019 | $562.9MM$465.6MM |
Equity Capital | Q4 2020vs Q4 2019 | $81.9MM$75.0MM |
Loan Loss Allowance | Q4 2020vs Q4 2019 | $1.4MM$879.00K |
Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $4.6MM$2.5MM |
Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Align Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | - | Benefit Checking | |
0.25% | - | - | Student Checking | |
0.10% | $15 | - | Commercial Checking |
Align Credit Union Locations | ||
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Branch Office | 40 Market St | Lowell, MA 01852 |
Branch Office | 87 Hale St | Lowell, MA 01851 |
Branch Office | 969 Concord St | Framingham, MA 01701 |
Branch Office | 110 Newbury St | Danvers, MA 01923 |
Branch Office | 20 Cushing Ave | Haverhill, MA 01830 |
Branch Office | 19 Haverhill Road | Amesbury, MA 01913 |