Align Credit Union is headquartered in Lowell and is the 23rd largest credit union in the state of Massachusetts. It is also the 583rd largest credit union in the nation. It was established in 1922 and as of December of 2023, it had grown to 105 employees and 28,102 members at 9 locations. Align Credit Union has a B health rating.
Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or 45 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66365 |
Year Chartered | 1922 |
Employees | 105 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | -0.49% |
Return on Equity - YTD | -8.67% |
Annual Interest Income | $18.1MM |
Assets and Liabilities | ||
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Assets | Q4 2023vs Q4 2022 | $707MM$704.2MM |
Loans | Q4 2023vs Q4 2022 | $401.9MM$384.2MM |
Deposits | Q4 2023vs Q4 2022 | $565.5MM$601.2MM |
Equity Capital | Q4 2023vs Q4 2022 | $39.7MM$35.3MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $2.6MM$1.6MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $3MM$1.5MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $0$0 |
Rates for Align Credit Union are currently being reviewed.
Align Credit Union Locations | ||
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Branch Office | 40 Market St | Lowell, MA 01852 |
Branch Office | 87 Hale St | Lowell, MA 01851 |
Branch Office | 235 Old Connecticut Path | Framingham, MA 01701 |
Branch Office | 110 Newbury St | Danvers, MA 01923 |
Branch Office | 20 Cushing Ave | Haverhill, MA 01830 |
Branch Office | 211G Lowell St | Wilmington, MA 01887 |
Branch Office | 19 Haverhill Rd | Amesbury, MA 01913 |
Branch Office | 70 East St | Methuen, MA 01844-4597 |
Branch Office | 68 Lafayette Rd | Seabrook, NH 03874 |