Align Credit Union is headquartered in Lowell and is the 23rd largest credit union in the state of Massachusetts. It is also the 572nd largest credit union in the nation. It was established in 1922 and as of September of 2022, it had grown to 117 employees and 28,568 members at 9 locations. Align Credit Union's CD rates are 4X the national average, and it has a B+ health rating.
Align Credit Union is open to anyone who lives, works, or attends school in more than 130 cities/towns in eastern Massachusetts or more than 40 cities/towns in southern New Hampshire. Individuals who work for communication companies in eastern Massachusetts or southern New Hampshire also qualify for membership.
See current membership details
Overall | |
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NCUA # | 66365 |
Year Chartered | 1922 |
Employees | 117 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.07% |
Return on Equity - YTD | 1.3% |
Annual Interest Income | $15.1MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $697.7MM$739.8MM |
Loans | Q3 2022vs Q3 2021 | $377.6MM$352.1MM |
Deposits | Q3 2022vs Q3 2021 | $614.0MM$611.2MM |
Equity Capital | Q3 2022vs Q3 2021 | $36.0MM$79.8MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $1.6MM$1.3MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.4MM$1.7MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Align Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | - | - | Benefit Checking | |
0.25% | - | - | Student Checking | |
0.10% | $15 | - | Commercial Checking |
Align Credit Union Locations | ||
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Branch Office | 40 Market St | Lowell, MA 01852 |
Branch Office | 87 Hale St | Lowell, MA 01851 |
Branch Office | 969 Concord St | Framingham, MA 01701 |
Branch Office | 110 Newbury St | Danvers, MA 01923 |
Branch Office | 20 Cushing Ave | Haverhill, MA 01830 |
Branch Office | 211G Lowell St | Wilmington, MA 01887 |
Branch Office | 19 Haverhill Rd | Amesbury, MA 01913 |
Branch Office | 70 East St | Methuen, MA 01844-4597 |
Branch Office | 68 Lafayette Rd | Seabrook, NH 03874 |