Overview / Commentary
AllCom Credit Union is headquartered in Worcester and is the 63rd largest credit union in the state of Massachusetts. It is also the 2,013th largest credit union in the nation. It was established in 1922 and as of March of 2025, it had grown to 11 employees and 3,901 members at 2 locations. AllCom Credit Union has an A health rating.
Field of Membership Restrictions
AllCom Credit Union is open to anyone who lives, works, or attends in the Worcester, Massachusetts area, or 23 named communities in Middlesex County. If you work or have retired from any job that is primarily in the communications field, gas, electrical, or utilities of any form, then you and your family are also eligible to become AllCom Credit Union members.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. AllCom Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67599 |
| Year Chartered | 1922 |
| Employees | 11 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.66% |
| Return on Equity - YTD | 4.25% |
| Annual Interest Income | $827K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $81.9MM$80.4MM |
| Loans | Q1 2025vs Q1 2024 | $43.8MM$44.2MM |
| Deposits | Q1 2025vs Q1 2024 | $68.8MM$68MM |
| Equity Capital | Q1 2025vs Q1 2024 | $12.4MM$11.6MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $259K$242K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $7K$8K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |