Allegany First Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.alleganyfirstfcu.com

585-567-4103

27 W Main St
Fillmore, NY 14735

Allegany First Federal Credit Union is headquartered in Fillmore and is the 171^st largest credit union in the state of New York. It is also the 3,046^th largest credit union in the nation. It was established in 1977 and as of March of 2025, it had grown to 4 employees and 2,172 members at 1 location. Allegany First Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Allegany County in New York.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Allegany First Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	22883
Year Chartered	1977
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	2.32%
Return on Equity - YTD	18.31%
Annual Interest Income	$280K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$25MM$23.8MM
Loans	Q1 2025vs Q1 2024	$6.9MM$6.7MM
Deposits	Q1 2025vs Q1 2024	$21.9MM$21.2MM
Equity Capital	Q1 2025vs Q1 2024	$3.1MM$2.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$54K$45K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$82K$47K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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CD

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Allegany First Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$200	-	Regular Shares
0.50%	$200	-	Education Share Account
0.50%	$50	-	January Club Account
0.50%	$50	-	Summer Club Account
0.50%	$50	-	Christmas Club Account
0.50%	$20	-	Youth Share Account

Allegany First Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%	$500	-	24 Month CD - New Money
0.50%	$500	-	18 Months CD - New Money
0.40%	$500	-	12 Month CD - New Money
0.30%	$500	-	6 Month CD - New Money

Locations

Allegany First Federal Credit Union Locations
Branch Office	27 W Main St	Fillmore, NY 14735

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