Overview / Commentary
Allentown Federal Credit Union is headquartered in Allentown and is the 95th largest credit union in the state of Pennsylvania. It is also the 2,001st largest credit union in the nation. It was established in 1955 and as of December of 2019, it had grown to 14 employees and 6,544 members at 4 locations. Allentown Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to the members and/or employees of over 80 local businesses and organizations.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Allentown Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 10015 |
| Year Chartered | 1955 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.74% |
| Return on Equity - YTD | 5.69% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $68.7MM$66.3MM |
| Loans | Q4 2019vs Q4 2018 | $43.8MM$42.4MM |
| Deposits | Q4 2019vs Q4 2018 | $59.8MM$58.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $8.9MM$8.4MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $242.00K$253.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $266.00K$208.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |