Overview / Commentary
Alliance Credit Union (FL) is headquartered in Gainesville and is the 81st largest credit union in the state of Florida. It is also the 2,299th largest credit union in the nation. It was established in 1991 and as of March of 2025, it had grown to 14 employees and 5,477 members at 2 locations. Alliance Credit Union (FL) has a F health rating.
Field of Membership Restrictions
Alliance Credit Union is open to those who live or work in Bradford, Alachua, Levy, Gilchrist, or Union Counties in Florida.
See current membership details
Health
F
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alliance Credit Union (FL) has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 67432 |
| Year Chartered | 1991 |
| Employees | 14 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.58% |
| Return on Equity - YTD | -464.74% |
| Annual Interest Income | $829K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $58.5MM$61.2MM |
| Loans | Q1 2025vs Q1 2024 | $39.1MM$47.2MM |
| Deposits | Q1 2025vs Q1 2024 | $58.1MM$58.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $72K$1.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $1.2MM$1.2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.3MM$1.7MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |