Overview / Commentary
Alliance CU (TX) is headquartered in Lubbock and is the 54th largest credit union in the state of Texas. It is also the 647th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 178 employees and 53,900 members at 10 locations. Alliance CU (TX) has an A health rating.
Field of Membership Restrictions
Membership in Alliance Credit Union is open to those who live, work, or worship in the Texas counties of Crosby, Floyd, Garza, Hale, Hockley, Lamb, Lubbock, Lynn, or Terry. Immediate family members of membership-eligible individuals also qualify for membership.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 97103 |
| Year Chartered | 1940 |
| Employees | 178 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.89% |
| Return on Equity - YTD | 7.79% |
| Annual Interest Income | $9.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $638.9MM$590.5MM |
| Loans | Q1 2025vs Q1 2024 | $547.2MM$500MM |
| Deposits | Q1 2025vs Q1 2024 | $551.2MM$498.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $71.7MM$67.4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3MM$1MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $5MM$4.6MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |