Alliance Niagara Federal Credit Union is headquartered in Sanborn and is the 188th largest credit union in the state of New York. It is also the 3,519th largest credit union in the nation. It was established in 1967 and as of December of 2019, it had grown to 2 employees and 1,299 members at 1 location. Alliance Niagara Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees and students of Niagara University and Niagara County Community College.
See current membership details
They genuinely care
I have had a checking account with this credit union for about 19 years. They are always welcoming when you walk in, and they greet you by name once they become familiar with you. I went years without using the account because I didn't need it for awhile. They kept the account open for me and let me use it only when I wanted to. They never charged a fee or made me feel guilty for not using them. One time my insurance company, in error, deducted my monthly premium out of the account (twice) when there were no funds in there. As soon as I realized what happened, I went to the credit union and explained what happened. Without even questioning it, they waived the overdraft fees that were charged on my account. They are just an all-around friendly credit union that genuinely care about their customers, no matter what.
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18409 |
| Year Chartered | 1967 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 4.32% |
| Annual Interest Income | $495.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $16.5MM$16.1MM |
| Loans | Q4 2019vs Q4 2018 | $6.8MM$6.3MM |
| Deposits | Q4 2019vs Q4 2018 | $15.1MM$14.8MM |
| Equity Capital | Q4 2019vs Q4 2018 | $1.3MM$1.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $29.00K$31.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $172.00K$167.00K |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |