Alliance Niagara Federal Credit Union
LOCATIONS
2
View locations
HEALTH RATING
C+
View health report
CURRENT TOP RATE
0.50% APY
IRA Savers
View all rates
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.25% | 1-year CD | 12 Months CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.10% | Savings | Special Savings 1.00% - Ally Bank Online Savings Account |
| 0.30% | 2-year CD | 24 Months CD |
Overview / Commentary
Alliance Niagara Federal Credit Union is headquartered in Sanborn and is the 196th largest credit union in the state of New York. It is also the 3,681st largest credit union in the nation. It was established in 1967 and as of June of 2016, it had grown to 2 employees and 1,532 members at 2 locations. Alliance Niagara Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees and students of Niagara University and Niagara County Community College.
See current membership details
Health
C+
Data as of Q2 2016
Learn more about bank healthAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Alliance Niagara Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 18409 |
| Year Chartered | 1967 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.25% |
| Return on Equity - YTD | 3.51% |
| Annual Interest Income | $206.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $16.6MM$15.9MM |
| Loans | Q2 2016vs Q2 2015 | $5.1MM$5.2MM |
| Deposits | Q2 2016vs Q2 2015 | $15.4MM$14.7MM |
| Equity Capital | Q2 2016vs Q2 2015 | $1.2MM$1.2MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $16.00K$19.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $116.00K$149.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$0 |
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Alliance Niagara Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | IRA Savers | |
| 0.10% | $100 | - | Shares Account | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club | |
| 0.10% | $100 | - | Special Savings |
Alliance Niagara Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $1k | - | 24 Months CD | |
| 0.25% | $1k | - | 12 Months CD | |
| 0.20% | $1k | - | 6 Months CD |
Locations
| Alliance Niagara Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3111 Saunders Settlement Rd | Sanborn, NY 14132 |
| Branch Office | Marian Hall University Dr | Niagara University, NY 14109-9809 |