Alliance Niagara Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.75% | 1-year CD | |
| 0.20% | Savings | 2.20% - Barclays Online Savings Account |
| 1.25% | 2-year CD | 1.67% - National Average |
Alliance Niagara Federal Credit Union is headquartered in Sanborn and is the 195th largest credit union in the state of New York. It is also the 3,579th largest credit union in the nation. It was established in 1967 and as of December of 2018, it had grown to 2 employees and 1,348 members at 2 locations. Alliance Niagara Federal Credit Union has a C health rating.
Field of Membership Restrictions
Membership is open to employees and students of Niagara University and Niagara County Community College.
See current membership details
They genuinely care
I have had a checking account with this credit union for about 19 years. They are always welcoming when you walk in, and they greet you by name once they become familiar with you. I went years without using the account because I didn't need it for awhile. They kept the account open for me and let me use it only when I wanted to. They never charged a fee or made me feel guilty for not using them. One time my insurance company, in error, deducted my monthly premium out of the account (twice) when there were no funds in there. As soon as I realized what happened, I went to the credit union and explained what happened. Without even questioning it, they waived the overdraft fees that were charged on my account. They are just an all-around friendly credit union that genuinely care about their customers, no matter what.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 18409 |
| Year Chartered | 1967 |
| Employees | 2 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.37% |
| Return on Equity - YTD | 4.76% |
| Annual Interest Income | $455.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $16.1MM$16.6MM |
| Loans | Q4 2018vs Q4 2017 | $6.3MM$5.8MM |
| Deposits | Q4 2018vs Q4 2017 | $14.8MM$15.4MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.3MM$1.2MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $31.00K$35.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $167.00K$125.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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Alliance Niagara Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA Savers | |
| 0.20% | $100 | - | Shares Account | |
| 0.20% | $100 | - | Special Savings | |
| 0.10% | $100 | - | Christmas Club | |
| 0.10% | $100 | - | Vacation Club |
Alliance Niagara Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.25% | $1k | - | 24 Months CD | |
| 0.75% | $1k | - | 12 Months CD | |
| 0.50% | $1k | - | 6 Months CD |
| Alliance Niagara Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3111 Saunders Settlement Rd | Sanborn, NY 14132 |
| Branch Office | Marian Hall University Dr | Niagara University, NY 14109-9809 |